GORDON BLYTH (LIFE & PENSIONS) LIMITED

🌳Matureactive
SC073598 · ltd · incorporated 1980-12-31
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Why now
Window closing · medium confidence
Getting harder to buy cheaply — 1 signals strengthening over the last 30 days.
  • · Hygiene score: 85 → 90
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
What changed my view
Last 30 days

Picture improved over the last 30 days — 1 positive signal vs 0 negative.

  • ↑Hygiene score: 85 → 90
Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Life insurance
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 92-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 92). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (3 active, 5 linked, 4 with DOB)
86
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
92 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£8k£16k£23k£31k£39kDec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-12-312023-12-31
Total assets—£29.7k
Current assets—£38.9k
Cash—£20.8k
Debtors—£18.1k
Net assets—£29.7k
Average employees1—

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
  1. 2026-01-12
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  2. 2025-11-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2025-07-15
    ➖
    BLYTH, Gordon William resigned
    director
  4. 2024-11-05
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  5. 2024-09-02
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2024-04-25
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  7. 2023-04-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2022-03-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2021-04-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2020-04-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2019-04-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2018-05-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2017-09-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2017-03-29
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  15. 2016-06-15
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2016-01-20
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  17. 2012-12-31
    ➖
    CUMMING, Gordon Douglas resigned
    director
  18. 1990-10-01
    ➕
    BLYTH, Alan appointed
    director
  19. 1980-12-31
    🏢
    Company incorporated
    As GORDON BLYTH (LIFE & PENSIONS) LIMITED

Owner dependency

100/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "BLYTH" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 36 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 92 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

96/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 92 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 36 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 46 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mrs Hazel Blyth
Individual · British · DOB 11/1934 · age 92
——sig. influencesignificant influence · firm interest06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1980-12-31
Jurisdictionscotland
Primary SIC65110 — Life insurance

Registered office

16 Fraserburgh Place
Inverkip
Greenock
PA16 0GA
Scotland

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-24
Last: 2025-12-10

Officers (3 active · 2 resigned)

BLYTH, Hazel→
secretary
View their other companies + combined net worth →
Active
BLYTH, Alan→
director · ~64y · appointed 1990-10-01
View their other companies + combined net worth →
Active
BLYTH, Hazel→
director · ~92y
View their other companies + combined net worth →
Active
BLYTH, Gordon William→
director · ~92y · resigned 2025-07-15
Resigned
CUMMING, Gordon Douglas→
director · ~79y · resigned 2012-12-31
Resigned

Click a director name to see their full track record across all companies.

Recent filings (92 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-16
termination-director-company-with-name-termination-date
officers · TM01
2026-01-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-28
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-11-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-02
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-04-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-03-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-04-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-12-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-04-21