OAKMOUNT PROPERTIES LIMITED

🌳Matureactive
SC090819 · ltd · incorporated 1984-12-03
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 22.4y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
£795.3k
book net assets
Opportunity
79/100
Strong
🔔
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Asset-holding vehicle with a 61-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 85/100. Strong seller-intent signal (80/100, director aged 61). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

5 live charges · oldest 22.4y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 22.4 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 3 with DOB)
82
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
105 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £795,348
Cash YoY
+8%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£46k
↑ 8.1% YoY
Net Worth
£795k
↑ 2.2% YoY
Current Assets
£46k
↑ 6.2% YoY
Current Liabilities
£0£159k£318k£477k£636k£795kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Total assets£1.06M£1.07M
Current assets£45.6k£43.0k
Cash£45.6k£42.2k
Debtors£750
Net assets£795.3k£778.2k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
  1. 2025-10-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-11-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-11-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-01-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2021-11-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2020-12-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2020-01-28
    📄
    legacy
    miscellaneous · RP04CS01
  8. 2019-08-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2018-12-01
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  10. 2018-12-01
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  11. 2018-12-01
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  12. 2018-12-01
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  13. 2018-12-01
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  14. 2018-12-01
    🔓
    Charge satisfied #5
  15. 2018-12-01
    🔓
    Charge satisfied #4
  16. 2018-12-01
    🔓
    Charge satisfied #3
  17. 2018-12-01
    🔓
    Charge satisfied #2
  18. 2018-12-01
    🔓
    Charge satisfied #1
  19. 2018-08-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  20. 2007-06-05
    🔒
    Charge registered #5
    Lender: Clydesdale Bank Public Limited Company
  21. 2006-02-24
    🔒
    Charge registered #4
    Lender: Clydesdale Bank Public Limited Company
  22. 2004-04-08
    🔒
    Charge registered #3
    Lender: Clydesdale Bank Public Limited Company
  23. 2004-02-18
    🔒
    Charge registered #2
    Lender: Clydesdale Bank Public Limited Company
  24. 2004-01-08
    🔒
    Charge registered #1
    Lender: Clydesdale Bank Public Limited Company
  25. 1999-10-01
    GILCHRIST, Laura Margaret appointed
    secretary
  26. 1999-10-01
    GILCHRIST, Laura Margaret appointed
    director
  27. 1999-10-01
    GILCHRIST, Iain Johnston resigned
    secretary
  28. 1999-10-01
    GILCHRIST, Iain Johnston resigned
    director
  29. 1984-12-03
    🏢
    Company incorporated
    As OAKMOUNT PROPERTIES LIMITED

Owner dependency

84/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 27 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 61 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

76/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 27 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 41 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Ritchie Kenneth Gilchrist
Individual · British · DOB 12/1965 · age 61
75100%
75–100%board controlsig. influence75-100% shares · 75-100% voting · board control · significant influence06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1984-12-03
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

South Craighall Jackton Road
East Kilbride
Glasgow
South Lanarkshire
G75 8RR

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-02-05
Last: 2026-01-22

Officers (3 active · 2 resigned)

GILCHRIST, Laura Margaret
secretary · appointed 1999-10-01
View their other companies + combined net worth →
Active
GILCHRIST, Laura Margaret
director · ~57y · appointed 1999-10-01
View their other companies + combined net worth →
Active
GILCHRIST, Ritchie Kenneth
director · ~61y
View their other companies + combined net worth →
Active
GILCHRIST, Iain Johnston
secretary · resigned 1999-10-01
Resigned
GILCHRIST, Iain Johnston
director · ~88y · resigned 1999-10-01
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

5
Total charges
0
Outstanding
0
Active lenders
Status:Lender:5 of 5 shown
TypeProperties
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property05/06/200701/12/2018
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property24/02/200601/12/2018
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property08/04/200401/12/2018
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property18/02/200401/12/2018
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Floating charge1 property08/01/200401/12/2018

Recent filings (105 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-28
confirmation-statement-with-updates
confirmation-statement · CS01
2025-01-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-11-10
confirmation-statement-with-updates
confirmation-statement · CS01
2021-01-22
confirmation-statement-with-updates
confirmation-statement · CS01
2021-01-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-12-15
legacy
miscellaneous · RP04CS01
2020-01-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-01-27