ANZ INVESTMENTS LIMITED
🌳Matureactive
SC072313 · ltd · incorporated 1980-08-12
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
What changed my view
Last 30 days
No material changes in the last 30 days.
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£355.4k
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 68-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 67/100. Strong seller-intent signal (93/100, director aged 68). Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (53/100).
🏦
Refinance opportunity
12 live charges · 4 lenders · oldest 42.8y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 42.8 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 55/100 (high).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
12 charges (12/12 with lender, 12/12 with type)
90
Directors & officers
16 officers (2 active, 16 linked, 11 with DOB)
84
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
170 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £355,412
Cash YoY
+134%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£72k
↑ 134% YoY
Net Worth
£355k
↑ 1.9% YoY
Current Assets
£357k
↑ 12% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £355.4k | £348.6k |
| Current assets | £356.9k | £318.4k |
| Cash | £71.8k | £30.7k |
| Debtors | £285.1k | £287.7k |
| Net assets | £355.4k | £348.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 confirmation-statement
- • 1 mortgage
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (72 events)Click to expand
- 2026-05-05📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-05-05🔓Charge satisfied #12
- 2025-10-20📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-12-23📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-08-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-16🔓Charge satisfied #14
- 2024-08-16🔓Charge satisfied #13
- 2024-08-16🔓Charge satisfied #9
- 2024-08-16🔓Charge satisfied #8
- 2024-08-16🔓Charge satisfied #7
- 2024-08-16🔓Charge satisfied #6
- 2024-08-16🔓Charge satisfied #5
- 2024-04-22📄mortgage-charge-whole-cease-and-release-with-charge-numbermortgage · MR05
- 2024-04-22📄mortgage-charge-whole-cease-and-release-with-charge-numbermortgage · MR05
- 2024-04-22📄mortgage-charge-whole-release-with-charge-numbermortgage · MR05
- 2024-04-22📄mortgage-charge-whole-cease-and-release-with-charge-numbermortgage · MR05
- 2024-04-22📄mortgage-charge-whole-cease-and-release-with-charge-numbermortgage · MR05
- 2024-04-22📄mortgage-charge-whole-cease-and-release-with-charge-numbermortgage · MR05
- 2024-04-22📄mortgage-charge-whole-cease-and-release-with-charge-numbermortgage · MR05
- 2023-12-20📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-11-03📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-11-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-11-03📄change-person-director-company-with-change-dateofficers · CH01
- 2023-11-03📄change-person-director-company-with-change-dateofficers · CH01
- 2018-03-23➖FITZSIMMONS, Elizabeth Morrison resignedsecretary
- 2006-04-10➖DOWNIE, Thomas Baird resigneddirector
- 2002-06-26🔓Charge satisfied #2
- 2002-06-14🔓Charge satisfied #4
- 2002-06-14🔓Charge satisfied #1
- 2001-12-11➖SHAW, Eric resigneddirector
- 2001-10-26➖ROBERTSON, Iain resigneddirector
- 2001-09-14🔒Charge registered #14Lender: The Royal Bank of Scotland PLC
- 2000-11-09🔒Charge registered #13Lender: The Royal Bank of Scotland PLC
- 2000-01-01➕BURGESS, Shirley Anne appointeddirector
- 1999-08-20➕ROBERTSON, Iain appointeddirector
- 1998-09-01➕SHAW, Eric appointeddirector
- 1997-10-02🔒Charge registered #12Lender: Psa Wholesale Limited
- 1997-09-11🔒Charge registered #9Lender: The Royal Bank of Scotland PLC
- 1997-09-10🔒Charge registered #10Lender: Psa Wholesale Limited
- 1997-01-01➖BURGESS, William Alexander resignedsecretary
- 1997-01-01➕FITZSIMMONS, Elizabeth Morrison appointedsecretary
- 1994-05-10➕DOWNIE, Thomas Baird appointeddirector
- 1994-03-24🔒Charge registered #8Lender: Ford Motor Company Limited
- 1994-03-23➖BRIGGS, John Philip resigneddirector
Showing most recent 50 of 72 events
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 27 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 68 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
86/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 27 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 46 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Shirley Anne Burgess Individual · British · DOB 03/1961 · age 65 | 75–100% | 75–100% | 75-100% shares · 75-100% voting · firm interest | 06/04/2016 |
1 historic (ceased) PSC
- Mr William Alexander Burgessceased 25/03/2017· 50-75% shares · 50-75% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · DG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| HAYTON COULTHARD FREIGHT FORWARDING LIMITED→ SC030188 · est 1954 | £1.22M £1.04M–£1.40M | — | £1.22M | — | 71y | 80 | 58y |
| DUMFRIES PROPERTY RENTALS LIMITED→ SC358491 · est 2009 | £265.7k £225.8k–£305.5k | — | £265.7k | — | 17y | 82 | 61y |
| CLOSEBURN NORTH LIMITED→ SC404954 · est 2011 | £146.4k £124.4k–£168.3k | — | £146.4k | — | 14y | 80 | 71y |
| CORRA GARAGES LIMITED→ SC460646 · est 2013 | £128.8k £109.5k–£148.1k | — | £128.8k | — | 12y | 80 | 82y |
| SOUTH WEST LETTINGS (STRANRAER) LIMITED→ SC242334 · est 2003 | £119.7k £101.8k–£137.7k | — | £119.7k | — | 23y | 80 | 63y |
| S.W. PLANT (PROPERTY) LIMITED→ SC203221 · est 2000 | £117.4k £99.8k–£135.0k | — | £117.4k | — | 26y | 82 | 74y |
| D.P. PROPERTIES (LOCKERBIE) LIMITED→ SC165488 · est 1996 | £116.3k £98.8k–£133.7k | — | £116.3k | — | 30y | 80 | 77y |
| DHASRUTHAN PROPERTIES LIMITED→ SC245420 · est 2003 | £112.9k £96.0k–£129.9k | — | £112.9k | — | 23y | 80 | 72y |
| KENMURE FISHERIES LIMITED→ SC044129 · est 1966 | £99.0k £84.2k–£113.9k | — | £99.0k | — | 59y | 82 | 69y |
| CATHERINEFIELD PROPERTIES LTD→ SC388898 · est 2010 | £86.0k £73.1k–£98.9k | — | £86.0k | — | 15y | 80 | 71y |
| NOBLE HOUSE DESIGNS LIMITED→ SC239802 · est 2002 | £53.0k £45.1k–£61.0k | — | £53.0k | — | 23y | 80 | 83y |
| R JOHNSTONE & SONS LIMITED→ SC246642 · est 2003 | £52.9k £44.9k–£60.8k | — | £52.9k | — | 23y | 80 | 77y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1980-08-12
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
Castle Court
Castle Street
Stranraer
DG9 7RT
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-05-14
Last: 2026-04-30
Officers (2 active · 14 resigned)
BURGESS, Shirley Anne→
Activedirector · ~65y · appointed 2000-01-01
View their other companies + combined net worth →
Active
BURGESS, William Alexander→
Resignedsecretary · appointed 1993-11-26 · resigned 1997-01-01
CICUTTI, Ambrose→
Resignedsecretary · appointed 1992-02-25 · resigned 1992-12-01
COOK, Robert→
Resignedsecretary · resigned 1991-11-20
FITZSIMMONS, Elizabeth Morrison→
Resignedsecretary · appointed 1997-01-01 · resigned 2018-03-23
FRASER, Craig→
Resignedsecretary · appointed 1992-12-15 · resigned 1993-11-26
BARRATT, Andrew John→
Resigneddirector · ~63y · appointed 1992-12-01 · resigned 1993-01-27
BIRBECK, John Howard James→
Resigneddirector · ~90y · resigned 1991-11-20
BRIGGS, John Philip→
Resigneddirector · ~71y · appointed 1993-11-19 · resigned 1994-03-23
CICUTTI, Ambrose→
Resigneddirector · ~65y · appointed 1991-11-20 · resigned 1992-12-01
COOK, Robert→
Resigneddirector · ~82y · resigned 1991-11-20
DOWNIE, Thomas Baird→
Resigneddirector · ~79y · appointed 1994-05-10 · resigned 2006-04-10
FRASER, Craig→
Resigneddirector · ~75y · appointed 1991-11-20 · resigned 1993-11-19
ROBERTSON, Iain→
Resigneddirector · ~66y · appointed 1999-08-20 · resigned 2001-10-26
SHAW, Eric→
Resigneddirector · ~75y · appointed 1998-09-01 · resigned 2001-12-11
Click a director name to see their full track record across all companies.
Mortgages & charges
12
Total charges
1
Outstanding
1
Active lenders
Status:Lender:12 of 12 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 14/09/2001 | 16/08/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 09/11/2000 | 16/08/2024 | |
| satisfied | Psa Wholesale Psa Wholesale Limited | Bond & floating charge | 1 property | 02/10/1997 | 05/05/2026 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/09/1997 | 16/08/2024 | |
| outstanding | Psa Wholesale Psa Wholesale Limited | Floating charge | 1 property | 10/09/1997 | — | |
| satisfied | Ford Motor Company Ford Motor Company Limited | Standard security | 1 property | 24/03/1994 | 16/08/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 2 properties | 14/12/1993 | 16/08/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 14/12/1993 | 16/08/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 22/06/1984 | 16/08/2024 | |
| satisfied | Ford Motor Credit Company Ford Motor Credit Company LTD | Assignation | 1 property | 29/11/1983 | 14/06/2002 | |
| satisfied | Ford Motor Credit Company Ford Motor Credit Company LTD | Debenture | 1 property | 27/10/1983 | 26/06/2002 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 15/09/1983 | 14/06/2002 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (170 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-08
mortgage-satisfy-charge-full
mortgage · MR04
2026-05-05
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-10-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-30
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-12-23
mortgage-satisfy-charge-full
mortgage · MR04
2024-08-16
mortgage-satisfy-charge-full
mortgage · MR04
2024-08-16
mortgage-satisfy-charge-full
mortgage · MR04
2024-08-16
mortgage-satisfy-charge-full
mortgage · MR04
2024-08-16
mortgage-satisfy-charge-full
mortgage · MR04
2024-08-16
mortgage-satisfy-charge-full
mortgage · MR04
2024-08-16
mortgage-satisfy-charge-full
mortgage · MR04
2024-08-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-30
mortgage-charge-whole-cease-and-release-with-charge-number
mortgage · MR05
2024-04-22
mortgage-charge-whole-cease-and-release-with-charge-number
mortgage · MR05
2024-04-22