SC054160 LIMITED

🌳Matureactive
SC054160 · ltd · incorporated 1973-10-04
Investment thesis
Looks cheap but ownership + security both unclear — probable value trap.
Why interesting: Headline metrics may be attractive.
Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 42.5y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
46/100
Watch
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

What this business does
Primary activity: SIC 4531
Sector: Wholesale & retail
ALSO REGISTERED FOR
  • 4532SIC 4532
  • 4533SIC 4533
  • 4534SIC 4534
Investor take
Pass (distressed without resilience)
Distressed admin-neglect survivor — structural issues outweigh the discount.

Opportunity 46/100 (watch), bankability 25/100. High owner-dependency — earn-out structure likely required for clean transition. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: asset disposal / carve-out (55/100). Current lenders should be on immediate intervention.

🏦

Refinance opportunity

5 live charges · oldest 42.5y

55/100
too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

  • · Oldest live charge is 42.5 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 45/100 (high).

Data confidence

Overall: low (50/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile
address, 4 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
12 officers (4 active, 12 linked, 10 with DOB)
87
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
6 connected companies via shared directors
63
Filing history
122 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
46/100Watch
PassWatchWorth a lookStrongExceptional 

Not actionable now, but monitor — distressed, succession, or structural changes could flip this into a real opportunity.

Business quality
25
Concerning — overdue filings or status flags present.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
7
Multiple red flags — proceed with caution.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (50 events)Click to expand
  1. 2025-06-25
    📄
    court-order
    miscellaneous · OC-DV
  2. 2025-06-25
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  3. 2013-05-17
    📄
    gazette-dissolved-compulsory
    gazette · GAZ2
  4. 2013-01-25
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  5. 2012-07-11
    📄
    dissolved-compulsory-strike-off-suspended
    dissolution · DISS16(SOAS)
  6. 2012-06-21
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  7. 2012-06-21
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  8. 2012-06-21
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  9. 2012-06-11
    GRAHAM, Clift Eric resigned
    director
  10. 2012-06-11
    GRAHAM, Eric Charteris resigned
    director
  11. 2012-06-11
    GRAHAM, Rhona resigned
    director
  12. 2012-06-08
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  13. 2012-04-13
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  14. 2012-04-04
    MCFARLANE, Andrew resigned
    director
  15. 2011-12-05
    ⚠️
    liquidation-receiver-ceasing-to-act-scotland
    insolvency · 3(Scot)
  16. 2006-05-12
    ⚠️
    liquidation-receiver-receivers-report-scotland
    insolvency · 3.5(Scot)
  17. 2006-02-16
    ⚠️
    liquidation-receiver-appointment-of-receiver-scotland
    insolvency · 1(Scot)
  18. 2006-02-15
    📍
    legacy
    address · 287
  19. 2005-10-26
    📄
    accounts-with-accounts-type-full
    accounts · AA
  20. 2005-02-10
    📄
    legacy
    annual-return · 363s
  21. 2005-02-10
    📄
    legacy
    annual-return · 363(288)
  22. 2004-07-30
    📄
    accounts-with-accounts-type-full
    accounts · AA
  23. 2004-04-07
    📄
    legacy
    officers · 288c
  24. 2004-02-05
    📄
    legacy
    annual-return · 363s
  25. 2004-02-05
    📄
    legacy
    annual-return · 363(288)
  26. 2003-07-16
    📄
    accounts-with-accounts-type-full
    accounts · AA
  27. 2003-06-13
    📄
    legacy
    officers · 288c
  28. 2003-02-14
    📄
    legacy
    annual-return · 363s
  29. 2003-02-14
    📄
    legacy
    annual-return · 363(288)
  30. 2002-01-01
    MCCALL, James William appointed
    director
  31. 2002-01-01
    MCKAY, Neil John appointed
    director
  32. 2002-01-01
    OLIVER, Jonathan Gilchrist appointed
    director
  33. 2001-07-31
    FORBES, John Gibson resigned
    director
  34. 1998-03-09
    TULLOCH, Thomas Richard resigned
    director
  35. 1997-11-30
    BEACOM, David Wallace resigned
    director
  36. 1997-05-02
    🔒
    Charge registered #6
    Lender: The Governor and Company of the Bank of Scotland
  37. 1996-10-20
    BEACOM, David Wallace appointed
    director
  38. 1994-11-22
    GRAHAM, Clift Eric appointed
    secretary
  39. 1994-11-22
    GRAHAM, Rhona resigned
    secretary
  40. 1994-11-21
    FORBES, John Gibson appointed
    director
  41. 1993-04-02
    🔓
    Charge satisfied #3
  42. 1993-04-02
    🔓
    Charge satisfied #2
  43. 1993-02-22
    🔒
    Charge registered #5
    Lender: The Governor and Company of the Bank of Scotland
  44. 1992-08-01
    TULLOCH, Thomas Richard appointed
    director
  45. 1991-12-01
    GRAHAM, Rhona appointed
    director
  46. 1990-01-01
    MCFARLANE, Andrew appointed
    director
  47. 1989-04-13
    🔒
    Charge registered #3
    Lender: The Governor and Company of the Bank of Scotland
  48. 1986-10-29
    🔒
    Charge registered #2
    Lender: The Governor and Company of the Bank of Scotland
  49. 1983-11-23
    🔒
    Charge registered #1
    Lender: The Governor and Company of the Bank of Scotland
  50. 1973-10-04
    🏢
    Company incorporated
    As SC054160 LIMITED

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 75 — succession pressure is live.

Succession & seller-readiness

85/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 75 years old. Natural succession window is now.
  • primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 53 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

3 high · 3 med ·
Accounts overdue
high

Statutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.

Evidence: Next due: 2006-10-31

Confirmation statement overdue
high

Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.

Evidence: Next due: 2017-01-17

3 insolvency-related filings on record
high

Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.

Evidence: 2011-12-05: liquidation-receiver-ceasing-to-act-scotland; 2006-05-12: liquidation-receiver-receivers-report-scotland

Has insolvency history
medium

Companies House flags prior insolvency events. Review the insolvency filings for context.

Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Name changed recently
medium

Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.

Evidence: 2025-06-25: certificate-change-of-name-company

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Automotive · G postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
AA MOTORS LIMITED
SC249517 · est 2003
40023y8363y
ARGYLE DIESEL ELECTRICS LIMITED
SC039707 · est 1963
£206.8k62y8394y
AUTO-TEC (SCOTLAND) LIMITED
SC239846 · est 2002
140023y8363y
BOWCOM EXPORTS LTD.
SC329932 · est 2007
£36.4k18y8360y
A M K SELF DRIVE LIMITED
SC144323 · est 1993
33y8268y
AEP (SCOTLAND) LTD.
SC378869 · est 2010
£1.01M16y8264y
ALEX MURRAY MOTORS LIMITED
SC237362 · est 2002
£546.1k23y8286y
ALPINE TRANSMISSIONS LIMITED
SC174276 · est 1997
60029y8259y
AUTOVAUX LIMITED
SC265569 · est 2004
£29.6k22y8259y
BAILLIESTON MOTOR ENGINEERS LTD
SC280923 · est 2005
£367.5k21y8263y
BURNFIELD MOTORS LTD.
SC254936 · est 2003
£557.6k22y8270y
BURNS MOTOR ENGINEERING COMPANY LIMITED
SC218165 · est 2001
£853.3k25y8262y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

13 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1973-10-04
Jurisdictionscotland
Primary SIC4531 — SIC 4531

Registered office

Kpmg Llp
191 West George Street
Glasgow
G2 2LJ

Filing status

Accounts
Next due: 2006-10-31OVERDUE
Last made up to: 2004-12-31
Confirmation statement
Next due: 2017-01-17OVERDUE
Last:

Officers (4 active · 8 resigned)

GRAHAM, Clift Eric
secretary · appointed 1994-11-22
View their other companies + combined net worth →
Active
MCCALL, James William
director · ~75y · appointed 2002-01-01
View their other companies + combined net worth →
Active
MCKAY, Neil John
director · ~57y · appointed 2002-01-01
View their other companies + combined net worth →
Active
OLIVER, Jonathan Gilchrist
director · ~59y · appointed 2002-01-01
View their other companies + combined net worth →
Active
GRAHAM, Rhona
secretary · resigned 1994-11-22
Resigned
BEACOM, David Wallace
director · ~70y · appointed 1996-10-20 · resigned 1997-11-30
Resigned
FORBES, John Gibson
director · ~60y · appointed 1994-11-21 · resigned 2001-07-31
Resigned
GRAHAM, Clift Eric
director · ~62y · resigned 2012-06-11
Resigned
GRAHAM, Eric Charteris
director · ~87y · resigned 2012-06-11
Resigned
GRAHAM, Rhona
director · ~86y · appointed 1991-12-01 · resigned 2012-06-11
Resigned
MCFARLANE, Andrew
director · ~65y · appointed 1990-01-01 · resigned 2012-04-04
Resigned
TULLOCH, Thomas Richard
director · ~75y · appointed 1992-08-01 · resigned 1998-03-09
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

5
Total charges
3
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
TypeProperties
outstanding
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Bond & floating charge1 property02/05/1997
outstanding
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Charge1 property22/02/1993
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Standard security1 property13/04/198902/04/1993
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Standard security1 property29/10/198602/04/1993
outstanding
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Bond & floating charge1 property23/11/1983
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (122 total)

court-order
miscellaneous · OC-DV
2025-06-25
certificate-change-of-name-company
change-of-name · CERTNM
2025-06-25
gazette-dissolved-compulsory
gazette · GAZ2
2013-05-17
gazette-notice-compulsory
gazette · GAZ1
2013-01-25
dissolved-compulsory-strike-off-suspended
dissolution · DISS16(SOAS)
2012-07-11
termination-director-company-with-name-termination-date
officers · TM01
2012-06-21
termination-director-company-with-name-termination-date
officers · TM01
2012-06-21
termination-director-company-with-name-termination-date
officers · TM01
2012-06-21
gazette-notice-compulsory
gazette · GAZ1
2012-06-08
termination-director-company-with-name-termination-date
officers · TM01
2012-04-13
liquidation-receiver-ceasing-to-act-scotland
insolvency · 3(Scot)
2011-12-05
liquidation-receiver-receivers-report-scotland
insolvency · 3.5(Scot)
2006-05-12
liquidation-receiver-appointment-of-receiver-scotland
insolvency · 1(Scot)
2006-02-16
legacy
address · 287
2006-02-15
accounts-with-accounts-type-full
accounts · AA
2005-10-26