ORKNEY FACTORS LIMITED

🌳Matureactive
SC048648 · ltd · incorporated 1971-04-30
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Why now
Window opening · medium confidence
More negotiable than before — 1 signals weakening over the last 30 days.
  • · Refinance opportunity: clean_up_first → under_pressure
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
What changed my view
Last 30 days

Picture worsened over the last 30 days — 1 negative signal vs 0 positive.

  • ↓Refinance opportunity: clean_up_first → under_pressure
Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2026
Net worth
£1.49M
book net assets
Opportunity
82/100
Exceptional
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What this business does
Primary activity: Retail trade of motor vehicle parts and accessories
Sector: Wholesale & retail
Investor take
Pursue
Active trading company. Family succession underway — not a classic acquisition target.

Opportunity 82/100 (exceptional), bankability 80/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

3 live charges · oldest 54.9y

45/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 54.9 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: high (85/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
3 years of iXBRL accounts extracted + narrative notes parsed
95
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
19 officers (3 active, 19 linked, 14 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
124 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £1,490,716
Cash YoY
-17%
Year on year

Key financials

3 years extracted from filed iXBRL accounts
Cash
£200k
↓ 17% YoY
Net Worth
£1.5m
↑ 9.6% YoY
Current Assets
£1.1m
↑ 7.5% YoY
Current Liabilities
—
£0£298k£596k£894k£1.2m£1.5mJan 2024Jan 2025Jan 2026

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2026-01-312025-01-312024-01-31
Total assets£1.51M£1.41M£1.46M
Current assets£1.10M£1.02M£970.3k
Cash£199.8k£241.8k£246.5k
Debtors£446.8k£346.2k£386.0k
Net assets£1.49M£1.36M£1.26M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • • 1 accounts
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (49 events)Click to expand
  1. 2026-06-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-11-28
    ➕
    WILSON, Kathryn Leask appointed
    director
  3. 2025-11-28
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  4. 2025-05-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2024-07-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2023-07-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2022-07-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2021-07-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2020-09-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2019-09-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2018-11-28
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  12. 2018-11-19
    🔒
    Charge registered #3
    Lender: The Royal Bank of Scotland PLC
  13. 2018-10-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2017-10-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2016-07-25
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2015-07-27
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  17. 2015-07-06
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  18. 2008-03-31
    ➕
    WILSON, Kathryn Leask appointed
    secretary
  19. 2008-03-31
    ➕
    WILSON, Brian Albert appointed
    director
  20. 2008-03-31
    ➖
    PYKE, Karen resigned
    secretary
  21. 2008-03-31
    ➖
    MARWICK, Ronald Stove resigned
    director
  22. 2008-03-31
    ➖
    PYKE, Karen resigned
    director
  23. 2008-03-31
    ➖
    SHEARER, John Garson resigned
    director
  24. 2008-03-31
    ➖
    TULLOCH, David Robert resigned
    director
  25. 2002-07-18
    ➕
    SHEARER, John Garson appointed
    director
  26. 2002-01-31
    ➖
    PEACE, Alan Dewar resigned
    director
  27. 2001-07-17
    ➖
    CROY, Alfred T resigned
    director
  28. 2000-11-29
    ➖
    SWANNIE, Alexander resigned
    director
  29. 1999-05-27
    ➕
    TULLOCH, David Robert appointed
    director
  30. 1998-11-19
    🔒
    Charge registered #2
    Lender: The Royal Bank of Scotland PLC
  31. 1997-12-01
    ➕
    PEACE, Alan Dewar appointed
    director
  32. 1997-09-09
    ➖
    BALFOUR, Fraser resigned
    director
  33. 1995-11-06
    ➕
    BALFOUR, Fraser appointed
    director
  34. 1995-10-04
    ➖
    PEACE, Alan Dewar resigned
    director
  35. 1992-07-23
    ➖
    DREVER, Thomas Flett resigned
    secretary
  36. 1992-07-23
    ➕
    PYKE, Karen appointed
    secretary
  37. 1992-07-23
    ➖
    DREVER, Thomas Flett resigned
    director
  38. 1992-05-06
    ➕
    SWANNIE, Alexander appointed
    director
  39. 1991-07-25
    ➖
    CROY, Alfred T resigned
    secretary
  40. 1991-07-22
    ➕
    DREVER, Thomas Flett appointed
    secretary
  41. 1990-12-31
    ➖
    SHEARER, John William Armit Foulis resigned
    director
  42. 1990-07-11
    ➕
    CROY, Alfred T appointed
    secretary
  43. 1990-07-11
    ➖
    TAIT, John A S resigned
    secretary
  44. 1990-07-11
    ➕
    MARWICK, Ronald Stove appointed
    director
  45. 1990-07-11
    ➖
    TAIT, John A S resigned
    director
  46. 1990-04-24
    ➕
    PEACE, Alan Dewar appointed
    director
  47. 1990-04-24
    ➕
    PYKE, Karen appointed
    director
  48. 1971-08-03
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  49. 1971-04-30
    🏢
    Company incorporated
    As ORKNEY FACTORS LIMITED

Owner dependency

84/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 59 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

19/100
No succession signal

No meaningful acquirability indicators from public data.

SIGNALS
  • primaryFamily succession underway: Not a takeover target — WILSON, Kathryn Leask (same surname) appointed 2025-11-28. Pattern consistent with intra-family handover.
  • secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 18 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Brian Albert Wilson
Individual · British · DOB 06/1967 · age 59
——sig. influencesignificant influence01/07/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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MLM AGRI SERVICES LIMITED→
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——1119y7559y
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1971-04-30
Jurisdictionscotland
Primary SIC45320 — Retail trade of motor vehicle parts and accessories

Registered office

Orkney Factors Ltd Crowness Road
Hatston Ind. Estate
Kirkwall
Orkney
KW15 1RG

Filing status

Accounts
Next due: 2027-10-31
Last made up to: 2026-01-31
Confirmation statement
Next due: 2026-08-08
Last: 2025-07-25

Officers (3 active · 16 resigned)

WILSON, Kathryn Leask→
secretary · appointed 2008-03-31
View their other companies + combined net worth →
Active
WILSON, Brian Albert→
director · ~59y · appointed 2008-03-31
View their other companies + combined net worth →
Active
WILSON, Kathryn Leask→
director · ~50y · appointed 2025-11-28
View their other companies + combined net worth →
Active
CROY, Alfred T→
secretary · appointed 1990-07-11 · resigned 1991-07-25
Resigned
DREVER, Thomas Flett→
secretary · appointed 1991-07-22 · resigned 1992-07-23
Resigned
PYKE, Karen→
secretary · appointed 1992-07-23 · resigned 2008-03-31
Resigned
TAIT, John A S→
secretary · resigned 1990-07-11
Resigned
BALFOUR, Fraser→
director · ~72y · appointed 1995-11-06 · resigned 1997-09-09
Resigned
CROY, Alfred T→
director · ~90y · resigned 2001-07-17
Resigned
DREVER, Thomas Flett→
director · ~95y · resigned 1992-07-23
Resigned
MARWICK, Ronald Stove→
director · ~98y · appointed 1990-07-11 · resigned 2008-03-31
Resigned
PEACE, Alan Dewar→
director · ~67y · appointed 1997-12-01 · resigned 2002-01-31
Resigned
PEACE, Alan Dewar→
director · ~67y · appointed 1990-04-24 · resigned 1995-10-04
Resigned
PYKE, Karen→
director · ~74y · appointed 1990-04-24 · resigned 2008-03-31
Resigned
SHEARER, John Garson→
director · ~73y · appointed 2002-07-18 · resigned 2008-03-31
Resigned
SHEARER, John William Armit Foulis→
director · ~99y · resigned 1990-12-31
Resigned
SWANNIE, Alexander→
director · ~82y · appointed 1992-05-06 · resigned 2000-11-29
Resigned
TAIT, John A S→
director · ~104y · resigned 1990-07-11
Resigned
TULLOCH, David Robert→
director · ~76y · appointed 1999-05-27 · resigned 2008-03-31
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
3
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property19/11/2018—
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property19/11/1998—
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Floating charge1 property03/08/1971—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (124 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-06-05
appoint-person-director-company-with-name-date
officers · AP01
2025-11-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-07-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-07-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-09-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-07-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-09-27