BARMORE FARM HOLIDAYS LIMITED

🌳Matureactive
SC090506 · ltd · incorporated 1984-11-13
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
book net assets
Opportunity
77/100
Strong
🔔
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What this business does
Primary activity: Other holiday and other collective accommodation
Sector: Accommodation & food service
Investor take
Pursue
Active trading company with a 72-year-old founder — textbook succession opportunity.

Opportunity 77/100 (strong), bankability 77/100. Strong seller-intent signal (78/100, director aged 72). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

6 live charges · 3 lenders · oldest 39.8y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 39.8 years old — likely at or near maturity.
  • · 3 lenders named — inter-creditor friction likely.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
89 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Average employees200200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
  1. 2025-10-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-02-11
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  3. 2025-02-11
    🔓
    Charge satisfied #8
  4. 2025-01-27
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  5. 2025-01-27
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  6. 2025-01-27
    🔓
    Charge satisfied #7
  7. 2025-01-27
    🔓
    Charge satisfied #2
  8. 2024-10-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2023-07-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2022-07-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2021-12-09
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2020-12-11
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2019-09-24
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2019-01-15
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  15. 2018-10-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2017-11-13
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  17. 2016-11-07
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  18. 2015-08-26
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  19. 1998-07-27
    🔓
    Charge satisfied #3
  20. 1997-11-21
    🔓
    Charge satisfied #6
  21. 1997-11-21
    🔓
    Charge satisfied #1
  22. 1986-08-01
    🔒
    Charge registered #8
    Lender: Clydesdale Bank Public Limited Company
  23. 1986-08-01
    🔒
    Charge registered #7
    Lender: Scottish & Newcastle Breweries PLC
  24. 1986-08-01
    🔒
    Charge registered #6
    Lender: Highlands and Islands Development Board
  25. 1986-06-19
    🔒
    Charge registered #3
    Lender: Scottish & Newcastle Breweries PLC
  26. 1986-06-19
    🔒
    Charge registered #2
    Lender: Clydesdale Bank Public Limited Company
  27. 1986-06-19
    🔒
    Charge registered #1
    Lender: Highlands and Islands Development Board
  28. 1984-11-13
    🏢
    Company incorporated
    As BARMORE FARM HOLIDAYS LIMITED

Owner dependency

81/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 72 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

76/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 72 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondaryStable-but-static management: Company is 41 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Elizabeth May Scott
Individual · British · DOB 05/1954 · age 72
2550%
25–50%25-50% shares · 25-50% voting06/04/2016
Mr Graeme Hutchison Scott
Individual · British · DOB 10/1955 · age 71
2550%
25–50%25-50% shares · 25-50% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1984-11-13
Jurisdictionscotland
Primary SIC55209 — Other holiday and other collective accommodation

Registered office

The Old Surgery
School Road
Tarbert
Argyll
PA29 6UL
Scotland

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-08-15
Last: 2025-08-01

Officers (3 active · 0 resigned)

SCOTT, Elizabeth May
secretary
View their other companies + combined net worth →
Active
SCOTT, Elizabeth May
director · ~72y
View their other companies + combined net worth →
Active
SCOTT, Graham
director · ~71y
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

6
Total charges
0
Outstanding
0
Active lenders
Status:Lender:6 of 6 shown
TypeProperties
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property01/08/198611/02/2025
satisfied
Scottish & Newcastle Breweries
Scottish & Newcastle Breweries PLC
Standard security1 property01/08/198627/01/2025
satisfied
Highlands and Islands Development Board
Standard security1 property01/08/198621/11/1997
satisfied
Scottish & Newcastle Breweries
Scottish & Newcastle Breweries PLC
Floating charge1 property19/06/198627/07/1998
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Floating charge1 property19/06/198627/01/2025
satisfied
Highlands and Islands Development Board
Instrument of charge1 property19/06/198621/11/1997

Recent filings (89 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-06
mortgage-satisfy-charge-full
mortgage · MR04
2025-02-11
mortgage-satisfy-charge-full
mortgage · MR04
2025-01-27
mortgage-satisfy-charge-full
mortgage · MR04
2025-01-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-25
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-17
accounts-with-accounts-type-micro-entity
accounts · AA
2020-12-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-08-12