LOCH FYNE OYSTERS LIMITED
- 10200SIC 10200
- 47230SIC 47230
- 56101Licenced restaurants
Opportunity 74/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 66). Biggest value-creation lever: Consolidate lender relationships. 13 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
20 live charges · 13 lenders · oldest 38.7y
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 38.7 years old — likely at or near maturity.
- · 13 lenders named — inter-creditor friction likely.
- · Legal-friction score 45/100 (high).
Data confidence
Overall: medium (75/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 |
|---|---|
| Profit before tax | £-1.93M |
| Average employees | 6900 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (118 events)Click to expand
- 2025-09-30📄accounts-with-accounts-type-fullaccounts · AA
- 2025-09-30📄change-person-director-company-with-change-dateofficers · CH01
- 2024-10-07📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2024-07-31📄accounts-with-accounts-type-fullaccounts · AA
- 2023-10-31📄accounts-with-accounts-type-groupaccounts · AA
- 2023-06-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-06-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-06-19➕WEST, William Victor appointeddirector
- 2023-06-19➖BROWN, Cameron Matthew resigneddirector
- 2023-03-29📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2023-03-29📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2022-11-04📄resolutionresolution · RESOLUTIONS
- 2022-11-04📄capital-allotment-sharescapital · SH01
- 2022-10-31📄accounts-with-accounts-type-groupaccounts · AA
- 2022-04-29📄change-person-director-company-with-change-dateofficers · CH01
- 2022-01-25📄change-corporate-secretary-company-with-change-dateofficers · CH04
- 2021-07-30📄accounts-with-accounts-type-groupaccounts · AA
- 2020-10-30📄accounts-with-accounts-type-groupaccounts · AA
- 2020-01-22📄capital-allotment-sharescapital · SH01
- 2019-11-04📄resolutionresolution · RESOLUTIONS
- 2019-10-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-10-23➕LAVRENTYEV, Viacheslav appointeddirector
- 2018-11-02➖HAMILTON, Caryl resigneddirector
- 2018-04-06🔓Charge satisfied #19
- 2018-04-06🔓Charge satisfied #18
- 2018-03-16🔒Charge registered #20Lender: Close Invoice Finance Limited, 10 Crown Place, London, EC2A 4FT ("Close")
- 2016-11-11🔓Charge satisfied #17
- 2016-11-10🔒Charge registered #19Lender: Abn Amro Commercial Finance PLC
- 2016-11-10🔒Charge registered #18Lender: Abn Amro Commercial Finance PLC
- 2016-10-12➕HAMILTON, Caryl appointeddirector
- 2015-08-13➖ATTWOOD, David Russell resigneddirector
- 2015-07-21➖BRIGGS, Simon Thomas resigneddirector
- 2015-07-21➖PATERSON, Martyn Peter resigneddirector
- 2015-06-26➖DAVIDSON, Bruce Charles resigneddirector
- 2015-05-21➖SHIRLAW, Robert Campbell resigneddirector
- 2015-03-17➕BROWN, Cameron Matthew appointeddirector
- 2015-03-12➕BRODIES SECRETARIAL SERVICES LIMITED appointedcorporate-secretary
- 2015-01-28➖SEABORNE, Helen resignedsecretary
- 2014-12-05➖MCLELLAND, Stewart resigneddirector
- 2014-09-24➕ANDERSON, Colin Craig appointeddirector
- 2014-07-08➖SEABORNE, Helen resigneddirector
- 2014-02-28➖SUTHERLAND, Stephen Alexander resigneddirector
- 2013-12-10🔒Charge registered #17Lender: Ge Capital Bank Limited
- 2012-05-01➕MCLELLAND, Stewart appointeddirector
- 2012-05-01➕PATERSON, Martyn Peter appointeddirector
- 2012-02-29🔒Charge registered #16Lender: Lfo International Limited
- 2012-02-24🔓Charge satisfied #12
- 2012-02-24🔓Charge satisfied #11
- 2012-02-24🔓Charge satisfied #10
- 2012-02-24🔓Charge satisfied #8
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Founder age: Director aged approximately 66 — succession pressure is live.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Associated Seafoods Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Associated Seafoods Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 01/03/2023 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| ONLY FARMS LTD→ SC858535 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ORISSOR TRUST LTD.→ SC337786 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| OTTER FERRY LAND AND SEA LIMITED→ SC063200 · est 1977 · no financials extracted | — | — | — | — | 48y | — | — |
| OUT SKERRIES FISKR LTD→ SC588645 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| PATERSON SHELLFISH LTD→ SC398152 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| PAWZ & CO DAYCARE LTD→ SC771134 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| PM FARMS LIMITED→ SC297559 · est 2006 · no financials extracted | — | — | — | — | 20y | — | — |
| PMX DIVING LTD→ SC583820 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| PORTAVADIE FORESTRY LIMITED→ SC167991 · est 1996 · no financials extracted | — | — | — | — | 29y | — | — |
| RBCA SERVICES LIMITED→ SC596593 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| REO STAKIS LIMITED→ SC318137 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| ROUK & CCS LTD→ SC762225 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 31 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Close Invoice Finance , 10 Crown Place, London, EC2A 4FT ("Close") Close Invoice Finance Limited, 10 Crown Place, London, EC2A 4FT ("Close") | A registered charge | — | 16/03/2018 | — | |
| satisfied | Abn Amro Commercial Finance Abn Amro Commercial Finance PLC | A registered charge | — | 10/11/2016 | 06/04/2018 | |
| satisfied | Abn Amro Commercial Finance Abn Amro Commercial Finance PLC | A registered charge | — | 10/11/2016 | 06/04/2018 | |
| satisfied | Ge Capital Bank Ge Capital Bank Limited | A registered charge | 1 property | 10/12/2013 | 11/11/2016 | |
| outstanding | Lfo International Lfo International Limited | Standard security | 1 property | 29/02/2012 | — | |
| outstanding | Lfo International Lfo International Limited | Standard security | 1 property | 17/02/2012 | — | |
| outstanding | Lfo International Lfo International Limited | Bond & floating charge | 1 property | 17/02/2012 | — | |
| outstanding | Scottish Seafood Investments Scottish Seafood Investments Limited | Bond & floating charge | 1 property | 17/02/2012 | — | |
| satisfied | Highlands and Islands Enterprise | Standard security | 1 property | 01/04/2011 | 24/02/2012 | |
| satisfied | Highlands and Islands Enterprise | Floating charge | 1 property | 30/03/2011 | 24/02/2012 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Commercial Finance Limited | Bond & floating charge | 1 property | 24/09/2010 | 24/02/2012 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 06/06/2008 | 24/02/2012 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Floating charge | 1 property | 29/05/2008 | 24/02/2012 | |
| satisfied | Baxi Partnership Baxi Partnership Limited | Bond & floating charge | 1 property | 04/04/2003 | 24/02/2012 | |
| satisfied | John Andrew Lane and Others | Standard security | 1 property | 29/11/2001 | 26/02/2008 | |
| satisfied | John Andrew Lane and Others as Trustees | Standard security | 1 property | 09/04/1998 | 02/08/2001 | |
| satisfied | The Trustees for the Loch Fyne Oysters Pension Fund The Trustees for the Loch Fyne Oysters Limited Pension Fund | Standard security | 1 property | 13/02/1995 | 08/11/2003 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 21/08/1991 | 26/11/2001 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 01/02/1989 | 20/05/2008 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 02/09/1987 | 10/06/2008 |