SEAFISH U.K. LIMITED
Opportunity 77/100 (strong), bankability 67/100. Strong seller-intent signal (68/100, director aged 74). Biggest value-creation lever: Consolidate lender relationships. 11 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
Refinance opportunity
24 live charges · 11 lenders · oldest 46.9y
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 46.9 years old — likely at or near maturity.
- · 11 lenders named — inter-creditor friction likely.
- · Legal-friction score 55/100 (high).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £9.16M | £8.68M |
| Current assets | £10.62M | £9.88M |
| Cash | £3.95M | £3.75M |
| Debtors | £3.38M | £3.46M |
| Net assets | £9.05M | £8.59M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 persons-with-significant-control
- • 1 confirmation-statement
- • 1 persons-with-significant-control
Corporate timeline (87 events)Click to expand
- 2026-03-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-09-19📄accounts-with-accounts-type-mediumaccounts · AA
- 2025-04-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-11-08📄accounts-with-accounts-type-fullaccounts · AA
- 2024-05-29📄gazette-filings-brought-up-to-dategazette · DISS40
- 2024-05-28📄gazette-notice-compulsorygazette · GAZ1
- 2023-09-22📄accounts-with-accounts-type-fullaccounts · AA
- 2022-10-28📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-09-29📄accounts-with-accounts-type-groupaccounts · AA
- 2021-09-29📄accounts-with-accounts-type-groupaccounts · AA
- 2020-11-16📄capital-cancellation-sharescapital · SH06
- 2020-11-16📄capital-return-purchase-own-sharescapital · SH03
- 2020-11-10📄accounts-with-accounts-type-groupaccounts · AA
- 2020-10-21📄statement-of-companys-objectschange-of-constitution · CC04
- 2020-10-21📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2020-10-21📄capital-name-of-class-of-sharescapital · SH08
- 2020-10-19📄memorandum-articlesincorporation · MA
- 2020-10-19📄resolutionresolution · RESOLUTIONS
- 2017-03-17➕CARTER, Cheryl Ann appointeddirector
- 2012-06-29➖FLYNN, John Patrick resigneddirector
- 2009-10-29🔒Charge registered #36Lender: Lloyds Tsb Commercial Finance Limited
- 2006-05-16🔓Charge satisfied #31
- 2006-05-16🔓Charge satisfied #17
- 2006-04-13🔓Charge satisfied #34
- 2006-04-06🔓Charge satisfied #32
- 2006-04-06🔓Charge satisfied #30
- 2006-04-06🔓Charge satisfied #29
- 2006-04-06🔓Charge satisfied #22
- 2006-04-06🔓Charge satisfied #9
- 2006-04-06🔓Charge satisfied #3
- 2005-04-08🔒Charge registered #35Lender: The Governor and Company of the Bank of Scotland
- 2003-04-30➕CARTER, Cheryl appointedsecretary
- 2003-04-30➖FLYNN, John Patrick resignedsecretary
- 2002-12-31➖BLACK, Robert Irvine resigneddirector
- 2002-12-31➖CLUNESS, Alexander Jamieson resigneddirector
- 2002-12-31➖ISBISTER, Brian Neil resigneddirector
- 2002-12-31➖TAIT, William resigneddirector
- 2001-11-12➕BLACK, Robert Irvine appointeddirector
- 2001-11-12➕ISBISTER, Brian Neil appointeddirector
- 2001-11-12➕TAIT, William appointeddirector
- 2001-02-02➖WILLIAMSON, Laurence Arthur resigneddirector
- 2001-01-12➕CLUNESS, Alexander Jamieson appointeddirector
- 1999-11-18🔓Charge satisfied #28
- 1999-11-18🔓Charge satisfied #24
- 1999-11-18🔓Charge satisfied #8
- 1999-11-18🔓Charge satisfied #7
- 1998-10-30➖WILLIAMSON, Robert Edwin Scott resigneddirector
- 1998-04-22🔓Charge satisfied #15
- 1998-03-27🔓Charge satisfied #23
- 1998-03-25🔓Charge satisfied #5
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 74 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 51 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Robert Andrew Carter Individual · British · DOB 02/1952 · age 74 | 75–100% | — | 75-100% shares | 05/01/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| D. MCGHEE & SONS LIMITED→ SC028084 · est 1950 | £20.62M £15.19M–£26.04M | — | — | — | 75y | 83 | 67y |
| SCOBIE & JUNOR (ESTD 1919) LIMITED→ SC010710 · est 1919 | £149.1k £109.9k–£188.4k | — | — | 103 | 106y | 85 | 84y |
| GLASGOW WHISKY LIMITED→ SC332208 · est 2007 · no financials extracted | — | — | — | — | 18y | 83 | 70y |
| A P JESS (PAISLEY) LTD.→ SC157144 · est 1995 | — | — | — | 0 | 31y | 82 | 68y |
| ALDOMAK LIMITED→ SC055930 · est 1974 | — | — | £360.3k | — | 51y | 82 | 76y |
| ARRAN CHOCOLATE FACTORY LIMITED→ SC183336 · est 1998 | — | — | £235.7k | — | 28y | 82 | 79y |
| BELLEVUE CHEESE COMPANY (ARRAN) LIMITED→ SC296700 · est 2006 | — | — | £73.3k | — | 20y | 82 | 64y |
| CLANMILL LIMITED→ SC154748 · est 1994 | — | — | £927.1k | — | 31y | 82 | 66y |
| THE BUNNAHABHAIN DISTILLERY COMPANY LIMITED→ SC241885 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| THE ISLAY COFFEE COMPANY LTD→ SC780580 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| THE SANDWICH FACTORY (SCOTLAND) LTD→ SC626383 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| THE WHISKY FAVOURS CO LIMITED→ SC839918 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 12 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Tsb Commercial Finance Limited | Floating charge | 1 property | 29/10/2009 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 08/04/2005 | — | |
| satisfied | Shetland Leasing and Property Developments Shetland Leasing and Property Developments Limited | Bond & floating charge | 1 property | 15/01/1998 | 13/04/2006 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 01/02/1994 | 06/04/2006 | |
| satisfied | Shetland Islands Council as Trustee | Floating charge | 1 property | 26/08/1991 | 16/05/2006 | |
| satisfied | Lombard North Central Lombard North Central PLC | Deed of legal charge | 1 property | 08/05/1991 | 06/04/2006 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 08/05/1991 | 06/04/2006 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 09/07/1990 | 18/11/1999 | |
| satisfied | The Highlands & Islands Development Board | Standard security | 1 property | 28/08/1989 | 18/11/1999 | |
| satisfied | Lombard North Central Lombard North Central PLC | Standard security | 1 property | 28/08/1989 | 27/03/1998 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 27/02/1989 | 06/04/2006 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 14/02/1989 | 20/01/1998 | |
| satisfied | Shetland Islands Council as Trustee | Bond & floating charge | 1 property | 25/08/1987 | 16/05/2006 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 03/04/1987 | 22/04/1998 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Letter of agreement | 1 property | 02/11/1984 | 20/04/1987 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Mortgage | 2 properties | 17/09/1984 | 06/04/2006 | |
| satisfied | Highlands and Islands Development Board | Standard security | 1 property | 10/08/1983 | 18/11/1999 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 10/08/1983 | 18/11/1999 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 2 properties | 10/08/1983 | 16/06/1987 | |
| satisfied | The Highlands and Islands Development Board | Instrument of charge | 1 property | 01/08/1983 | 25/03/1998 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Charge | 1 property | 09/07/1982 | 26/09/1986 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 03/10/1981 | 10/02/1998 | |
| satisfied | H I D B | Supplementary agreement | 1 property | 24/09/1981 | 06/04/2006 | |
| satisfied | Highlands and Islands Development Board | Standard security | 1 property | 19/06/1979 | 25/02/1998 |