HARLAW INVESTMENTS (ABERDEEN) LIMITED
🌳Matureactive
SC048836 · ltd · incorporated 1971-06-16
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£1.41M
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueProperty-backed borrower with a 85-year-old founder — textbook succession opportunity.
Opportunity 77/100 (strong), bankability 67/100. Strong seller-intent signal (78/100, director aged 85). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (53/100).
🏦
Refinance opportunity
14 live charges · 4 lenders · oldest 52.5y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 52.5 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 50/100 (high).
Data confidence
Overall: medium (68/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
14 charges (14/14 with lender, 14/14 with type)
90
Directors & officers
5 officers (2 active, 5 linked, 2 with DOB)
78
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
Network not yet resolved
30
Filing history
117 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £1,408,128
Cash YoY
-7%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£111k
↓ 6.9% YoY
Net Worth
£1.4m
↑ 24% YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-30 | 2024-03-30 |
|---|---|---|
| Cash | £111.3k | £119.6k |
| Net assets | £1.41M | £1.13M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (48 events)Click to expand
- 2025-12-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-11-19🔓Charge satisfied #16
- 2024-01-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-14📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-12-14🔓Charge satisfied #9
- 2023-08-09📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-08-09🔓Charge satisfied #8
- 2022-09-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-11-19📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2020-11-19📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-10-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-05-01➖MACKIE & DEWAR resignedcorporate-secretary
- 2019-08-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-12-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-12-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-12-20📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2011-11-30➖PARK, Raymond resignedsecretary
- 2011-11-30➕MACKIE & DEWAR appointedcorporate-secretary
- 1999-12-10🔓Charge satisfied #14
- 1999-11-29🔒Charge registered #16Lender: The Royal Bank of Scotland PLC
- 1999-08-16🔓Charge satisfied #7
- 1999-08-16🔓Charge satisfied #6
- 1999-08-16🔓Charge satisfied #5
- 1999-08-16🔓Charge satisfied #4
- 1999-08-16🔓Charge satisfied #3
- 1999-08-16🔓Charge satisfied #2
- 1999-08-16🔓Charge satisfied #1
- 1998-03-24➕PARK, Raymond appointedsecretary
- 1998-03-24➖PARK & MACRAE resignedcorporate-secretary
- 1997-12-08🔒Charge registered #14Lender: The Royal Bank of Scotland PLC
- 1993-09-06🔓Charge satisfied #13
- 1992-09-08🔒Charge registered #13Lender: The Royal Bank of Scotland PLC
- 1990-01-09🔒Charge registered #12Lender: The Royal Bank of Scotland PLC
- 1985-09-18🔓Charge satisfied #10
- 1982-09-01🔒Charge registered #10Lender: The Royal Bank of Scotland PLC
- 1982-07-05🔒Charge registered #9Lender: The Royal Bank of Scotland PLC
- 1982-01-29🔒Charge registered #8Lender: The Royal Bank of Scotland PLC
- 1980-01-22🔒Charge registered #7Lender: W M Mann & Co. (Investments) Limited
- 1978-10-06🔒Charge registered #6Lender: W M Mann & Co., Investments LTD
- 1976-10-22🔒Charge registered #5Lender: W M Mann & Co (Investments) LTD
- 1975-05-12🔒Charge registered #4Lender: The Royal Bank of Scotland PLC
- 1975-05-12🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 1973-11-05🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 1973-11-05🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 1971-06-16🏢Company incorporatedAs HARLAW INVESTMENTS (ABERDEEN) LIMITED
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 85 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
76/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 85 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 55 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Similar companies
Active · Property · AB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| JTS PROPERTIES LTD→ SC618819 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| JU03 MAC LTD→ SC750555 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| JUST BEHOLD LTD→ SC777152 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| JW KEGS PROPERTIES LTD→ SC784454 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| KAN MURRAY LTD→ SC812878 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| KCN KIDD LTD→ SC816682 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| KILBRIDE PROPERTY DEVELOPMENTS LTD→ SC717970 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| KINDERGARTEN (SCOTLAND) LIMITED→ SC146118 · est 1993 · no financials extracted | — | — | — | — | 32y | — | — |
| KINELL SERVICES LIMITED→ SC350950 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| KINGER PROPERTY LIMITED→ SC706656 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| KINTAIL MANAGEMENT LIMITED→ SC214155 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| KIRKGATE DEVELOPMENTS LIMITED→ SC402158 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1971-06-16
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate
Registered office
33 Morningfield Road
Aberdeen
AB15 4AP
Scotland
Filing status
Accounts
Next due: 2026-12-30
Last made up to: 2025-03-30
Confirmation statement
Next due: 2026-11-02
Last: 2025-10-19
Officers (2 active · 3 resigned)
Active
Active
PARK, Raymond→
Resignedsecretary · appointed 1998-03-24 · resigned 2011-11-30
MACKIE & DEWAR→
Resignedcorporate-secretary · appointed 2011-11-30 · resigned 2020-05-01
PARK & MACRAE→
Resignedcorporate-secretary · resigned 1998-03-24
Click a director name to see their full track record across all companies.
Mortgages & charges
14
Total charges
1
Outstanding
1
Active lenders
Status:Lender:14 of 14 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 2 properties | 29/11/1999 | 19/11/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 08/12/1997 | 10/12/1999 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 2 properties | 08/09/1992 | 06/09/1993 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 09/01/1990 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 01/09/1982 | 18/09/1985 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 05/07/1982 | 14/12/2023 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 29/01/1982 | 09/08/2023 | |
| satisfied | W M Mann & Co. (Investments) W M Mann & Co. (Investments) Limited | Standard security | 1 property | 22/01/1980 | 16/08/1999 | |
| satisfied | W M Mann & Co., Investments W M Mann & Co., Investments LTD | Standard security | 1 property | 06/10/1978 | 16/08/1999 | |
| satisfied | W M Mann & Co (Investments) W M Mann & Co (Investments) LTD | Standard security | 1 property | 22/10/1976 | 16/08/1999 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | G r s aberdeen standard security | 1 property | 12/05/1975 | 16/08/1999 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | G r s aberdeen standard security | 1 property | 12/05/1975 | 16/08/1999 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | See doc 18 standard security | 1 property | 05/11/1973 | 16/08/1999 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | See doc 19 standard security | 1 property | 05/11/1973 | 16/08/1999 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (117 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-18
mortgage-satisfy-charge-full
mortgage · MR04
2024-11-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-10
mortgage-satisfy-charge-full
mortgage · MR04
2023-12-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-19
mortgage-satisfy-charge-full
mortgage · MR04
2023-08-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-19
accounts-with-accounts-type-micro-entity
accounts · AA
2021-06-17
termination-secretary-company-with-name-termination-date
officers · TM02
2020-11-19
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2020-11-19