SCOTSTOWN LIMITED
🌳Matureactive
SC061133 · ltd · incorporated 1976-11-15
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 70-year-old founder — textbook succession opportunity.
Opportunity 76/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 70). Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
13 live charges · 6 lenders · oldest 47.1y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 47.1 years old — likely at or near maturity.
- · 6 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
13 charges (13/13 with lender, 13/13 with type)
90
Directors & officers
12 officers (6 active, 12 linked, 8 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
9 connected companies via shared directors
72
Filing history
167 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
3
filings
- • 1 confirmation-statement
- • 1 accounts
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (57 events)Click to expand
- 2025-12-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-11-25📄change-person-director-company-with-change-dateofficers · CH01
- 2025-01-09➕WORDIE, James Thompson appointeddirector
- 2025-01-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-12-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-14📄change-person-director-company-with-change-dateofficers · CH01
- 2023-11-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-13➕CHARTERS, Andrew David appointedsecretary
- 2022-10-13➖HORTON, Kenneth James resignedsecretary
- 2022-10-13➖HORTON, Kenneth James resigneddirector
- 2022-10-13📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2022-10-13📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2022-10-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-04-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-04-14➕GARDINER, John appointeddirector
- 2022-02-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-01-18➕WORDIE, Alan John Kynoch appointeddirector
- 2022-01-18➕WORDIE, William Ellis appointeddirector
- 2022-01-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-01-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-11-04📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2021-11-04📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2021-11-04📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2021-11-04📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2021-11-04📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2021-11-04📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2021-10-28🔒Charge registered #13Lender: Lloyds Bank Corporate Markets PLC
- 2021-10-27🔒Charge registered #12Lender: Lloyds Bank Corporate Markets PLC
- 2021-10-26🔒Charge registered #11Lender: Lloyds Bank Corporate Markets PLC
- 2015-03-07🔓Charge satisfied #6
- 2015-01-13🔒Charge registered #10Lender: Bank of Scotland PLC
- 2015-01-08🔓Charge satisfied #7
- 2014-12-29🔒Charge registered #8Lender: Bank of Scotland PLC
- 2014-12-24🔒Charge registered #9Lender: Bank of Scotland PLC.
- 2013-09-09🔒Charge registered #7Lender: Clydesdale Bank PLC
- 2007-02-01➕WORDIE, Charles Jeffrey appointeddirector
- 2007-02-01➖BOURKE, Gilly Clare resignedsecretary
- 2007-02-01➕HORTON, Kenneth James appointedsecretary
- 2007-02-01➖BOURKE, Gilly Clare resigneddirector
- 2007-02-01➕HORTON, Kenneth James appointeddirector
- 2007-02-01➖MACMORRAN, James George Harley resigneddirector
- 2007-02-01🔒Charge registered #6Lender: Clydesdale Bank Public Limited Company
- 2006-12-14🔓Charge satisfied #1
- 2006-11-29🔓Charge satisfied #4
- 2006-11-29🔓Charge satisfied #3
- 2006-11-29🔓Charge satisfied #2
- 2001-01-01➕BOURKE, Gilly Clare appointeddirector
- 2000-08-17➕BOURKE, Gilly Clare appointedsecretary
- 2000-08-17➖IAIN SMITH & COMPANY resignedcorporate-nominee-secretary
Showing most recent 50 of 57 events
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -5 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 70 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
73/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 19 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
6 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Wordie Properties Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Wordie Properties Limited
Corporate parent · holds 75-100% shares
⬇
SCOTSTOWN LIMITED
This company · SC061133
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Wordie Properties Limited Corporate entity | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AM PLUS LETTINGS LTD→ SC818783 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ANDERSON DOE PROPERTY LIMITED→ SC641112 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ANDERSON MACDERMID RESIDENTIAL LTD→ SC851559 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ANDERSON RENTAL PROPERTY LIMITED→ SC827889 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ANDREW MCQUADE PROPERTY LTD→ SC818485 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ANDREWS AVENUE LTD→ SC383887 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| ANGEL VIEW INVEST LTD→ SC883397 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ANGGRA HOMES LIMITED→ SC772277 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ANGUS PROPERTY INVESTMENTS LTD→ SC764272 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ANIMUS PROPERTIES LTD→ SC767800 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ANSAB PROPERTIES LTD→ SC626529 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ANTARES PROPERTY INVESTMENTS LTD→ SC732051 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1976-11-15
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
208 West George Street
Glasgow
G2 2PQ
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2027-02-28
Last: 2026-02-14
Officers (6 active · 6 resigned)
CHARTERS, Andrew David→
Activesecretary · appointed 2022-10-13
View their other companies + combined net worth →
GARDINER, John→
Activedirector · ~70y · appointed 2022-04-14
View their other companies + combined net worth →
WORDIE, Alan John Kynoch→
Activedirector · ~70y · appointed 2022-01-18
View their other companies + combined net worth →
WORDIE, Charles Jeffrey→
Activedirector · ~57y · appointed 2007-02-01
View their other companies + combined net worth →
WORDIE, James Thompson→
Activedirector · ~32y · appointed 2025-01-09
View their other companies + combined net worth →
WORDIE, William Ellis→
Activedirector · ~62y · appointed 2022-01-18
View their other companies + combined net worth →
BOURKE, Gilly Clare→
Resignedsecretary · appointed 2000-08-17 · resigned 2007-02-01
HORTON, Kenneth James→
Resignedsecretary · appointed 2007-02-01 · resigned 2022-10-13
IAIN SMITH & COMPANY→
Resignedcorporate-nominee-secretary · resigned 2000-08-17
BOURKE, Gilly Clare→
Resigneddirector · ~58y · appointed 2001-01-01 · resigned 2007-02-01
HORTON, Kenneth James→
Resigneddirector · ~70y · appointed 2007-02-01 · resigned 2022-10-13
MACMORRAN, James George Harley→
Resigneddirector · ~86y · resigned 2007-02-01
Click a director name to see their full track record across all companies.
Mortgages & charges
13
Total charges
6
Outstanding
1
Active lenders
Status:Lender:13 of 13 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank Corporate Markets PLC | A registered charge | 1 property | 28/10/2021 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank Corporate Markets PLC | A registered charge | 1 property | 27/10/2021 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank Corporate Markets PLC | A registered charge | — | 26/10/2021 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 13/01/2015 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 29/12/2014 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC. | A registered charge | — | 24/12/2014 | — | |
| satisfied | Virgin Money Clydesdale Bank PLC | A registered charge | 1 property | 09/09/2013 | 08/01/2015 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 01/02/2007 | 07/03/2015 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 05/02/1991 | 26/05/1998 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 14/07/1988 | 29/11/2006 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 25/05/1987 | 29/11/2006 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 09/06/1980 | 29/11/2006 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 05/04/1979 | 14/12/2006 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (167 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-03
change-person-director-company-with-change-date
officers · CH01
2025-11-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-17
appoint-person-director-company-with-name-date
officers · AP01
2025-01-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-14
change-person-director-company-with-change-date
officers · CH01
2024-02-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-08
appoint-person-secretary-company-with-name-date
officers · AP03
2022-10-13
termination-secretary-company-with-name-termination-date
officers · TM02
2022-10-13
termination-director-company-with-name-termination-date
officers · TM01
2022-10-13
appoint-person-director-company-with-name-date
officers · AP01
2022-04-19