ST. MODANS CARE HOME LIMITED

🌳Matureactive
SC086885 · ltd · incorporated 1984-02-27
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
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Turnover
not disclosed
Net worth
book net assets
Opportunity
79/100
Strong
🔔
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What this business does
Primary activity: Medical nursing home activities
Sector: Human health & social work
Investor take
Pursue
Active trading company. Family succession underway — not a classic acquisition target.

Opportunity 79/100 (strong), bankability 67/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

11 live charges · 5 lenders · oldest 41.9y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 41.9 years old — likely at or near maturity.
  • · 5 lenders named — inter-creditor friction likely.
  • · Legal-friction score 40/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
11 charges (11/11 with lender, 11/11 with type)
90
Directors & officers
10 officers (4 active, 10 linked, 6 with DOB)
82
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
18 connected companies via shared directors
90
Filing history
148 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
2
filings
  • 2 mortgage
Last 90 days
2
filings
  • 2 mortgage
Last 180 days
7
filings
  • 2 mortgage
  • 2 accounts
  • 2 other
Counts from Companies House filing history.
Corporate timeline (52 events)Click to expand
  1. 2026-04-01
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  2. 2026-04-01
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  3. 2026-04-01
    🔓
    Charge satisfied #9
  4. 2026-04-01
    🔓
    Charge satisfied #8
  5. 2025-12-16
    📄
    accounts-with-accounts-type-audit-exemption-subsiduary
    accounts · AA
  6. 2025-12-16
    📄
    legacy
    accounts · PARENT_ACC
  7. 2025-12-16
    📄
    legacy
    other · GUARANTEE2
  8. 2025-12-16
    📄
    legacy
    other · AGREEMENT2
  9. 2024-12-09
    📄
    accounts-with-accounts-type-audit-exemption-subsiduary
    accounts · AA
  10. 2024-12-09
    📄
    legacy
    accounts · PARENT_ACC
  11. 2024-12-09
    📄
    legacy
    other · AGREEMENT2
  12. 2024-12-09
    📄
    legacy
    other · GUARANTEE2
  13. 2024-04-22
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  14. 2024-04-11
    🔒
    Charge registered #11
    Lender: Santander UK PLC as Security Trustee for Itself and Each Secured Party
  15. 2024-04-09
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  16. 2024-04-04
    🔒
    Charge registered #10
    Lender: Santander UK PLC as Security Trustee for Itself and Each Secured Party
  17. 2023-12-14
    📄
    accounts-with-accounts-type-full
    accounts · AA
  18. 2023-11-29
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  19. 2023-11-27
    HENNESSEY, Cillian Peter appointed
    director
  20. 2022-12-15
    📄
    accounts-with-accounts-type-full
    accounts · AA
  21. 2021-11-30
    📄
    accounts-with-accounts-type-full
    accounts · AA
  22. 2020-12-07
    📄
    accounts-with-accounts-type-full
    accounts · AA
  23. 2020-01-06
    📄
    accounts-with-accounts-type-full
    accounts · AA
  24. 2012-09-04
    MACKENZIE, Gavin appointed
    secretary
  25. 2012-09-04
    HENNESSEY, Aidan Patrick resigned
    secretary
  26. 2010-07-19
    🔓
    Charge satisfied #6
  27. 2009-10-16
    🔓
    Charge satisfied #7
  28. 2009-10-15
    🔒
    Charge registered #9
    Lender: Alliance & Leicester PLC
  29. 2009-10-02
    🔒
    Charge registered #8
    Lender: Alliance & Leicester PLC
  30. 2009-04-16
    🔒
    Charge registered #7
    Lender: Abbey National PLC
  31. 2009-04-03
    🔓
    Charge satisfied #5
  32. 2009-04-01
    HENNESSEY, Aidan Patrick appointed
    director
  33. 2009-04-01
    HENNESSEY, Gerard Joseph appointed
    director
  34. 2009-04-01
    FRASER, Joyce Mackenzie resigned
    secretary
  35. 2009-04-01
    HENNESSEY, Aidan Patrick appointed
    secretary
  36. 2009-04-01
    FRASER, Joyce Mackenzie resigned
    director
  37. 2009-04-01
    FRASER, Ronald Mackay resigned
    director
  38. 2009-04-01
    🔒
    Charge registered #6
    Lender: Abbey National PLC
  39. 2009-03-25
    FRASER, Iona resigned
    director
  40. 2000-01-15
    FRASER, Iona appointed
    director
  41. 1995-05-18
    🔓
    Charge satisfied #3
  42. 1993-01-26
    🔒
    Charge registered #5
    Lender: The Governor and Company of the Bank of Scotland
  43. 1992-07-30
    🔓
    Charge satisfied #4
  44. 1992-02-03
    🔒
    Charge registered #4
    Lender: The Governor and Company of the Bank of Scotland
  45. 1992-01-20
    🔓
    Charge satisfied #2
  46. 1992-01-20
    🔓
    Charge satisfied #1
  47. 1991-12-31
    FRASER, Joyce Mackenzie appointed
    secretary
  48. 1991-12-31
    HAY, John Cray resigned
    secretary
  49. 1991-09-11
    🔒
    Charge registered #3
    Lender: The Governor and Company of the Bank of Scotland
  50. 1986-04-07
    🔒
    Charge registered #2
    Lender: Clydesdale Bank Public Limited Company
Showing most recent 50 of 52 events

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 68 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

23/100
No succession signal

No meaningful acquirability indicators from public data.

SIGNALS
  • primaryFamily succession underway: Not a takeover target — HENNESSEY, Cillian Peter (same surname) appointed 2023-11-27. Pattern consistent with intra-family handover.
  • primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
  • secondary12+ year tenure: Director in role 17 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Hilton Rehabilitation Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Hilton Rehabilitation Limited
Corporate parent · holds 75-100% shares
ultimate parent
ST. MODANS CARE HOME LIMITED
This company · SC086885

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Hilton Rehabilitation Limited
Corporate entity
75100%
75-100% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1984-02-27
Jurisdictionscotland
Primary SIC86102 — Medical nursing home activities

Registered office

Caulfield House
Cradlehall Business Park
Inverness
IV2 5GH

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-01-14
Last: 2025-12-31

Officers (4 active · 6 resigned)

MACKENZIE, Gavin
secretary · appointed 2012-09-04
View their other companies + combined net worth →
Active
HENNESSEY, Aidan Patrick
director · ~68y · appointed 2009-04-01
View their other companies + combined net worth →
Active
HENNESSEY, Cillian Peter
director · ~43y · appointed 2023-11-27
View their other companies + combined net worth →
Active
HENNESSEY, Gerard Joseph
director · ~68y · appointed 2009-04-01
View their other companies + combined net worth →
Active
FRASER, Joyce Mackenzie
secretary · appointed 1991-12-31 · resigned 2009-04-01
Resigned
HAY, John Cray
secretary · resigned 1991-12-31
Resigned
HENNESSEY, Aidan Patrick
secretary · appointed 2009-04-01 · resigned 2012-09-04
Resigned
FRASER, Iona
director · ~56y · appointed 2000-01-15 · resigned 2009-03-25
Resigned
FRASER, Joyce Mackenzie
director · ~83y · resigned 2009-04-01
Resigned
FRASER, Ronald Mackay
director · ~82y · resigned 2009-04-01
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

11
Total charges
2
Outstanding
1
Active lenders
Status:Lender:11 of 11 shown
TypeProperties
outstanding
Santander
Santander UK PLC as Security Trustee for Itself and Each Secured Party
A registered charge1 property11/04/2024
outstanding
Santander
Santander UK PLC as Security Trustee for Itself and Each Secured Party
A registered charge1 property04/04/2024
satisfied
Alliance & Leicester
Alliance & Leicester PLC
Standard security1 property15/10/200901/04/2026
satisfied
Alliance & Leicester
Alliance & Leicester PLC
Floating charge1 property02/10/200901/04/2026
satisfied
Santander
Abbey National PLC
Standard security1 property16/04/200916/10/2009
satisfied
Santander
Abbey National PLC
Bond & floating charge1 property01/04/200919/07/2010
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Bond & floating charge1 property26/01/199303/04/2009
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Standard security1 property03/02/199230/07/1992
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Bond & floating charge1 property11/09/199118/05/1995
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Floating charge1 property07/04/198620/01/1992
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Floating charge1 property08/06/198420/01/1992
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (148 total)

mortgage-satisfy-charge-full
mortgage · MR04
2026-04-01
mortgage-satisfy-charge-full
mortgage · MR04
2026-04-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-31
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-12-16
legacy
accounts · PARENT_ACC
2025-12-16
legacy
other · GUARANTEE2
2025-12-16
legacy
other · AGREEMENT2
2025-12-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-31
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-12-09
legacy
accounts · PARENT_ACC
2024-12-09
legacy
other · AGREEMENT2
2024-12-09
legacy
other · GUARANTEE2
2024-12-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-04-22
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-04-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-01