LOMOND SCHOOL LIMITED
🌳Matureactive
SC060091 · private-limited-guarant-nsc · incorporated 1976-06-01
Investment thesis
Looks cheap but ownership + security both unclear — probable value trap.
Why interesting: Headline metrics may be attractive.
Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Primary education
Sector: Education
ALSO REGISTERED FOR
- 85310General secondary education
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 73/100 (strong), bankability 57/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
🏦
Refinance opportunity
8 live charges · 5 lenders · oldest 48.8y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 48.8 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 48/100 (high).
Data confidence
Overall: low (50/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
8 charges (8/8 with lender, 8/8 with type)
90
Directors & officers
61 officers (5 active, 61 linked, 52 with DOB)
87
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
6 connected companies via shared directors
63
Filing history
201 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (140 events)Click to expand
- 2025-04-29📄accounts-with-accounts-type-smallaccounts · AA
- 2024-12-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-11-26➖WEBSTER, Mark Richard Charles resigneddirector
- 2024-11-11📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2024-10-14➕SHEEHAN, Anne appointedsecretary
- 2024-10-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-09-27➕FITZGERALD, Dominic Peter appointeddirector
- 2024-09-09📄accounts-with-accounts-type-smallaccounts · AA
- 2024-07-01➖CHISHOLM, Claire Louise resigneddirector
- 2024-07-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-06-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-06-13➕CHISHOLM, Claire Louise appointeddirector
- 2024-06-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-06-03➖KEMP, Maria resigneddirector
- 2024-04-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-27🔒Charge registered #9Lender: Christopher Martin Sefton Bull
- 2024-03-25📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2024-03-25📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2024-03-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-01📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2024-03-01📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2024-03-01🔒Charge registered #8Lender: Tracey Anne Maleham
- 2023-12-19📄resolutionresolution · RESOLUTIONS
- 2023-12-19📄memorandum-articlesincorporation · MA
- 2023-12-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-12-06➖PENDER, Linda resigneddirector
- 2023-04-26📄accounts-with-accounts-type-smallaccounts · AA
- 2023-01-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-01-16🔓Charge satisfied #5
- 2022-12-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-12-12🔒Charge registered #7Lender: Robert Harold Deane
- 2022-12-06📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2022-12-05🔓Charge satisfied #4
- 2022-11-22🔒Charge registered #6Lender: Robert Harold Deane
- 2022-08-22➖LIVINGSTON-DOCWRA, Alexandra resigneddirector
- 2022-07-28➖RUSK, Louise resigneddirector
- 2022-06-17➖COOK, Davida Lawrie resigneddirector
- 2021-09-23➕KEMP, Maria appointeddirector
- 2021-06-09🔒Charge registered #5Lender: Ortus Secured Finance I Limited
- 2021-05-14🔒Charge registered #4Lender: Ortus Secured Finance I Limited
- 2021-05-05🔓Charge satisfied #3
- 2020-11-12➖HOPE, Alastair John Douglas resignedsecretary
- 2020-11-12➖BROWN, Roderick, Professor resigneddirector
- 2020-11-12➖HOPE, Alastair John Douglas, Mr. resigneddirector
- 2020-11-12➖STANLEY-WHYTE, Anne resigneddirector
- 2020-01-14➕LIVINGSTON-DOCWRA, Alexandra appointeddirector
- 2020-01-14➕RUSK, Louise appointeddirector
- 2020-01-14➕WEBSTER, Mark Richard Charles appointeddirector
- 2019-06-20➖GIRDWOOD, David Greenshields resigneddirector
- 2018-12-03➕BULL, Christopher Martin Sefton appointeddirector
Showing most recent 50 of 140 events
Owner dependency
48/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
5 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Education & training · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| PTM MATHS TUITION LTD.→ SC574442 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| R M & A H INTERNATIONAL LTD→ SC787715 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| RAINBOW STEPS NURSERY LIMITED→ SC603336 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| RAM 231 LIMITED→ SC584414 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ROOTSTOCK ARTS→ SC530909 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| SADCO NURSERIES LTD→ SC420427 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| SCHOOL OF FOOTBALL ACADEMY LTD→ SC746699 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| SEGOYA LIMITED→ SC423434 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| SENSA HEALTHCARE IMPROVEMENT LTD→ SC717610 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| SEUDAN BEAGA LIMITED→ SC358823 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| SH GOLF (SCO) LTD→ SC813513 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| SHAMS LANGUAGES CENTER LIMITED→ SC776300 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeprivate-limited-guarant-nsc
Incorporated1976-06-01
Jurisdictionscotland
Primary SIC85200 — Primary education
Registered office
10 Stafford Street
Helensburgh
G84 9JX
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-07-31
Confirmation statement
Next due: 2026-12-18
Last: 2025-12-04
Officers (5 active · 56 resigned)
Active
BULL, Christopher Martin Sefton→
Activedirector · ~59y · appointed 2018-12-03
View their other companies + combined net worth →
ETCHELLS, Simon Paul→
Activedirector · ~64y · appointed 2018-03-05
View their other companies + combined net worth →
FITZGERALD, Dominic Peter→
Activedirector · ~52y · appointed 2024-09-27
View their other companies + combined net worth →
HART, Alistair Falconer→
Activedirector · ~64y · appointed 2018-02-19
View their other companies + combined net worth →
HOPE, Alastair John Douglas→
Resignedsecretary · appointed 2010-11-22 · resigned 2020-11-12
JOHNSTON, Geoffrey E F→
Resignedsecretary · appointed 1996-02-05 · resigned 2001-02-05
MITCHELL, David Malcolm→
Resignedsecretary · appointed 2003-11-24 · resigned 2010-11-22
PATERSON, Colin Stuart→
Resignedsecretary · appointed 2001-02-05 · resigned 2003-11-24
CAMPBELL RIDDELL BREEZE PATERSON SOLICITORS→
Resignedcorporate-secretary · resigned 1996-02-05
ARNEIL, Gavin Cranstone→
Resigneddirector · ~103y · appointed 1989-12-04 · resigned 1992-11-30
BAKER, Michael John, Professor→
Resigneddirector · ~91y · resigned 1996-12-02
BOWMAN, Derek Peter→
Resigneddirector · ~71y · appointed 2009-11-23 · resigned 2017-11-27
BROWN, Roderick, Professor→
Resigneddirector · ~64y · appointed 2010-06-01 · resigned 2020-11-12
BURNET, Colin Macdougal→
Resigneddirector · ~74y · appointed 2005-11-21 · resigned 2018-03-05
CAPLAN, Joyce→
Resigneddirector · resigned 1989-06-29
CHISHOLM, Claire Louise→
Resigneddirector · ~51y · appointed 2024-06-13 · resigned 2024-07-01
COOK, Davida Lawrie→
Resigneddirector · ~75y · appointed 2016-09-05 · resigned 2022-06-17
CUNNINGHAM, Marion Shearer→
Resigneddirector · ~74y · appointed 2012-08-01 · resigned 2016-09-05
DOBSON, Carolan→
Resigneddirector · ~72y · appointed 1996-10-07 · resigned 2012-11-19
Click a director name to see their full track record across all companies.
Mortgages & charges
8
Total charges
5
Outstanding
4
Active lenders
Status:Lender:8 of 8 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Christopher Martin Sefton Bull | A registered charge | 1 property | 27/03/2024 | — | |
| outstanding | Tracey Anne Maleham | A registered charge | 1 property | 01/03/2024 | — | |
| outstanding | Robert Harold Deane | A registered charge | 1 property | 12/12/2022 | — | |
| outstanding | Robert Harold Deane | A registered charge | 1 property | 22/11/2022 | — | |
| satisfied | Ortus Secured Finance I Ortus Secured Finance I Limited | A registered charge | 1 property | 09/06/2021 | 16/01/2023 | |
| satisfied | Ortus Secured Finance I Ortus Secured Finance I Limited | A registered charge | — | 14/05/2021 | 05/12/2022 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 03/10/1986 | 05/05/2021 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 04/07/1977 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (201 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-11
accounts-with-accounts-type-small
accounts · AA
2025-04-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-04
termination-director-company-with-name-termination-date
officers · TM01
2024-12-02
appoint-person-secretary-company-with-name-date
officers · AP03
2024-11-11
appoint-person-director-company-with-name-date
officers · AP01
2024-10-02
accounts-with-accounts-type-small
accounts · AA
2024-09-09
termination-director-company-with-name-termination-date
officers · TM01
2024-07-01
appoint-person-director-company-with-name-date
officers · AP01
2024-06-14
termination-director-company-with-name-termination-date
officers · TM01
2024-06-05
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-04-04
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2024-03-25
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2024-03-25
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-03-08
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2024-03-01