SPORTS TUNE MOTOR COMPANY LIMITED
🌳Matureactive
SC051184 · ltd · incorporated 1972-08-09
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Other retail sale not in stores, stalls or markets
Sector: Wholesale & retail
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 74/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
🏦
Refinance opportunity
10 live charges · 3 lenders · oldest 53.5y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 53.5 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 50/100 (high).
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
10 charges (10/10 with lender, 10/10 with type)
90
Directors & officers
7 officers (3 active, 7 linked, 5 with DOB)
84
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
Network not yet resolved
30
Filing history
106 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-01-31 | 2024-01-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 officers
- • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (35 events)Click to expand
- 2026-01-07📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-07📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-10-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-10-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-17📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-10-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-09-22➖FERGUSON, Nancy Blood resigneddirector
- 2023-10-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-10-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-10-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-10-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-10-07📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2013-08-01➖BAILLIE, Richard Neil resigneddirector
- 2012-12-01➕FERGUSON, Louise Mary appointedsecretary
- 2012-12-01➕FERGUSON, Louise Mary appointeddirector
- 2012-12-01➖BAILLIE, Richard Neil resignedsecretary
- 2005-05-21🔓Charge satisfied #13
- 2000-03-24🔓Charge satisfied #7
- 1999-06-30➖INGLIS, George Gibson resigneddirector
- 1997-05-21🔒Charge registered #13Lender: The Royal Bank of Scotland PLC
- 1995-10-09🔒Charge registered #12Lender: The Royal Bank of Scotland PLC
- 1991-11-21🔓Charge satisfied #1
- 1983-03-24🔒Charge registered #11Lender: The Royal Bank of Scotland PLC
- 1983-03-24🔒Charge registered #10Lender: The Royal Bank of Scotland PLC
- 1983-03-24🔒Charge registered #9Lender: The Royal Bank of Scotland PLC
- 1983-03-24🔒Charge registered #8Lender: The Royal Bank of Scotland PLC
- 1983-03-24🔒Charge registered #7Lender: The Royal Bank of Scotland PLC
- 1979-06-25🔒Charge registered #5Lender: Stanley Harland Young
- 1975-11-19🔒Charge registered #2Lender: Norwell George Walker, "Dulwich" Abirlot Rd. Arbroath
- 1972-11-04🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 1972-08-09🏢Company incorporatedAs SPORTS TUNE MOTOR COMPANY LIMITED
Owner dependency
74/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
69/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 13 years.
- secondaryStable-but-static management: Company is 54 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
7 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr John William Ferguson Individual · British · DOB 07/1966 · age 60 | 50–75% | — | 50-75% shares | 06/04/2016 |
2 historic (ceased) PSCs
- Mrs Melanie Linda Pendarvisceased 01/12/2025· 25-50% shares
- Mrs Nancy Blood Fergusonceased 11/09/2025· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Retail · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| T R GROCERY LIMITED→ SC882987 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| THINK ECOM LIMITED→ SC725325 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| THISTLE RETAIL LTD→ SC739707 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| THORNE RECORDS LTD→ SC705572 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| TILE EVERYTHING LTD→ SC878442 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| TILY BLOOMS LTD→ SC722172 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| TOAST WINE CAFE 3 LIMITED→ SC838235 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| TOASTDOLL LTD→ SC853485 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| TOM WYLIE JEWELLERY LTD→ SC355165 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| TOP CELLAR LTD→ SC434938 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| TOYS GALORE LIMITED→ SC881776 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| TRADE SPRING LTD→ SC864085 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1972-08-09
Jurisdictionscotland
Primary SIC47990 — Other retail sale not in stores, stalls or markets
Registered office
Seton Mains
Longniddry
East Lothian
EH32 0PG
Filing status
Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2026-10-01
Last: 2025-09-17
Officers (3 active · 4 resigned)
FERGUSON, Louise Mary→
Activesecretary · appointed 2012-12-01
View their other companies + combined net worth →
Active
FERGUSON, Louise Mary→
Activedirector · ~53y · appointed 2012-12-01
View their other companies + combined net worth →
BAILLIE, Richard Neil→
Resignedsecretary · resigned 2012-12-01
BAILLIE, Richard Neil→
Resigneddirector · ~83y · resigned 2013-08-01
FERGUSON, Nancy Blood→
Resigneddirector · ~85y · resigned 2024-09-22
INGLIS, George Gibson→
Resigneddirector · ~80y · resigned 1999-06-30
Click a director name to see their full track record across all companies.
Mortgages & charges
10
Total charges
7
Outstanding
3
Active lenders
Status:Lender:10 of 10 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 21/05/1997 | 21/05/2005 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 09/10/1995 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 24/03/1983 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 24/03/1983 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 24/03/1983 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 24/03/1983 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 24/03/1983 | 24/03/2000 | |
| outstanding | Stanley Harland Young | Standard security | 1 property | 25/06/1979 | — | |
| outstanding | Norwell George Walker, "Dulwich" Abirlot Rd. Arbroath | Standard security | 1 property | 19/11/1975 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 04/11/1972 | 21/11/1991 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (106 total)
change-person-director-company-with-change-date
officers · CH01
2026-01-07
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-01-07
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-10-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-18
confirmation-statement-with-updates
confirmation-statement · CS01
2025-09-17
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-09-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-09
termination-director-company-with-name-termination-date
officers · TM01
2024-09-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-10-21