LOCH FYNE OYSTERS LIMITED

🌳Matureactive
SC066647 · ltd · incorporated 1978-12-15
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
year to Dec 2024
Net worth
book net assets
Opportunity
74/100
Strong
🔔
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What this business does
Primary activity: SIC 03210
Sector: Agriculture, forestry & fishing
ALSO REGISTERED FOR
  • 10200SIC 10200
  • 47230SIC 47230
  • 56101Licenced restaurants
Investor take
Pursue
Active trading company with a 66-year-old founder — textbook succession opportunity.

Opportunity 74/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 66). Biggest value-creation lever: Consolidate lender relationships. 13 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

20 live charges · 13 lenders · oldest 38.7y

25/100
too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

  • · Oldest live charge is 38.7 years old — likely at or near maturity.
  • · 13 lenders named — inter-creditor friction likely.
  • · Legal-friction score 45/100 (high).

Data confidence

Overall: medium (75/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 4 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
20 charges (20/20 with lender, 20/20 with type)
90
Directors & officers
35 officers (4 active, 35 linked, 29 with DOB)
87
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
9 connected companies via shared directors
72
Filing history
259 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Loss-making
Loss before tax £1,927,033

Key financials

1 year extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-12-31
Profit before tax£-1.93M
Average employees6900

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (118 events)Click to expand
  1. 2025-09-30
    📄
    accounts-with-accounts-type-full
    accounts · AA
  2. 2025-09-30
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2024-10-07
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  4. 2024-07-31
    📄
    accounts-with-accounts-type-full
    accounts · AA
  5. 2023-10-31
    📄
    accounts-with-accounts-type-group
    accounts · AA
  6. 2023-06-23
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  7. 2023-06-23
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  8. 2023-06-19
    WEST, William Victor appointed
    director
  9. 2023-06-19
    BROWN, Cameron Matthew resigned
    director
  10. 2023-03-29
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  11. 2023-03-29
    📄
    withdrawal-of-a-person-with-significant-control-statement
    persons-with-significant-control · PSC09
  12. 2022-11-04
    📄
    resolution
    resolution · RESOLUTIONS
  13. 2022-11-04
    📄
    capital-allotment-shares
    capital · SH01
  14. 2022-10-31
    📄
    accounts-with-accounts-type-group
    accounts · AA
  15. 2022-04-29
    📄
    change-person-director-company-with-change-date
    officers · CH01
  16. 2022-01-25
    📄
    change-corporate-secretary-company-with-change-date
    officers · CH04
  17. 2021-07-30
    📄
    accounts-with-accounts-type-group
    accounts · AA
  18. 2020-10-30
    📄
    accounts-with-accounts-type-group
    accounts · AA
  19. 2020-01-22
    📄
    capital-allotment-shares
    capital · SH01
  20. 2019-11-04
    📄
    resolution
    resolution · RESOLUTIONS
  21. 2019-10-28
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  22. 2019-10-23
    LAVRENTYEV, Viacheslav appointed
    director
  23. 2018-11-02
    HAMILTON, Caryl resigned
    director
  24. 2018-04-06
    🔓
    Charge satisfied #19
  25. 2018-04-06
    🔓
    Charge satisfied #18
  26. 2018-03-16
    🔒
    Charge registered #20
    Lender: Close Invoice Finance Limited, 10 Crown Place, London, EC2A 4FT ("Close")
  27. 2016-11-11
    🔓
    Charge satisfied #17
  28. 2016-11-10
    🔒
    Charge registered #19
    Lender: Abn Amro Commercial Finance PLC
  29. 2016-11-10
    🔒
    Charge registered #18
    Lender: Abn Amro Commercial Finance PLC
  30. 2016-10-12
    HAMILTON, Caryl appointed
    director
  31. 2015-08-13
    ATTWOOD, David Russell resigned
    director
  32. 2015-07-21
    BRIGGS, Simon Thomas resigned
    director
  33. 2015-07-21
    PATERSON, Martyn Peter resigned
    director
  34. 2015-06-26
    DAVIDSON, Bruce Charles resigned
    director
  35. 2015-05-21
    SHIRLAW, Robert Campbell resigned
    director
  36. 2015-03-17
    BROWN, Cameron Matthew appointed
    director
  37. 2015-03-12
    BRODIES SECRETARIAL SERVICES LIMITED appointed
    corporate-secretary
  38. 2015-01-28
    SEABORNE, Helen resigned
    secretary
  39. 2014-12-05
    MCLELLAND, Stewart resigned
    director
  40. 2014-09-24
    ANDERSON, Colin Craig appointed
    director
  41. 2014-07-08
    SEABORNE, Helen resigned
    director
  42. 2014-02-28
    SUTHERLAND, Stephen Alexander resigned
    director
  43. 2013-12-10
    🔒
    Charge registered #17
    Lender: Ge Capital Bank Limited
  44. 2012-05-01
    MCLELLAND, Stewart appointed
    director
  45. 2012-05-01
    PATERSON, Martyn Peter appointed
    director
  46. 2012-02-29
    🔒
    Charge registered #16
    Lender: Lfo International Limited
  47. 2012-02-24
    🔓
    Charge satisfied #12
  48. 2012-02-24
    🔓
    Charge satisfied #11
  49. 2012-02-24
    🔓
    Charge satisfied #10
  50. 2012-02-24
    🔓
    Charge satisfied #8
Showing most recent 50 of 118 events

Owner dependency

65/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Founder age: Director aged approximately 66 — succession pressure is live.

Succession & seller-readiness

55/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med · 1 low
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

5 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Group structure

Associated Seafoods Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Associated Seafoods Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
LOCH FYNE OYSTERS LIMITED
This company · SC066647

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Associated Seafoods Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control01/03/2023

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1978-12-15
Jurisdictionscotland
Primary SIC03210 — SIC 03210

Registered office

Clachan
Cairndow
Argyll
PA26 8BL

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-10-08
Last: 2025-09-24

Officers (4 active · 31 resigned)

BRODIES SECRETARIAL SERVICES LIMITED
corporate-secretary · appointed 2015-03-12
View their other companies + combined net worth →
Active
ANDERSON, Colin Craig
director · ~64y · appointed 2014-09-24
View their other companies + combined net worth →
Active
LAVRENTYEV, Viacheslav
director · ~66y · appointed 2019-10-23
View their other companies + combined net worth →
Active
WEST, William Victor
director · ~53y · appointed 2023-06-19
View their other companies + combined net worth →
Active
CRAIG, Robert Harvey
secretary · appointed 2000-11-14 · resigned 2002-04-05
Resigned
MCGLASHAN, Iain Alan Stuart
secretary · appointed 2002-04-05 · resigned 2004-11-05
Resigned
NOBLE, Simon John
secretary · resigned 2000-11-14
Resigned
SEABORNE, Helen
secretary · appointed 2004-11-05 · resigned 2015-01-28
Resigned
ATTWOOD, David Russell
director · ~66y · appointed 2000-01-01 · resigned 2015-08-13
Resigned
BREMNER, Francis
director · ~62y · appointed 2004-09-17 · resigned 2010-11-18
Resigned
BRIGGS, Simon Thomas
director · ~65y · appointed 1999-10-01 · resigned 2015-07-21
Resigned
BROWN, Cameron Matthew
director · ~61y · appointed 2015-03-17 · resigned 2023-06-19
Resigned
BURGESS, Victoria Jane
director · ~70y · appointed 2003-08-01 · resigned 2006-09-28
Resigned
CRAIG, Robert Harvey
director · ~97y · appointed 1990-04-25 · resigned 2012-02-17
Resigned
DAVIDSON, Bruce Charles
director · ~70y · appointed 2006-05-01 · resigned 2015-06-26
Resigned
DAVIDSON, James Gordon
director · ~101y · appointed 1997-01-01 · resigned 2005-11-17
Resigned
GORDON, Alistair David Kirk
director · ~65y · appointed 1991-02-13 · resigned 1994-07-08
Resigned
HAMILTON, Caryl
director · ~57y · appointed 2016-10-12 · resigned 2018-11-02
Resigned
JOHNSTON, Hugh Laughlin
director · ~59y · appointed 2005-11-17 · resigned 2012-02-17
Resigned
LANE, John Andrew
director · ~75y · resigned 2007-10-11
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

20
Total charges
5
Outstanding
3
Active lenders
Status:Lender:20 of 20 shown
TypeProperties
outstanding
Close Invoice Finance , 10 Crown Place, London, EC2A 4FT ("Close")
Close Invoice Finance Limited, 10 Crown Place, London, EC2A 4FT ("Close")
A registered charge16/03/2018
satisfied
Abn Amro Commercial Finance
Abn Amro Commercial Finance PLC
A registered charge10/11/201606/04/2018
satisfied
Abn Amro Commercial Finance
Abn Amro Commercial Finance PLC
A registered charge10/11/201606/04/2018
satisfied
Ge Capital Bank
Ge Capital Bank Limited
A registered charge1 property10/12/201311/11/2016
outstanding
Lfo International
Lfo International Limited
Standard security1 property29/02/2012
outstanding
Lfo International
Lfo International Limited
Standard security1 property17/02/2012
outstanding
Lfo International
Lfo International Limited
Bond & floating charge1 property17/02/2012
outstanding
Scottish Seafood Investments
Scottish Seafood Investments Limited
Bond & floating charge1 property17/02/2012
satisfied
Highlands and Islands Enterprise
Standard security1 property01/04/201124/02/2012
satisfied
Highlands and Islands Enterprise
Floating charge1 property30/03/201124/02/2012
satisfied
Lloyds Banking Group
Lloyds Tsb Commercial Finance Limited
Bond & floating charge1 property24/09/201024/02/2012
satisfied
Lloyds Banking Group
Bank of Scotland PLC
Standard security1 property06/06/200824/02/2012
satisfied
Lloyds Banking Group
Bank of Scotland PLC
Floating charge1 property29/05/200824/02/2012
satisfied
Baxi Partnership
Baxi Partnership Limited
Bond & floating charge1 property04/04/200324/02/2012
satisfied
John Andrew Lane and Others
Standard security1 property29/11/200126/02/2008
satisfied
John Andrew Lane and Others as Trustees
Standard security1 property09/04/199802/08/2001
satisfied
The Trustees for the Loch Fyne Oysters Pension Fund
The Trustees for the Loch Fyne Oysters Limited Pension Fund
Standard security1 property13/02/199508/11/2003
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property21/08/199126/11/2001
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property01/02/198920/05/2008
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Bond & floating charge1 property02/09/198710/06/2008
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (259 total)

accounts-with-accounts-type-full
accounts · AA
2025-09-30
change-person-director-company-with-change-date
officers · CH01
2025-09-30
confirmation-statement-with-updates
confirmation-statement · CS01
2025-09-30
change-account-reference-date-company-current-extended
accounts · AA01
2024-10-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-01
accounts-with-accounts-type-full
accounts · AA
2024-07-31
accounts-with-accounts-type-group
accounts · AA
2023-10-31
confirmation-statement-with-updates
confirmation-statement · CS01
2023-10-06
appoint-person-director-company-with-name-date
officers · AP01
2023-06-23
termination-director-company-with-name-termination-date
officers · TM01
2023-06-23
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2023-03-29
withdrawal-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC09
2023-03-29
resolution
resolution · RESOLUTIONS
2022-11-04
capital-allotment-shares
capital · SH01
2022-11-04
accounts-with-accounts-type-group
accounts · AA
2022-10-31