JAMES G. BRODLIE LIMITED
Opportunity 73/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (65/100).
Refinance opportunity
7 live charges · 5 lenders · oldest 35.5y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 35.5 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-01-31 | 2024-01-31 |
|---|---|---|
| Average employees | 0 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
Corporate timeline (41 events)Click to expand
- 2025-10-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-10-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-10-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-11-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-11-07📄resolutionresolution · RESOLUTIONS
- 2018-11-06🔒Charge registered #7Lender: Hsbc UK Bank PLC
- 2018-11-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-11-03📄mortgage-satisfy-charge-fullmortgage · MR04
- 2018-11-03📄mortgage-satisfy-charge-fullmortgage · MR04
- 2018-11-03📄mortgage-satisfy-charge-fullmortgage · MR04
- 2018-11-03📄mortgage-satisfy-charge-fullmortgage · MR04
- 2018-11-03🔓Charge satisfied #5
- 2018-11-03🔓Charge satisfied #3
- 2018-11-03🔓Charge satisfied #4
- 2018-11-03🔓Charge satisfied #2
- 2018-11-01🔒Charge registered #6Lender: Hsbc UK Bank PLC
- 2018-10-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-10-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-07-07🔒Charge registered #5Lender: Strathclyde Pharmaceuticals
- 2016-05-06🔒Charge registered #3Lender: Santander UK PLC
- 2016-04-25➕WILLIS, Keith David appointeddirector
- 2016-04-25➖BRODLIE, Fiona Jane resignedsecretary
- 2016-04-25➖BRODLIE, James Gilmour resigneddirector
- 2016-04-25➖MCCALLUM, Susan Elizabeth resigneddirector
- 2016-04-25🔒Charge registered #4Lender: Strathclyde Pharmaceuticals Limited
- 2016-04-25🔒Charge registered #2Lender: Santander UK PLC
- 2016-03-24🔓Charge satisfied #1
- 2015-12-22➕BRODLIE, James Gilmour appointeddirector
- 2015-12-22➖BRODLIE, James Muir resigneddirector
- 1998-07-31➕BRODLIE, Fiona Jane appointedsecretary
- 1998-07-31➖BRODLIE, Wilma Elizabeth resignedsecretary
- 1998-07-31➖BRODLIE, James Gilmour resigneddirector
- 1998-07-31➖BRODLIE, Wilma Elizabeth resigneddirector
- 1998-07-20➕BRODLIE, James Muir appointeddirector
- 1998-07-20➕MCCALLUM, Susan Elizabeth appointeddirector
- 1990-11-02🔒Charge registered #1Lender: Clydesdale Bank Public Limited Company
- 1982-04-16🏢Company incorporatedAs JAMES G. BRODLIE LIMITED
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondaryStable-but-static management: Company is 44 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Heather Sarah Willis Individual · British · DOB 01/1982 · age 44 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mr Keith David Willis Individual · United Kingdom · DOB 06/1981 · age 45 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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| PRIMARY MEDICAL LTD→ SC821621 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
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| SD PERSONAL ASSISTANTS LTD→ SC793133 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| SLM MEDICAL LTD→ SC806099 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| SOUTH BEACH DENTAL LTD→ SC823327 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| SOUTHPARK RETIREMENT HOMES LTD→ SC777603 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| THE DENTAL CLINIC AYR LTD→ SC856554 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| THE FERTILITY PSYCHOLOGIST LTD→ SC818966 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| THE HALLOWS→ SC882780 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| THE KIDS VILLAGE LTD→ SC750787 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| THE LAB BY ROOTED DENTAL LTD→ SC821043 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| THE LEARNING AND WELLBEING PSYCHOLOGY PRACTICE LTD→ SC879911 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 7 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 06/11/2018 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 01/11/2018 | — | |
| satisfied | Strathclyde Pharmaceuticals | A registered charge | 1 property | 07/07/2016 | 03/11/2018 | |
| satisfied | Santander Santander UK PLC | A registered charge | 1 property | 06/05/2016 | 03/11/2018 | |
| satisfied | Strathclyde Pharmaceuticals Strathclyde Pharmaceuticals Limited | A registered charge | — | 25/04/2016 | 03/11/2018 | |
| satisfied | Santander Santander UK PLC | A registered charge | 1 property | 25/04/2016 | 03/11/2018 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 02/11/1990 | 24/03/2016 |