BELLFIELD PROPERTY COMPANY LIMITED
🌳Matureactive
SC053415 · ltd · incorporated 1973-06-21
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 43.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2024
Net worth
£2.26M
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueProperty-backed borrower with a 65-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (83/100, director aged 65). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 3 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
4 live charges · oldest 43.0y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 43.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 4 with DOB)
83
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
106 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £2,257,896
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£2.3m
↑ 3.4% YoY
Current Assets
£259k
↑ 22% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2024-09-30 | 2023-09-30 |
|---|---|---|
| Total assets | £2.26M | £2.18M |
| Current assets | £258.6k | £212.2k |
| Net assets | £2.26M | £2.18M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
- 2025-06-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-09-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-05-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-04-24📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-04-24📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-04-24📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-04-24📄change-person-secretary-company-with-change-dateofficers · CH03
- 2023-04-24📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-06-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-06-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-06-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-07-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-07-25📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2017-06-19📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-03-29📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2012-07-05🔓Charge satisfied #3
- 2003-04-01➕PATERSON, Suzy appointeddirector
- 2001-05-14➖PATERSON, William Gibson resigneddirector
- 1993-03-04🔒Charge registered #4Lender: The Royal Bank of Scotland PLC
- 1993-02-28➕PATERSON, William Gibson appointedsecretary
- 1993-02-28➖PATERSON, Theresa resignedsecretary
- 1993-02-28➖PATERSON, Theresa resigneddirector
- 1991-07-05🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 1986-02-06🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 1983-04-28🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 1973-06-21🏢Company incorporatedAs BELLFIELD PROPERTY COMPANY LIMITED
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 65 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
86/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 53 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr William Robert Paterson Individual · British · DOB 05/1963 · age 63 | 25–50% | — | 25-50% shares | 24/04/2023 |
Suzy Paterson Individual · British · DOB 06/1961 · age 65 | 25–50% | — | 25-50% shares | 24/04/2023 |
1 historic (ceased) PSC
- Mr William Gibson Patersonceased 24/04/2023· 50-75% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| BCT ALLIANCE LTD→ SC745057 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BEACON LETS LIMITED→ SC624622 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| BEAT HOLLOW LIMITED→ SC727276 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| BEATTIE ASSETS LTD→ SC764469 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| BEAUTIFUL ROCK LIMITED→ SC651654 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| BELGATE (DUNFERMLINE) LIMITED→ SC835085 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| BELL DEVELOPMENTS (SCOTLAND) LIMITED→ SC113130 · est 1988 · no financials extracted | — | — | — | — | 37y | — | — |
| BELLAME SM LIMITED→ SC740404 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BELLCOVE LIMITED→ SC504444 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| BELTRACE (ANTONINE) LIMITED→ SC742725 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BEN CHELSEA LIMITED→ SC449402 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| BEN GURION PROPERTIES LIMITED→ SC511985 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1973-06-21
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate
Registered office
23 Moncrieff Avenue
Kirkintilloch
Glasgow
G66 4NL
Scotland
Filing status
Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2027-04-02
Last: 2026-03-19
Officers (3 active · 3 resigned)
PATERSON, William Gibson→
Activesecretary · appointed 1993-02-28
View their other companies + combined net worth →
PATERSON, Suzy→
Activedirector · ~65y · appointed 2003-04-01
View their other companies + combined net worth →
Active
PATERSON, Theresa→
Resignedsecretary · resigned 1993-02-28
PATERSON, Theresa→
Resigneddirector · ~94y · resigned 1993-02-28
PATERSON, William Gibson→
Resigneddirector · ~90y · resigned 2001-05-14
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
3
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 04/03/1993 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 05/07/1991 | 05/07/2012 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 06/02/1986 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 28/04/1983 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (106 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-15
accounts-with-accounts-type-micro-entity
accounts · AA
2025-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-02
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-02
accounts-with-accounts-type-micro-entity
accounts · AA
2023-05-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-24
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-04-24
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-04-24
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-04-24
change-person-secretary-company-with-change-date
officers · CH03
2023-04-24
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-04-24
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-01
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-06-29