CRUIVIE AND BRIGHOUSE LIMITED
- · Oldest live charge 36.1y old — refinance window within 12 months
- 01450SIC 01450
- 02100SIC 02100
Opportunity 83/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 89). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
1 live charge · oldest 36.1y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 36.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-11-30 | 2024-11-30 |
|---|---|---|
| Average employees | 400 | 400 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
- • 1 accounts
- • 1 confirmation-statement
- • 1 persons-with-significant-control
Corporate timeline (31 events)Click to expand
- 2026-04-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-12-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-05-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-18📄change-person-director-company-with-change-dateofficers · CH01
- 2024-12-18📄change-person-director-company-with-change-dateofficers · CH01
- 2024-12-18📄change-person-director-company-with-change-dateofficers · CH01
- 2024-12-18📄change-person-director-company-with-change-dateofficers · CH01
- 2024-12-18📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-12-18📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-12-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-12-18📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-03-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-03-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-08-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-10-11➖PAGAN OSBORNE resignedcorporate-secretary
- 2016-04-01➕REID, Louise Jane appointeddirector
- 2005-12-19➖REID, Mary Morison resigneddirector
- 2005-12-01➖CCW SECRETARIES LIMITED resignedcorporate-secretary
- 2005-12-01➕PAGAN OSBORNE appointedcorporate-secretary
- 2001-06-02➕REID, Mary Morison appointeddirector
- 1994-10-13➕REID, Michael John Graeme appointeddirector
- 1994-10-13➕REID, Rosemary Amanda appointeddirector
- 1993-02-25➖REID, Mary Morison resigneddirector
- 1993-01-29➖PAGAN, Charles William resigneddirector
- 1990-12-31➕CCW SECRETARIES LIMITED appointedcorporate-secretary
- 1990-03-15🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 1974-03-22🏢Company incorporatedAs CRUIVIE AND BRIGHOUSE LIMITED
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 32 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 89 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 89 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 32 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 52 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Michael John Graeme Reid Individual · British · DOB 08/1968 · age 58 | 50–75% | — | 50-75% shares | 06/04/2016 |
Mrs Louise Jane Reid Individual · British · DOB 02/1971 · age 55 | 25–50% | — | 25-50% shares | 06/04/2016 |
2 historic (ceased) PSCs
- Mrs Rosemary Amanda Reidceased 06/04/2016· 25-50% shares
- Mr David Alexander Graeme Reidceased 06/04/2016· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Agriculture · DD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| PEACEHILL FARMING LIMITED→ SC144826 · est 1993 | £3.65M £2.81M–£4.50M | £13.06M | — | 5700 | 32y | 84 | 76y |
| ANGUS GROWERS LIMITED→ SC234071 · est 2002 | — | — | — | 1500 | 23y | 83 | 80y |
| COOKSTON FARMS→ SC036246 · est 1961 · no financials extracted | — | — | — | — | 65y | 83 | 73y |
| CRAIGOWL FARMS LTD.→ SC327648 · est 2007 | — | — | — | 2500 | 18y | 83 | 62y |
| ETHIEBARNS FARMING COMPANY→ SC052695 · est 1973 | — | — | — | 1100 | 53y | 83 | 71y |
| R. & W. WHITTON LIMITED→ SC027167 · est 1949 | — | — | — | 200 | 76y | 83 | 71y |
| STIRLING POTATOES LIMITED→ SC192529 · est 1999 · no financials extracted | — | — | — | — | 27y | — | — |
| STRATHMORE POTATOES LIMITED→ SC288865 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| TEALING PADDOCK LTD→ SC825886 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| THE SHADY DEER VILLAGE LTD→ SC676986 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| TIDELINE INVESTMENTS LTD→ SC694533 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| TIMBER TREE SURGERY LTD→ SC728412 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 5 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 15/03/1990 | — |