GRANGE TRADING CO (ST ANDREWS) LIMITED
🌳Matureactive
SC062080 · ltd · incorporated 1977-03-29
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Hotels and similar accommodation
Sector: Accommodation & food service
Investor take
PursueActive trading company with a 74-year-old founder — textbook succession opportunity.
Opportunity 77/100 (strong), bankability 77/100. Strong seller-intent signal (78/100, director aged 74). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
6 live charges · 3 lenders · oldest 45.0y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 45.0 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
99 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Average employees | 800 | 600 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
- 2025-08-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-08-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-08-20📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-05-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-07-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-06-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-06-07📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-06-07🔓Charge satisfied #7
- 2019-03-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-03-13🔓Charge satisfied #6
- 2019-02-01📄mortgage-charge-whole-release-with-charge-numbermortgage · MR05
- 2018-06-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-06-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 1996-08-22🔓Charge satisfied #4
- 1996-07-11🔓Charge satisfied #5
- 1996-07-11🔓Charge satisfied #1
- 1996-07-10🔒Charge registered #7Lender: Clydesdale Bank Public Limited Company
- 1996-06-28🔒Charge registered #6Lender: Clydesdale Bank Public Limited Company
- 1993-04-21🔒Charge registered #5Lender: The Royal Bank of Scotland PLC
- 1988-02-10🔒Charge registered #4Lender: Halifax Building Society
- 1987-10-28🔓Charge satisfied #2
- 1981-07-20🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 1981-05-15🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 1977-03-29🏢Company incorporatedAs GRANGE TRADING CO (ST ANDREWS) LIMITED
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 74 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
76/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 49 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Marian Pius Henretty Individual · Irish · DOB 07/1954 · age 72 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 04/12/2022 |
Mr Michael William Francis Henretty Individual · British · DOB 09/1952 · age 74 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Hospitality · KY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| FIFE INNS (CUPAR) LIMITED→ SC118700 · est 1989 · no financials extracted | — | — | — | — | 36y | — | — |
| FOCHABERS CHIPPY LTD→ SC584843 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| GALLOWHILL (COMMERCIAL) LIMITED→ SC815315 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| GBK 2021 LTD→ SC711262 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| GLENSHIRE HOSPITALITY LTD→ SC668114 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| H FISH AND CHIPS LIMITED→ SC597544 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| HANCOCK HOSPITALITY LTD→ SC865657 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| HAWKSWOOD RESORT DEVELOPMENT LIMITED→ SC656585 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| HEAVEN SCENT ( MILNATHORT) LIMITED→ SC517651 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| HEL'S CAFE LTD→ SC884213 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| HERBALS-ARE-US LTD→ SC413737 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| HH FOODS LTD→ SC859722 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1977-03-29
Jurisdictionscotland
Primary SIC55100 — Hotels and similar accommodation
Registered office
21 Hepburn Gardens Hepburn Gardens
St. Andrews
Fife
KY16 9DG
Scotland
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-17
Last: 2025-12-03
Officers (3 active · 0 resigned)
Active
Active
Active
Click a director name to see their full track record across all companies.
Mortgages & charges
6
Total charges
0
Outstanding
0
Active lenders
Status:Lender:6 of 6 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 10/07/1996 | 07/06/2019 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 28/06/1996 | 13/03/2019 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 21/04/1993 | 11/07/1996 | |
| satisfied | Lloyds Banking Group Halifax Building Society | Standard security | 1 property | 10/02/1988 | 22/08/1996 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 2 properties | 20/07/1981 | 28/10/1987 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 15/05/1981 | 11/07/1996 |
Recent filings (99 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-04
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-08-20
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-08-20
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-08-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-05
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-12-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-03-26
confirmation-statement-with-updates
confirmation-statement · CS01
2020-12-04