T.R. BONNYMAN, SON & COMPANY LIMITED

🌳Matureactive
SC091522 · ltd · incorporated 1985-02-05
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
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Turnover
—
year to Feb 2025
Net worth
£1.90M
book net assets
Opportunity
82/100
Exceptional
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What this business does
Primary activity: SIC 20590
Sector: Manufacturing
Investor take
Pursue
Strong opportunity: active trading company with exceptional profile and acceptable with review structure.

Opportunity 82/100 (exceptional), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

4 live charges · 4 lenders · oldest 39.5y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 39.5 years old — likely at or near maturity.
  • · 4 lenders named — inter-creditor friction likely.
  • · Legal-friction score 35/100 — workable, but lender will want more DD.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
11 officers (4 active, 11 linked, 10 with DOB)
88
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
124 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £1,902,963
Net assets shrinking
Down £113,996 YoY
Cash YoY
+6%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£607k
↑ 6.2% YoY
Net Worth
£1.9m
↓ 5.7% YoY
Current Assets
£2.5m
↑ 6.2% YoY
Current Liabilities
—
£0£493k£986k£1.5m£2.0m£2.5mFeb 2024Feb 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-02-282024-02-29
Total assets£1.99M£2.16M
Current assets£2.46M£2.32M
Cash£607.4k£572.0k
Debtors£1.03M£815.6k
Net assets£1.90M£2.02M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (35 events)Click to expand
  1. 2025-12-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-11-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-11-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2022-11-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2022-04-11
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  6. 2022-04-06
    🔒
    Charge registered #4
    Lender: Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank)
  7. 2022-02-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2021-08-24
    📄
    capital-allotment-shares
    capital · SH01
  9. 2021-02-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2019-10-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2019-06-06
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  12. 2019-03-01
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  13. 2019-03-01
    🔓
    Charge satisfied #3
  14. 2018-08-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2018-04-30
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  16. 2018-04-27
    ➕
    HOWIE, Lai Fun appointed
    director
  17. 2017-08-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2017-07-05
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  19. 2016-11-25
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  20. 2014-04-05
    ➖
    ALLAM, Evelyn Mary resigned
    secretary
  21. 2014-04-05
    ➖
    ALLAM, Evelyn Mary resigned
    director
  22. 2011-07-01
    ➕
    ROGERS, Hugh Malcolm appointed
    director
  23. 2011-07-01
    ➖
    ROGERS, Hugh Malcolm resigned
    director
  24. 2011-04-01
    ➕
    ROGERS, Hugh Malcolm appointed
    director
  25. 2011-02-28
    ➖
    MATHER, Michelle Denise resigned
    director
  26. 2010-03-10
    ➖
    ALLAM, Joseph William Scott resigned
    director
  27. 2009-07-20
    🔒
    Charge registered #3
    Lender: West of Scotland Loan Fund Limited
  28. 2004-09-30
    ➕
    GRANT, Graeme appointed
    director
  29. 2004-09-30
    ➖
    GOWIE, Murray Grant resigned
    director
  30. 2004-05-28
    ➖
    NEISON, John resigned
    director
  31. 2002-07-01
    ➕
    MATHER, Michelle Denise appointed
    director
  32. 1997-03-04
    🔒
    Charge registered #2
    Lender: Clydesdale Bank Public Limited Company
  33. 1996-06-04
    ➕
    GOWIE, Murray Grant appointed
    director
  34. 1986-11-14
    🔒
    Charge registered #1
    Lender: The Governor and Company of the Bank of Scotland
  35. 1985-02-05
    🏢
    Company incorporated
    As T.R. BONNYMAN, SON & COMPANY LIMITED

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • -4 active directors: Broader management team in place — suggests transferable governance.
  • +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 63 — approaching natural succession window.

Succession & seller-readiness

80/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
  • primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 41 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Stephen Allam
Individual · British · DOB 03/1963 · age 63
50–75%
—50-75% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1985-02-05
Jurisdictionscotland
Primary SIC20590 — SIC 20590

Registered office

21 Forbes Place
Paisley
PA1 1UT
Scotland

Filing status

Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2026-06-27
Last: 2025-06-13

Officers (4 active · 7 resigned)

ALLAM, Stephen George→
director · ~63y
View their other companies + combined net worth →
Active
GRANT, Graeme→
director · ~63y · appointed 2004-09-30
View their other companies + combined net worth →
Active
HOWIE, Lai Fun→
director · ~61y · appointed 2018-04-27
View their other companies + combined net worth →
Active
ROGERS, Hugh Malcolm→
director · ~56y · appointed 2011-04-01
View their other companies + combined net worth →
Active
ALLAM, Evelyn Mary→
secretary · resigned 2014-04-05
Resigned
ALLAM, Evelyn Mary→
director · ~94y · resigned 2014-04-05
Resigned
ALLAM, Joseph William Scott→
director · ~96y · resigned 2010-03-10
Resigned
GOWIE, Murray Grant→
director · ~61y · appointed 1996-06-04 · resigned 2004-09-30
Resigned
MATHER, Michelle Denise→
director · ~59y · appointed 2002-07-01 · resigned 2011-02-28
Resigned
NEISON, John→
director · ~84y · resigned 2004-05-28
Resigned
ROGERS, Hugh Malcolm→
director · ~56y · appointed 2011-07-01 · resigned 2011-07-01
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

4
Total charges
3
Outstanding
2
Active lenders
Status:Lender:4 of 4 shown
TypeProperties
outstanding
Virgin Money
Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank)
A registered charge1 property06/04/2022—
satisfied
West of Scotland Loan Fund
West of Scotland Loan Fund Limited
Floating charge1 property20/07/200901/03/2019
outstanding
Virgin Money
Clydesdale Bank Public Limited Company
Floating charge1 property04/03/1997—
outstanding
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Letter of offset1 property14/11/1986—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (124 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-04-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-02-28
confirmation-statement-with-updates
confirmation-statement · CS01
2021-08-24
capital-allotment-shares
capital · SH01
2021-08-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-02-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-06-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-10-11