HUGH RAMSAY FARMS LIMITED

🌳Matureactive
SC086142 · ltd · incorporated 1984-01-09
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 31.5y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
—
book net assets
Opportunity
82/100
Exceptional
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What this business does
Primary activity: SIC 01410
Sector: Agriculture, forestry & fishing
Investor take
Pursue
Active trading company with a 87-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (83/100, director aged 87). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

2 live charges · oldest 31.5y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 31.5 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (84/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
3 years of iXBRL accounts extracted + narrative notes parsed
95
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
4 officers (2 active, 4 linked, 3 with DOB)
85
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
Network not yet resolved
30
Filing history
105 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

3 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Aug 2023Aug 2024Aug 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-08-312024-08-312023-08-31
Average employees800800800

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • • 1 accounts
Last 90 days
2
filings
  • • 1 accounts
  • • 1 persons-with-significant-control
Last 180 days
2
filings
  • • 1 accounts
  • • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
  1. 2026-05-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2026-03-30
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  3. 2025-05-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2025-01-07
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  5. 2025-01-03
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  6. 2025-01-03
    📄
    change-person-director-company-with-change-date
    officers · CH01
  7. 2024-12-29
    ➖
    RAMSAY (DECEASED), Margaret Kerr resigned
    director
  8. 2024-12-02
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  9. 2024-12-02
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  10. 2024-05-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2023-05-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2022-05-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2021-05-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2020-05-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2019-05-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2018-05-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2018-01-09
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  18. 2015-04-24
    ➖
    RAMSAY, Margaret Kerr resigned
    secretary
  19. 2012-03-30
    🔒
    Charge registered #2
    Lender: The Royal Bank of Scotland PLC
  20. 1999-01-25
    ➕
    RAMSAY, Hugh Howat appointed
    director
  21. 1994-11-18
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  22. 1984-01-09
    🏢
    Company incorporated
    As HUGH RAMSAY FARMS LIMITED

Owner dependency

100/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "RAMSAY" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 27 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 87 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

96/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 87 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 27 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 42 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Hugh Howat Ramsay Snr
Individual · British · DOB 06/1939 · age 87
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016
Mr Hugh Howat Ramsay Jnr
Individual · British · DOB 06/1965 · age 61
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016
1 historic (ceased) PSC
  • The Executors Of Margaret Kerr Ramsayceased 25/03/2026· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Active · Agriculture · DG postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
BALGREGGAN FARMS LIMITED→
SC251076 · est 2003
£1.55M
£1.19M–£1.91M
——722y8261y
LARG FARMING COMPANY LIMITED→
SC247253 · est 2003
———123y8389y
A & J MURCHIE LIMITED→
SC295564 · est 2006
———90020y8260y
A H S DRUMMOND (GLENSIDE) LIMITED→
SC324103 · est 2007
——£660.6k—19y8284y
A. LOCHHEAD FISHING COMPANY LIMITED→
SC328174 · est 2007
——£63.6k—18y8267y
ALLAN SMITH FENCING & FORESTRY LIMITED→
SC287999 · est 2005
———220y8271y
CRAIGADAM FARM LIMITED→
SC153308 · est 1994
——£48.7k—31y8274y
CROCHMORE FARMS LIMITED→
SC338012 · est 2008
———20018y8277y
G RAE CONTRACTING→
SC339954 · est 2008 · no financials extracted
————18y8273y
H J WALKER & COMPANY LIMITED→
SC345386 · est 2008
———417y8286y
HARDGRAVE FARM, (DUMFRIES) LIMITED→
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———130071y8261y
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———1124y8263y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1984-01-09
Jurisdictionscotland
Primary SIC01410 — SIC 01410

Registered office

Millisle Farm
Garlieston
Wigtownshire
DG8 8AE

Filing status

Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2026-11-06
Last: 2025-10-23

Officers (2 active · 2 resigned)

RAMSAY, Hugh Howat→
director · ~61y · appointed 1999-01-25
View their other companies + combined net worth →
Active
RAMSAY, Hugh Howat→
director · ~87y
View their other companies + combined net worth →
Active
RAMSAY, Margaret Kerr→
secretary · resigned 2015-04-24
Resigned
RAMSAY (DECEASED), Margaret Kerr→
director · ~86y · resigned 2024-12-29
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property30/03/2012—
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Floating charge1 property18/11/1994—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (105 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-05-19
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-03-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-29
confirmation-statement-with-updates
confirmation-statement · CS01
2025-01-14
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-01-07
termination-director-company-with-name-termination-date
officers · TM01
2025-01-03
change-person-director-company-with-change-date
officers · CH01
2025-01-03
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-12-02
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-12-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-05-23