DUNCAN AND TODD LIMITED
🌳Matureactive
SC065757 · ltd · incorporated 1978-09-01
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
68/100
Strong
What this business does
Primary activity: SIC 47782
Sector: Wholesale & retail
Investor take
PursueLeverage-led grower. Reasonable fundamentals — worth a memo before deciding.
Opportunity 68/100 (strong), bankability 57/100. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: refinance and hold (60/100).
🏦
Refinance opportunity
16 live charges · 4 lenders · oldest 44.9y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 44.9 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 63/100 (high).
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
16 charges (16/16 with lender, 16/16 with type)
90
Directors & officers
24 officers (5 active, 24 linked, 22 with DOB)
88
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
187 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
68/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Profitable
Profit before tax £466,562
Turned profitable
Returned to profit this year
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Profit before tax | £466.6k | £-513.3k |
| Average employees | 351 | 37100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
4 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (89 events)Click to expand
- 2025-11-03📄accounts-with-accounts-type-fullaccounts · AA
- 2025-10-25📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2025-10-23📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2025-10-23📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2025-07-16📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2025-07-16📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2025-07-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-06-25🔒Charge registered #17Lender: The Royal Bank of Scotland PLC
- 2025-04-01➕ANDERSON, Kirsty Anne appointeddirector
- 2025-04-01➕CREBER, Patrick John appointeddirector
- 2025-04-01➖MCKEACHIE, Joanne resigneddirector
- 2025-04-01➖REDDEN, Kirsty Jane resigneddirector
- 2025-04-01➖SELLAR, Alana resigneddirector
- 2025-04-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-04-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-04-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-04-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-04-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-02-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-02-10📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-02-10📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-02-01➕MCKEACHIE, Joanne appointeddirector
- 2025-02-01➕SELLAR, Alana appointeddirector
- 2025-01-31➖MOSGROVE, Julie Anne resigneddirector
- 2024-11-21📄accounts-with-accounts-type-fullaccounts · AA
- 2024-10-31📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-10-30➕SUTHERLAND, Kevin appointeddirector
- 2024-07-24➕PETRIE, Hazel appointeddirector
- 2024-07-24➖RUS, Frances Teresa resigneddirector
- 2024-07-24➖TAWSE, Melisa Leigh resigneddirector
- 2024-07-24📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-07-24📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-07-24📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-01-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-01-16➕NORRIS, Matthew James appointeddirector
- 2023-12-18📄accounts-with-accounts-type-fullaccounts · AA
- 2023-06-30➖MCLELLAN, Ross Andrew Gordon resigneddirector
- 2020-06-04➖MCALLISTER, Maria Josephine resigneddirector
- 2020-06-04➕TAWSE, Melisa Leigh appointeddirector
- 2019-12-18➖INGRAM, Shona resigneddirector
- 2019-12-18➕MCLELLAN, Ross Andrew Gordon appointeddirector
- 2019-12-18➕MOSGROVE, Julie Anne appointeddirector
- 2019-11-29➖SKIDMORE, Robert William resigneddirector
- 2018-07-16➕MCALLISTER, Maria Josephine appointeddirector
- 2018-07-16➕SKIDMORE, Robert William appointeddirector
- 2018-03-19🔒Charge registered #16Lender: Ldc (Managers) Limited (as Security Trustee)
- 2018-03-08🔓Charge satisfied #15
- 2018-03-08🔓Charge satisfied #14
- 2018-03-08🔓Charge satisfied #10
- 2018-03-08🔓Charge satisfied #9
Showing most recent 50 of 89 events
Owner dependency
40/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -5 active directors: Broader management team in place — suggests transferable governance.
Succession & seller-readiness
30/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
6 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Duncan And Todd (Group) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Duncan And Todd (Group) Limited
Corporate parent · holds 75-100% shares · board control
⬇
DUNCAN AND TODD LIMITED
This company · SC065757
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Duncan And Todd (Group) Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Retail · AB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| KMS RAILTECH LTD→ SC587518 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| KSM25 LTD→ SC875775 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| LAUREL ICON LIMITED→ SC215890 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
| LB TOY ZONE LTD→ SC825701 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| LEAVES 99 LTD→ SC803312 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| LILY'S HORSEBOX CATERING LTD.→ SC569658 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| LOKALI LTD→ SC777694 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| LUMSDEN LOGS LTD→ SC877398 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| LUTHER FARM SHOP LTD→ SC554333 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| MAINS HIGHLANDWEAR LTD→ SC184873 · est 1998 · no financials extracted | — | — | — | — | 28y | — | — |
| MAKING WAY LTD→ SC621281 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| MANILA CORPORATION LIMITED→ SC300912 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1978-09-01
Jurisdictionscotland
Primary SIC47782 — SIC 47782
Registered office
Unit 4 Kirkhill Commercial Park Dyce Avenue
Dyce
Aberdeen
AB21 0LQ
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-01-24
Last: 2026-01-10
Officers (5 active · 19 resigned)
ANDERSON, Kirsty Anne→
Activedirector · ~30y · appointed 2025-04-01
View their other companies + combined net worth →
CREBER, Patrick John→
Activedirector · ~29y · appointed 2025-04-01
View their other companies + combined net worth →
NORRIS, Matthew James→
Activedirector · ~49y · appointed 2024-01-16
View their other companies + combined net worth →
PETRIE, Hazel→
Activedirector · ~42y · appointed 2024-07-24
View their other companies + combined net worth →
SUTHERLAND, Kevin→
Activedirector · ~42y · appointed 2024-10-30
View their other companies + combined net worth →
BLAIR, Heather Margaret→
Resignedsecretary · appointed 2015-02-24 · resigned 2015-08-11
BURNETT & COMPANY→
Resignedcorporate-secretary · resigned 2015-02-24
BLACK, Robert Alexander→
Resigneddirector · ~74y · appointed 2008-03-27 · resigned 2012-02-01
DALGARNO, Frederick George Scott→
Resigneddirector · ~83y · appointed 1995-06-14 · resigned 1996-08-31
DUNCAN, Norman→
Resigneddirector · ~79y · resigned 2007-07-04
GILLILAND, Richard→
Resigneddirector · ~68y · appointed 2003-10-28 · resigned 2008-03-26
GILMOUR, Maria Jane→
Resigneddirector · ~62y · appointed 2007-07-04 · resigned 2012-02-29
INGRAM, Shona→
Resigneddirector · ~48y · appointed 2017-04-25 · resigned 2019-12-18
MCALLISTER, Maria Josephine→
Resigneddirector · ~38y · appointed 2018-07-16 · resigned 2020-06-04
MCKEACHIE, Joanne→
Resigneddirector · ~38y · appointed 2025-02-01 · resigned 2025-04-01
MCLELLAN, Ross Andrew Gordon→
Resigneddirector · ~49y · appointed 2019-12-18 · resigned 2023-06-30
MOSGROVE, Julie Anne→
Resigneddirector · ~41y · appointed 2019-12-18 · resigned 2025-01-31
MOSTYN, Andrew→
Resigneddirector · ~46y · appointed 2015-09-02 · resigned 2017-04-25
REDDEN, Kirsty Jane→
Resigneddirector · ~60y · appointed 2012-03-09 · resigned 2025-04-01
RUS, Frances Teresa→
Resigneddirector · ~63y · appointed 1996-04-01 · resigned 2024-07-24
Click a director name to see their full track record across all companies.
Mortgages & charges
16
Total charges
6
Outstanding
2
Active lenders
Status:Lender:16 of 16 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 25/06/2025 | — | |
| outstanding | Ldc (Managers) (as Security Trustee) Ldc (Managers) Limited (as Security Trustee) | A registered charge | — | 19/03/2018 | — | |
| satisfied | Lloyds Banking Group Royal Bank of Scotland PLC | Standard security | 1 property | 18/11/2010 | 08/03/2018 | |
| satisfied | Lloyds Banking Group Royal Bank of Scotland PLC | Standard security | 2 properties | 18/11/2010 | 08/03/2018 | |
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | Standard security | 1 property | 18/11/2010 | — | |
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | Standard security | 1 property | 18/11/2010 | — | |
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | Standard security | 1 property | 18/11/2010 | — | |
| satisfied | Lloyds Banking Group Royal Bank of Scotland PLC | Standard security | 1 property | 18/11/2010 | 08/03/2018 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 03/08/2005 | 08/03/2018 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 25/05/2002 | — | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 03/07/1991 | 14/06/2007 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 13/09/1988 | 14/06/2007 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 2 properties | 12/05/1986 | 06/12/1989 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 13/11/1985 | 14/06/2007 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 13/11/1985 | 14/06/2007 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 03/06/1981 | 01/09/2003 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (187 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-28
accounts-with-accounts-type-full
accounts · AA
2025-11-03
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2025-10-25
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2025-10-23
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2025-10-23
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2025-07-16
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2025-07-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-09
termination-director-company-with-name-termination-date
officers · TM01
2025-04-01
appoint-person-director-company-with-name-date
officers · AP01
2025-04-01
termination-director-company-with-name-termination-date
officers · TM01
2025-04-01
termination-director-company-with-name-termination-date
officers · TM01
2025-04-01
appoint-person-director-company-with-name-date
officers · AP01
2025-04-01
termination-director-company-with-name-termination-date
officers · TM01
2025-02-10
appoint-person-director-company-with-name-date
officers · AP01
2025-02-10