RAMSAY WORLD TRAVEL LIMITED

🌳Matureactive

SC089749 · ltd · incorporated 1984-09-20

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 36.2y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Oct 2024

Net worth

£11.09M

book net assets

Opportunity

82/100

Exceptional

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What this business does

Primary activity: Travel agency activities

Sector: Administrative & support services

Investor take

Pursue

Asset-holding vehicle. Family succession underway — not a classic acquisition target.

Opportunity 82/100 (exceptional), bankability 85/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 36.2y

85/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Oldest live charge is 36.2 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 15/100 — clean.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

11 officers (7 active, 11 linked, 10 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

1 connected companies via shared directors

Filing history

112 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

82/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102

Positive net assets

Net assets £11,089,214

Cash YoY

+24%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£13m

↑ 24% YoY

Net Worth

£11m

↑ 5.6% YoY

Current Assets

£13m

↑ 25% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2024-10-30	2023-10-31
Total assets	£11.09M	£10.50M
Current assets	£13.29M	£10.65M
Cash	£13.06M	£10.56M
Debtors	£223.7k	£85.9k
Net assets	£11.09M	£10.50M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

• 4 officers
• 1 persons-with-significant-control

Counts from Companies House filing history.

Corporate timeline (31 events)Click to expand

2025-12-12
📄
change-person-director-company-with-change-date
officers · CH01
2025-12-12
📄
change-person-director-company-with-change-date
officers · CH01
2025-12-12
📄
change-person-director-company-with-change-date
officers · CH01
2025-12-12
📄
change-person-secretary-company-with-change-date
officers · CH03
2025-12-12
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-10-30
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-10
➕
HUNTER, Graham Bradley appointed
director
2025-04-10
➕
MILLER, Gregor Robert appointed
director
2025-04-10
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-04-10
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-10-31
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-31
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-05-16
➕
RAMSAY, Ailsa Mary appointed
director
2023-05-16
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-10-31
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-10-29
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2020-10-30
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2020-01-15
📄
appoint-person-director-company-with-name-date
officers · AP01
2019-12-27
➕
MILTON, Alan David appointed
director
2019-07-31
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2018-07-31
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2014-08-15
➖
LAMOND, Bruce Charles William resigned
director
2006-10-29
➖
HUGHES, James Stewart resigned
director
2004-12-07
➕
FLEMINGTON, Paul appointed
director
2004-12-07
➕
LAMOND, Bruce Charles William appointed
director
1994-12-31
➖
TERRY, David James resigned
director
1993-04-13
➖
ALLUM, Paul resigned
director
1993-02-11
🔓
Charge satisfied #1
1992-04-09
➕
ALLUM, Paul appointed
director
1990-02-08
🔒
Charge registered #1
Lender: Clydesdale Bank Public Limited Company
1984-09-20
🏢
Company incorporated
As RAMSAY WORLD TRAVEL LIMITED

Owner dependency

88/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

-6 active directors: Broader management team in place — suggests transferable governance.
+Founder name in company name: Company name contains director surname "RAMSAY" — strong identity link between founder and business.
+Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 70 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

40/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

primaryFamily succession underway: Not a takeover target — RAMSAY, Ailsa Mary (same surname) appointed 2023-05-16. Pattern consistent with intra-family handover.
primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner

Name	Shares	Voting rights	Nature of control	Notified
Mr Colin Blyth Ramsay Individual · British · DOB 01/1956 · age 70	50–75%	—	50-75% shares	01/04/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

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ART ANGEL (SCOTLAND) LIMITED→ SC363616 · est 2009 · no financials extracted	—	—	—	—	16y	81	79y
ARTS AND COMMUNITIES ASSOCIATION→ SC241593 · est 2002	—	—	£180	—	23y	81	72y
AULD KIRK CHARITABLE TRUST→ SC305621 · est 2006 · no financials extracted	—	—	—	—	19y	81	78y
ELIE HARBOUR TRUST LIMITED→ SC057287 · est 1975 · no financials extracted	—	—	—	—	51y	81	79y
ROYAL BURGH OF INVERBERVIE COMMUNITY CARAVAN PARK LTD.→ SC285489 · est 2005	—	—	—	200	20y	81	80y
SHIELBRIDGE LIMITED→ SC029862 · est 1954	—	—	£155.8k	—	72y	81	79y
THE ABERDEEN AND DISTRICT MOTOR CLUB LTD.→ SC028939 · est 1952	—	—	£8.4k	—	73y	81	70y
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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated1984-09-20

Jurisdictionscotland

Primary SIC79110 — Travel agency activities

Registered office

6 Whitehall Crescent

Dundee

DD1 4AU

Filing status

Accounts

Next due: 2026-07-31

Last made up to: 2024-10-30

Confirmation statement

Next due: 2026-05-03

Last: 2025-04-19