JOE COOL (UK) LIMITED
🌳Matureactive
SC081799 · ltd · incorporated 1983-02-14
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 23.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
£180.0k
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: SIC 32130
Sector: Manufacturing
Investor take
PursueActive trading company with a 77-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 80/100. Strong seller-intent signal (73/100, director aged 77). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
3 live charges · oldest 23.4y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 23.4 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (73/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
4 officers (4 active, 4 linked, 3 with DOB)
85
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
102 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £180,040
Key financials
1 year extracted from filed iXBRL accountsCash
£50k
Net Worth
£180k
Current Assets
£237k
Current Liabilities
—
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-01-31 |
|---|---|
| Total assets | £184.7k |
| Current assets | £236.7k |
| Cash | £50.4k |
| Debtors | £99.5k |
| Net assets | £180.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
- 2025-09-16➕MALCOLM-WATTS, William Joseph Guy appointeddirector
- 2025-09-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-08-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-10-14📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-10-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-09📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-10-09📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-10-09🔓Charge satisfied #3
- 2023-10-09🔓Charge satisfied #2
- 2023-06-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-05-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-06-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-08-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2017-08-01➕MALCOLM, Katharine Margaret appointeddirector
- 2017-05-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2007-09-12🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 2003-11-04🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2002-11-29🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 1983-02-14🏢Company incorporatedAs JOE COOL (UK) LIMITED
Owner dependency
65/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder age: Director aged approximately 77 — succession pressure is live.
Succession & seller-readiness
60/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr James Michael John Watts Individual · British · DOB 08/1949 · age 77 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 25/10/2016 |
Ms Katharine Margaret Malcolm Individual · British · DOB 04/1962 · age 64 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Manufacturing · KY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| FIFE SHUTTERS LIMITED→ SC240232 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| FOSSGAR SERVICES LIMITED→ SC517010 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| G.S. BROWN (PRECISION ENGINEERS) LIMITED→ SC137707 · est 1992 · no financials extracted | — | — | — | — | 34y | — | — |
| GARVOCK SERVICES LIMITED→ SC244246 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| HOME ENTERTAINMENT SOLUTIONS LIMITED→ SC272172 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| IMPRESSIVE MEMORIES LTD→ SC738739 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| JJL FAB LTD→ SC822050 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| JMR IT SOLUTIONS LIMITED→ SC307429 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| JOE COOL TRADING LIMITED→ SC686833 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| JOHN BARR CONTRACTS LTD→ SC792771 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| JOHN MCLEAN JOINERS LTD→ SC568864 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| JONLIN ENGINEERING LIMITED→ SC358525 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1983-02-14
Jurisdictionscotland
Primary SIC32130 — SIC 32130
Registered office
Unit 25
Cupar Trading Estate
Cupar
Fife
KY15 4SX
Filing status
Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2026-12-14
Last: 2025-11-30
Officers (4 active · 0 resigned)
Active
MALCOLM, Katharine Margaret→
Activedirector · ~64y · appointed 2017-08-01
View their other companies + combined net worth →
MALCOLM-WATTS, William Joseph Guy→
Activedirector · ~39y · appointed 2025-09-16
View their other companies + combined net worth →
Active
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
1
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 12/09/2007 | 09/10/2023 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 04/11/2003 | 09/10/2023 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 29/11/2002 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (102 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-06
appoint-person-director-company-with-name-date
officers · AP01
2025-09-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-09
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-10-14
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-10-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-20
mortgage-satisfy-charge-full
mortgage · MR04
2023-10-09
mortgage-satisfy-charge-full
mortgage · MR04
2023-10-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-05-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-05-17