INAMO LIMITED
- · Oldest live charge 43.8y old — refinance window within 12 months
Opportunity 78/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 3 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (73/100).
Refinance opportunity
3 live charges · 2 lenders · oldest 43.8y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 43.8 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-07-31 | 2024-07-31 |
|---|---|---|
| Average employees | 24 | 2200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
Corporate timeline (29 events)Click to expand
- 2026-03-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-21📄change-person-director-company-with-change-dateofficers · CH01
- 2023-11-21📄change-person-secretary-company-with-change-dateofficers · CH03
- 2023-04-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-02-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-03-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-02-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-10-03📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2018-01-08📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2017-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-09-29📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2017-06-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2017-06-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2017-05-17➕MARSHALL, Allan Beaton appointeddirector
- 2017-05-17➖BRAWLEY, Martin Sommerville resigneddirector
- 2005-09-26🔒Charge registered #3Lender: Lloyds Tsb Scotland PLC
- 2005-08-29🔒Charge registered #2Lender: Lloyds Tsb Scotland PLC
- 2003-04-01➕BARR, Gordon Killen appointedsecretary
- 2003-04-01➕BARR, Gordon Killen appointeddirector
- 2003-04-01➖MURRAY, David Macfarlane resignedsecretary
- 2003-04-01➖MURRAY, David Macfarlane resigneddirector
- 2002-04-02➕CATTANACH, Donald Roderick appointeddirector
- 2002-04-02➖CASTRO, Robin Alexander resigneddirector
- 1999-02-01➕BRAWLEY, Martin Sommerville appointeddirector
- 1982-07-23🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 1981-10-14🏢Company incorporatedAs INAMO LIMITED
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 45 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Allan Beaton Marshall Individual · British · DOB 04/1986 · age 40 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 17/05/2017 |
1 historic (ceased) PSC
- Mr Martin Sommerville Brawleyceased 23/09/2017· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| PRIMARY MEDICAL LTD→ SC821621 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| RUGAS LTD→ SC541542 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| SD PERSONAL ASSISTANTS LTD→ SC793133 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| SLM MEDICAL LTD→ SC806099 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| SOUTH BEACH DENTAL LTD→ SC823327 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| SOUTHPARK RETIREMENT HOMES LTD→ SC777603 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| THE DENTAL CLINIC AYR LTD→ SC856554 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| THE FERTILITY PSYCHOLOGIST LTD→ SC818966 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| THE HALLOWS→ SC882780 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| THE KIDS VILLAGE LTD→ SC750787 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| THE LAB BY ROOTED DENTAL LTD→ SC821043 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| THE LEARNING AND WELLBEING PSYCHOLOGY PRACTICE LTD→ SC879911 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 4 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Tsb Scotland PLC | Standard security | 1 property | 26/09/2005 | — | |
| outstanding | Lloyds Banking Group Lloyds Tsb Scotland PLC | Bond & floating charge | 1 property | 29/08/2005 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 23/07/1982 | — |