S.F.F. SERVICES LIMITED

🌳Matureactive

SC098563 · ltd · incorporated 1986-04-23

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 35.9y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

80/100

Exceptional

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What this business does

Primary activity: SIC 03110

Sector: Agriculture, forestry & fishing

Investor take

Pursue

Active trading company with a 67-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 80/100. Strong seller-intent signal (73/100, director aged 67). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

3 live charges · oldest 35.9y

65/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 35.9 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 38/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (58/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

3 charges (3/3 with lender, 3/3 with type)

Directors & officers

74 officers (16 active, 74 linked, 66 with DOB)

Ownership & PSC

2 active PSC(s) of 4 total, 4 with control declared

Director network

5 connected companies via shared directors

Filing history

228 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

• 3 officers

Last 90 days

filings

• 3 officers

Last 180 days

filings

• 3 officers
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (145 events)Click to expand

2026-04-22
➕
GOVE, Sheryl Sandra appointed
director
2026-04-22
➖
ALEXANDER, Steven resigned
director
2026-04-22
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-04-22
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-04-02
📄
change-person-director-company-with-change-date
officers · CH01
2025-09-29
📄
accounts-with-accounts-type-group
accounts · AA
2025-09-24
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-09-17
➕
BUCHAN, Alistair appointed
director
2025-07-01
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-06-20
➖
DOUGAL, Robert Ross resigned
director
2025-06-16
📄
change-person-director-company-with-change-date
officers · CH01
2025-06-16
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-06-16
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-08-07
📄
accounts-with-accounts-type-group
accounts · AA
2023-10-16
📄
change-person-director-company-with-change-date
officers · CH01
2023-09-12
📄
accounts-with-accounts-type-group
accounts · AA
2023-07-20
➖
KENNING, Anthony Martin resigned
director
2023-07-20
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-07-20
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-07-19
➕
MACLEOD, Angus Malcolm Mackenzie appointed
director
2023-04-28
➖
WOOD, William Allen resigned
director
2023-04-28
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-03-27
📄
change-person-director-company-with-change-date
officers · CH01
2023-01-20
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-01-18
➕
KEITH, Sheila Marian appointed
director
2023-01-04
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-12-31
➖
COLLINS, Simon Caspar resigned
director
2022-08-15
📄
accounts-with-accounts-type-group
accounts · AA
2021-10-21
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-10-20
➕
GILCHRIST, David James appointed
director
2021-08-17
➖
RITCHIE, Alexander Brown resigned
director
2020-12-03
➖
MATHESON, Fiona resigned
director
2020-10-21
➕
FENNELL, Hannah Louise appointed
director
2020-01-22
➕
WOOD, William Allen appointed
director
2019-09-27
➖
ARMSTRONG, Charles Albert resigned
director
2019-08-05
➕
MACDONALD, Elspeth Mary appointed
director
2018-07-25
➕
DAVIDSON, John appointed
director
2017-12-05
➖
FINN, Thomas resigned
director
2017-12-05
➖
MACNAB, Kenneth Ian resigned
director
2017-07-27
➖
WATT, John resigned
director
2016-04-20
➖
HERMSE, John David Macinnes resigned
director
2016-01-27
➕
DUTHIE, Derek appointed
director
2016-01-27
➕
ALEXANDER, Steven appointed
director
2016-01-27
➖
BROWN, James Hamilton resigned
director
2016-01-27
➕
WATT, John appointed
director
2016-01-15
🔓
Charge satisfied #3
2015-07-22
➕
MILNE, David Taylor appointed
director
2015-07-22
➕
FINN, Thomas appointed
director
2015-01-28
➕
MCKENZIE, William appointed
director
2014-10-27
➖
COGHILL, Alan Andrew resigned
director

Showing most recent 50 of 145 events

Owner dependency

65/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-15 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 31 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 67 — succession pressure is live.

Succession & seller-readiness

70/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
primary20+ year tenure: Director in role 31 years. Very long tenure is a classic succession signal.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

2 director resignations in last 12 months

medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: ALEXANDER, Steven resigned 2026-04-22; DOUGAL, Robert Ross resigned 2025-06-20

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Ms Hannah Louise Fennell Individual · British · DOB 02/1993 · age 33	25–50%	—	25-50% shares	30/05/2025
Ms Elspeth Mary Macdonald Individual · Scottish · DOB 04/1966 · age 60	25–50%	—	25-50% shares	30/09/2019

2 historic (ceased) PSCs

Mr Robert Ross Dougalceased 30/05/2025· 25-50% shares
Mr Charles Albert Armstrongceased 30/09/2019· 25-50% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Agriculture · AB postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
EAST COAST VINERS (PEAS AND BEANS) LIMITED→ SC465480 · est 2013	£8.08M £6.21M–£9.94M	£13.37M	—	1800	12y	85	79y
TREETOP FORESTRY LIMITED→ SC292083 · est 2005	£5.00M £3.85M–£6.15M	£12.98M	—	4600	20y	87	72y
ALTNAHARRA ESTATE LIMITED→ SC228455 · est 2002	£634.2k £487.8k–£780.5k	—	—	8	24y	85	71y
CHALLENGE FISHING COMPANY LIMITED→ SC192237 · est 1998	—	—	—	6	27y	83	69y
FORTRIE FARMS LIMITED→ SC158055 · est 1995	—	—	—	10	30y	83	76y
GARDINER ICM LIMITED→ SC197812 · est 1999	—	—	£2.60M	—	26y	83	64y
LORANTHUS FISHING COMPANY LIMITED→ SC312585 · est 2006	—	—	—	0	19y	83	70y
M B AQUARIUS LIMITED→ SC259115 · est 2003	—	—	—	0	22y	83	70y
M.V. QUANTUS LIMITED→ SC150141 · est 1994	—	—	£32.29M	—	32y	83	69y
MEARNS TRACTORS LIMITED→ SC261246 · est 2003	—	—	—	1	22y	83	62y
SHANNON FISHING LIMITED→ SC157000 · est 1995	—	—	£24.40M	—	31y	83	79y
SHAULORA FISHING COMPANY LIMITED→ SC165386 · est 1996	—	—	£440.0k	—	29y	83	58y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated1986-04-23

Jurisdictionscotland

Primary SIC03110 — SIC 03110

Registered office

24 Rubislaw Terrace

Aberdeen

AB10 1XE

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2026-12-14

Last: 2025-11-30