R.E. CAMPBELL (JOINERY) LIMITED
🌳Matureactive
SC058204 · ltd · incorporated 1975-07-14
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£598.9k
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Construction of domestic buildings
Sector: Construction
Investor take
PursueActive trading company with a 83-year-old founder — textbook succession opportunity.
Opportunity 77/100 (strong), bankability 67/100. Strong seller-intent signal (63/100, director aged 83). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
19 live charges · 4 lenders · oldest 36.9y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 36.9 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
19 charges (19/19 with lender, 19/19 with type)
90
Directors & officers
4 officers (4 active, 4 linked, 3 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
131 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £598,888
Key financials
2 years extracted from filed iXBRL accountsCash
£294k
Net Worth
£599k
Current Assets
£960k
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £640.9k | — |
| Current assets | £960.0k | — |
| Cash | £294.2k | — |
| Debtors | £20.0k | — |
| Net assets | £598.9k | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (57 events)Click to expand
- 2025-05-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-12-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-12-12📄change-person-director-company-with-change-dateofficers · CH01
- 2022-12-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-12-12📄change-person-director-company-with-change-dateofficers · CH01
- 2022-12-12📄change-person-secretary-company-with-change-dateofficers · CH03
- 2022-12-12📄change-person-director-company-with-change-dateofficers · CH01
- 2022-12-12📄change-person-director-company-with-change-dateofficers · CH01
- 2022-09-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-11-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-11-05🔒Charge registered #19Lender: The Scottish Ministers
- 2020-11-05🔒Charge registered #18Lender: The Scottish Ministers
- 2020-09-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-09-30🔓Charge satisfied #13
- 2020-07-07📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-07-07📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-07-07🔓Charge satisfied #17
- 2020-07-07🔓Charge satisfied #15
- 2020-07-07🔓Charge satisfied #14
- 2020-07-07🔓Charge satisfied #12
- 2020-07-07🔓Charge satisfied #11
- 2020-07-07🔓Charge satisfied #10
- 2020-07-07🔓Charge satisfied #9
- 2020-07-07🔓Charge satisfied #8
- 2020-07-07🔓Charge satisfied #7
- 2020-07-07🔓Charge satisfied #6
- 2020-07-07🔓Charge satisfied #5
- 2020-07-07🔓Charge satisfied #4
- 2020-07-07🔓Charge satisfied #3
- 2020-03-25🔓Charge satisfied #1
- 2016-05-04🔓Charge satisfied #16
- 2013-01-21➕CAMPBELL, Paul Edward appointeddirector
- 2007-11-09🔒Charge registered #17Lender: Bank of Scotland PLC
- 2007-03-02🔒Charge registered #16Lender: The Governor and Company of the Bank of Scotland
- 2007-02-26🔒Charge registered #15Lender: The Governor and Company of the Bank of Scotland
- 2007-02-15🔒Charge registered #14Lender: The Governor and Company of the Bank of Scotland
- 2006-08-25🔒Charge registered #13Lender: The Governor and Company of the Bank of Scotland
- 2004-12-14🔒Charge registered #12Lender: The Governor and Company of the Bank of Scotland
- 2004-12-14🔒Charge registered #11Lender: The Governor and Company of the Bank of Scotland
- 2004-11-29🔒Charge registered #10Lender: The Governor and Company of the Bank of Scotland
- 2004-11-29🔒Charge registered #9Lender: The Governor and Company of the Bank of Scotland
- 1999-08-20🔒Charge registered #8Lender: The Governor and Company of the Bank of Scotland
- 1998-01-13🔒Charge registered #7Lender: The Governor and Company of the Bank of Scotland
- 1996-04-11🔒Charge registered #6Lender: The Governor and Company of the Bank of Scotland
Showing most recent 50 of 57 events
Owner dependency
88/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Founder name in company name: Company name contains director surname "CAMPBELL" — strong identity link between founder and business.
- +Founder age: Director aged approximately 83 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
83/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 83 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 13 years.
- secondaryStable-but-static management: Company is 51 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Roderick Ewen Campbell Individual · British · DOB 02/1943 · age 83 | 50–75% | 50–75% | 50-75% shares · 50-75% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · PH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| MCNICOL PLUMBING & HEATING SERVICES LTD→ SC771152 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| NME ELECTRICAL LTD→ SC884084 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ORCHIL CONSULTING LIMITED→ SC446574 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| PK BASILICA LTD→ SC853447 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| PMM DEVELOPMENTS LIMITED→ SC410165 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| PORTBANE LTD→ SC764934 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| POTTER PLUMBING AND HEATING (G.B.) LIMITED→ SC074463 · est 1981 · no financials extracted | — | — | — | — | 45y | — | — |
| R BROWN CONSULTANCY LTD→ SC683339 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| RABSTONE-STONEMASONS LIMITED→ SC834400 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| RDFENCING LTD.→ SC556958 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| RDO JOINERY LTD→ SC851008 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| REDWOOD (SCOTLAND) LIMITED→ SC106036 · est 1987 · no financials extracted | — | — | — | — | 38y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1975-07-14
Jurisdictionscotland
Primary SIC41202 — Construction of domestic buildings
Registered office
Station Road
Spean Bridge
Inverness Shire
PH34 4EP
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-11-06
Last: 2025-10-23
Officers (4 active · 0 resigned)
Active
Active
CAMPBELL, Paul Edward→
Activedirector · ~55y · appointed 2013-01-21
View their other companies + combined net worth →
Active
Click a director name to see their full track record across all companies.
Mortgages & charges
19
Total charges
2
Outstanding
1
Active lenders
Status:Lender:19 of 19 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Scottish Ministers | A registered charge | 1 property | 05/11/2020 | — | |
| outstanding | The Scottish Ministers | A registered charge | 1 property | 05/11/2020 | — | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 09/11/2007 | 07/07/2020 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 02/03/2007 | 04/05/2016 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 26/02/2007 | 07/07/2020 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 15/02/2007 | 07/07/2020 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 25/08/2006 | 30/09/2020 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 14/12/2004 | 07/07/2020 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 14/12/2004 | 07/07/2020 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 29/11/2004 | 07/07/2020 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 29/11/2004 | 07/07/2020 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 20/08/1999 | 07/07/2020 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 13/01/1998 | 07/07/2020 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 11/04/1996 | 07/07/2020 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 28/03/1995 | 07/07/2020 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 15/06/1994 | 07/07/2020 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 18/08/1992 | 07/07/2020 | |
| satisfied | Andrew Ramsden Agnew and Another | Standard security | 1 property | 11/03/1991 | 03/06/1991 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 12/06/1989 | 25/03/2020 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (131 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-06
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-12-13
confirmation-statement-with-updates
confirmation-statement · CS01
2022-12-13
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-12-13
change-person-director-company-with-change-date
officers · CH01
2022-12-12
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-12-12
change-person-director-company-with-change-date
officers · CH01
2022-12-12
change-person-secretary-company-with-change-date
officers · CH03
2022-12-12
change-person-director-company-with-change-date
officers · CH01
2022-12-12
change-person-director-company-with-change-date
officers · CH01
2022-12-12