LOANHEAD TRANSPORT LIMITED
🌳Matureactive
SC045060 · ltd · incorporated 1967-10-09
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
£7.20M
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Freight transport by road
Sector: Transportation & storage
ALSO REGISTERED FOR
- 52103SIC 52103
Investor take
PursueAsset-holding vehicle with a 66-year-old founder — textbook succession opportunity.
Opportunity 77/100 (strong), bankability 85/100. Strong seller-intent signal (78/100, director aged 66). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -48% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
3 live charges · 2 lenders · oldest 20.1y
30/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 20.1 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 2 with DOB)
77
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
14 connected companies via shared directors
87
Filing history
102 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £7,203,392
Net assets shrinking
Down £1,362,840 YoY
Cash draining
Cash down 48% YoY
Cash YoY
-48%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£2.3m
↓ 48% YoY
Net Worth
£7.2m
↓ 16% YoY
Current Assets
£2.4m
↓ 47% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Total assets | £7.56M | £8.82M |
| Current assets | £2.35M | £4.46M |
| Cash | £2.28M | £4.41M |
| Debtors | £76.2k | £50.4k |
| Net assets | £7.20M | £8.57M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
- 2025-07-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-05-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-06-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-06-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-06-08📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-06-27📄accounts-with-accounts-type-smallaccounts · AA
- 2015-08-26📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-06-15📄accounts-with-accounts-type-smallaccounts · AA
- 2015-03-09📄mortgage-satisfy-charge-fullmortgage · MR04
- 2015-03-09📄mortgage-satisfy-charge-fullmortgage · MR04
- 2015-03-09📄mortgage-satisfy-charge-fullmortgage · MR04
- 2015-03-09🔓Charge satisfied #2
- 2015-03-09🔓Charge satisfied #3
- 2015-03-09🔓Charge satisfied #1
- 2012-11-02🔒Charge registered #2Lender: Bank of Scotland PLC
- 2012-10-30🔒Charge registered #3Lender: Bank of Scotland PLC
- 2006-03-14🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 2005-06-01➕STEWART, Charles Roderick appointedsecretary
- 2005-06-01➖MALCOLM, Walter Hattrick resignedsecretary
- 2003-03-31➕MALCOLM, Walter Hattrick appointedsecretary
- 2003-03-31➖STEWART, Charles Roderick resignedsecretary
- 1990-08-15➖STEVENSTON, Hugh resignedsecretary
- 1990-08-15➕STEWART, Charles Roderick appointedsecretary
- 1967-10-09🏢Company incorporatedAs LOANHEAD TRANSPORT LIMITED
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 66 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 59 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew Buchanan Malcolm Individual · British · DOB 01/1962 · age 64 | — | — | sig. influencesignificant influence | 01/08/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| T.S.M MANAGING LTD→ SC832532 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| TAXI 8 LTD→ SC600101 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| TFC COURIERS LTD→ SC869377 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| TFEM TRANSPORT LTD→ SC621083 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| THAL COURIERS LTD→ SC836405 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| THE BOATYARD LIMITED→ SC181846 · est 1997 · no financials extracted | — | — | — | — | 28y | — | — |
| THE MOORE ROUTE LTD→ SC857522 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| THEMCMASTERGROUP LTD→ SC683280 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| THISTLE COURIERS LTD→ SC879156 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| THISTLEHAULAGE LTD→ SC585754 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| TIREE SEA TOURS LIMITED→ SC587787 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| TLCHARNOCK LTD→ SC839429 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1967-10-09
Jurisdictionscotland
Primary SIC49410 — Freight transport by road
Registered office
Brookfield House
Burnbrae Drive
Linwood Indust Estate
Linwood
PA3 3BU
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-09-03
Last: 2025-08-20
Officers (3 active · 3 resigned)
STEWART, Charles Roderick→
Activesecretary · appointed 2005-06-01
View their other companies + combined net worth →
Active
Active
MALCOLM, Walter Hattrick→
Resignedsecretary · appointed 2003-03-31 · resigned 2005-06-01
STEVENSTON, Hugh→
Resignedsecretary · resigned 1990-08-15
STEWART, Charles Roderick→
Resignedsecretary · appointed 1990-08-15 · resigned 2003-03-31
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
0
Outstanding
0
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 02/11/2012 | 09/03/2015 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Pledge over account | 1 property | 30/10/2012 | 09/03/2015 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 2 properties | 14/03/2006 | 09/03/2015 |
Recent filings (102 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-05-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-07-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-08-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-05-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-08-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-06-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2018-08-31