GRETNA GREEN LTD

🌳Matureactive

SC052082 · ltd · incorporated 1972-12-28

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 20.7y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

—

book net assets

Opportunity

83/100

Exceptional

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What this business does

Primary activity: Other retail sale in non-specialised stores

Sector: Wholesale & retail

Investor take

Pursue

Conservative operator with a 76-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 76). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (78/100).

🏦

Refinance opportunity

2 live charges · oldest 20.7y

75/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Oldest live charge is 20.7 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 28/100 — workable, but lender will want more DD.
· Profitable and stable/growing — lender coverage supportable.

Data confidence

Overall: high (84/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

20 officers (7 active, 20 linked, 18 with DOB)

Ownership & PSC

1 active PSC(s) of 3 total, 3 with control declared

Director network

29 connected companies via shared directors

Filing history

152 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →

Opportunity Score

83/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102

Profitable

Profit before tax £282,753

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-03-02	2024-02-25
Profit before tax	£282.8k	—
Total assets	—	£12.43M
Current assets	—	£6.13M
Cash	—	£4.53M
Debtors	—	£595.6k
Net assets	—	£10.86M
Average employees	249	—

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

• 2 officers
• 1 persons-with-significant-control

Last 180 days

filings

• 2 officers
• 1 persons-with-significant-control

Counts from Companies House filing history.

Corporate timeline (53 events)Click to expand

2026-02-03
➖
REYNOLDS SMITH, Julie resigned
director
2026-02-03
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-02-03
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-02-03
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-12-01
➕
AUSTIN, Neil appointed
director
2025-10-24
📄
accounts-with-accounts-type-full
accounts · AA
2025-08-22
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-08-21
📄
change-person-director-company-with-change-date
officers · CH01
2024-09-17
📄
accounts-with-accounts-type-full
accounts · AA
2024-09-01
➕
REYNOLDS SMITH, Julie appointed
director
2024-06-28
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-06-28
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-06-04
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-06-01
➕
BERRY, Simon Frederick Michael appointed
director
2024-06-01
➕
HERM, Nick appointed
director
2024-05-22
➖
BELL, Joyce resigned
director
2024-04-10
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-03-31
➖
O'MEARA, Peter Patrick French resigned
director
2023-11-28
📄
accounts-with-accounts-type-full
accounts · AA
2023-09-17
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-09-04
➖
RHODES, Isabel resigned
director
2022-11-04
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-11-01
➕
HOLLIDAY, John Richard appointed
director
2022-10-20
📄
accounts-with-accounts-type-full
accounts · AA
2022-09-30
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2022-09-30
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-09-29
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-09-21
➖
HOUSTON, Alasdair George resigned
director
2022-05-28
📄
change-person-director-company-with-change-date
officers · CH01
2022-05-28
📄
change-person-director-company-with-change-date
officers · CH01
2021-11-30
📄
accounts-with-accounts-type-full
accounts · AA
2021-05-26
➕
HUMPHREY, Lucy Leah appointed
director
2021-05-26
➖
CLARK, Susan Jennifer Mackie resigned
secretary
2020-11-18
🔒
Charge registered #2
Lender: The Royal Bank of Scotland PLC
2020-04-06
➕
BELL, Joyce appointed
director
2020-04-06
➕
RHODES, Isabel appointed
director
2019-04-04
➖
HOUSTON, Moira Bell resigned
director
2015-05-14
➖
DOUGLAS, Brian Archibald Speedie resigned
director
2014-11-24
➕
O'MEARA, Peter Patrick French appointed
director
2014-09-16
➖
PEDLER, Martin resigned
director
2007-11-10
🔓
Charge satisfied #1
2006-08-30
➖
MAWDSLEY, John Peter resigned
director
2006-04-18
➕
DOUGLAS, Brian Archibald Speedie appointed
director
2006-04-18
➕
PEDLER, Martin appointed
director
2005-08-29
🔒
Charge registered #1
Lender: The Royal Bank of Scotland PLC
2005-02-01
➕
HAMMOND, John Harris appointed
director
2005-02-01
➕
MAWDSLEY, John Peter appointed
director
2004-02-26
➕
HOUSTON, Moira Bell appointed
director
2003-05-10
➖
HOUSTON, Robert Adair resigned
director
1996-08-05
➕
CLARK, Susan Jennifer Mackie appointed
secretary

Showing most recent 50 of 53 events

Owner dependency

65/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-7 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 76 — succession pressure is live.

Succession & seller-readiness

80/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 76 years old. Natural succession window is now.
primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Mrs Lucy Leah Humphrey Individual · British · DOB 02/1967 · age 59	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	29/09/2022

2 historic (ceased) PSCs

Mr Alasdair George Houstonceased 29/09/2022· 75-100% shares · 75-100% voting · board control · trust interest
Mr Alasdair George Houstonceased 21/06/2021· 75-100% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Retail · DG postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
JOWAH UK LIMITED→ SC533484 · est 2016 · no financials extracted	—	—	—	—	9y	—	—
MCCULLOCH STORES LIMITED→ SC739633 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
MCDERMID SUPPLY COMPANY LIMITED→ SC328000 · est 2007 · no financials extracted	—	—	—	—	18y	—	—
MISTRUTH LTD→ SC858592 · est 2025 · no financials extracted	—	—	—	—	—	—	—
MR NEWS CONVENIENCE STORE LIMITED→ SC591190 · est 2018 · no financials extracted	—	—	—	—	8y	—	—
MR PHARM 741 LIMITED→ SC784782 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
MZ MART LTD→ SC853185 · est 2025 · no financials extracted	—	—	—	—	—	—	—
NORMAN FURNISHINGS LIMITED→ SC333125 · est 2007 · no financials extracted	—	—	—	—	18y	—	—
OAKI LTD→ SC833266 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
OH MY SWEETS LTD→ SC882675 · est 2026 · no financials extracted	—	—	—	—	—	—	—
ONLY WAY IS TRUCKING LTD→ SC781487 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
ONTHEHILLSWS LTD→ SC861598 · est 2025 · no financials extracted	—	—	—	—	—	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated1972-12-28

Jurisdictionscotland

Primary SIC47190 — Other retail sale in non-specialised stores

Registered office

Headless Cross

Gretna Green

Gretna

Dumfriesshire

DG16 5EA

Filing status

Accounts

Next due: 2026-11-30

Last made up to: 2025-03-02

Confirmation statement

Next due: 2026-08-22

Last: 2025-08-08