JAY AND COMPANY LIMITED
💤Zombieactive
SC068915 · ltd · incorporated 1979-07-25
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2025
Net worth
—
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
ALSO REGISTERED FOR
- 74909Other professional, scientific and technical activities n.e.c.
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 77/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
2 live charges · oldest 38.5y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 38.5 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
7 officers (1 active, 7 linked, 4 with DOB)
81
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
98 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-07-31 | 2024-07-31 |
|---|---|---|
| Total assets | — | £236.6k |
| Current assets | — | £128.3k |
| Net assets | — | £236.6k |
| Average employees | 0 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
2
filings
- • 1 accounts
- • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
- 2026-05-04📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2026-01-14📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-01-14🔓Charge satisfied #2
- 2025-07-10📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-07-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-04-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-03-30➖BAGARIA, Nawal Kishore, Dr resignedsecretary
- 2025-03-30➖BAGARIA, Nawal Kishore, Dr resigneddirector
- 2024-04-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-07-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-07-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-04-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-04-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-04-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-04-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2017-04-30📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-04-28📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-01-19📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2009-04-28➖HUNTER, Rosalind resignedsecretary
- 2008-05-09➕BAGARIA, Nawal Kishore, Dr appointeddirector
- 1999-05-28➕BAGARIA, Nawal Kishore, Dr appointedsecretary
- 1999-02-03🔒Charge registered #2Lender: The Governor and Company of the Bank of Scotland
- 1996-07-29➕BAGARIA, Jayshree, Dr appointeddirector
- 1996-07-29➖BAGARIA, Susheela resignedsecretary
- 1996-07-29➕HUNTER, Rosalind appointedsecretary
- 1996-07-29➖BAGARIA, Nawal Kishore resigneddirector
- 1996-07-29➖BAGARIA, Susheela resigneddirector
- 1987-11-09🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 1979-07-25🏢Company incorporatedAs JAY AND COMPANY LIMITED
Owner dependency
85/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 30 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
75/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 30 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 47 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Dr Jayshree Bagaria Individual · British · DOB 07/1978 · age 48 | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| LAWTON PROPERTY (SCOTLAND) LTD→ SC777592 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| LCI QUARTERMILE PROPCO LIMITED→ SC676464 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| LEECORP LTD→ SC840407 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| LEITH’S FINEST LTD→ SC879111 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| LETTERSHAWS LANE LIMITED→ SC715015 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| LGW PROPERTY LTD→ SC689292 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| LINNMAC PROPERTY LIMITED→ SC444621 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| LITTLE AYANSH PROPERTY SERVICES LIMITED→ SC695652 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| LJ & A PROPERTY LIMITED→ SC767158 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| LJ PROPERTY GROUP LTD→ SC734800 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| LKI INVESTMENTS LIMITED→ SC863232 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| LMI PROPERTY LTD→ SC819526 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1979-07-25
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
Dunalastair
61 Dreghorn Loan
Edinburgh
EH13 0DA
Filing status
Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2026-08-16
Last: 2025-08-02
Officers (1 active · 6 resigned)
BAGARIA, Jayshree, Dr→
Activedirector · ~48y · appointed 1996-07-29
View their other companies + combined net worth →
BAGARIA, Nawal Kishore, Dr→
Resignedsecretary · appointed 1999-05-28 · resigned 2025-03-30
BAGARIA, Susheela→
Resignedsecretary · resigned 1996-07-29
HUNTER, Rosalind→
Resignedsecretary · appointed 1996-07-29 · resigned 2009-04-28
BAGARIA, Nawal Kishore, Dr→
Resigneddirector · ~84y · appointed 2008-05-09 · resigned 2025-03-30
BAGARIA, Nawal Kishore→
Resigneddirector · ~84y · resigned 1996-07-29
BAGARIA, Susheela→
Resigneddirector · ~77y · resigned 1996-07-29
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 03/02/1999 | 14/01/2026 | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 09/11/1987 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (98 total)
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2026-05-04
mortgage-satisfy-charge-full
mortgage · MR04
2026-01-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-16
termination-secretary-company-with-name-termination-date
officers · TM02
2025-07-10
termination-director-company-with-name-termination-date
officers · TM01
2025-07-10
accounts-with-accounts-type-micro-entity
accounts · AA
2025-04-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-09
accounts-with-accounts-type-micro-entity
accounts · AA
2024-04-23
confirmation-statement-with-updates
confirmation-statement · CS01
2023-08-02
accounts-with-accounts-type-micro-entity
accounts · AA
2023-07-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-08
accounts-with-accounts-type-micro-entity
accounts · AA
2022-07-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-06
accounts-with-accounts-type-micro-entity
accounts · AA
2021-04-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-12-16