T J W STOBBS LIMITED
Opportunity 77/100 (strong), bankability 67/100. Strong seller-intent signal (65/100, director aged 62). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
4 live charges · 3 lenders · oldest 31.2y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 31.2 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 1 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
Corporate timeline (33 events)Click to expand
- 2025-11-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-08-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-08-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-08-16📄change-person-secretary-company-with-change-dateofficers · CH03
- 2021-08-16📄change-person-director-company-with-change-dateofficers · CH01
- 2021-05-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-05-17🔓Charge satisfied #4
- 2021-01-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-04-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-12-21📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2018-06-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2018-06-01🔓Charge satisfied #3
- 2017-12-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2014-08-05🔒Charge registered #4Lender: The Royal Bank of Scotland PLC
- 2014-07-08🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 2009-05-28🔓Charge satisfied #1
- 2008-04-16🔒Charge registered #2Lender: Royal Bank of Scotland PLC
- 1996-07-31➕STOBBS, Suzanne Charmian appointedsecretary
- 1996-07-31➖RESPINGER, Robert John resignedsecretary
- 1996-07-31➕STOBBS, Timothy John William appointedsecretary
- 1996-07-31➖STOBBS, Timothy John William resignedsecretary
- 1996-07-31➖RESPINGER, Robert John resigneddirector
- 1995-03-03🔒Charge registered #1Lender: Clydesdale Bank Public Limited Company
- 1994-07-19➕RESPINGER, Robert John appointeddirector
- 1993-06-27➖STOBBS, Michael Robin Newcombe resigneddirector
- 1992-08-10➕RESPINGER, Robert John appointedsecretary
- 1992-08-10➖MURRAY DONALD DRUMMOND COOK LLP resignedcorporate-secretary
- 1986-04-29🏢Company incorporatedAs T J W STOBBS LIMITED
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "STOBBS" — strong identity link between founder and business.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondaryStable-but-static management: Company is 40 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Timothy John William Stobbs Individual · British · DOB 10/1964 · age 62 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 16/08/2016 |
Mrs Suzanne Charmian Stobbs Individual · British · DOB 11/1966 · age 60 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 16/08/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| SECOND COAST LIMITED→ SC681818 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
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| TAYMOUTH LEISURE LIMITED→ SC237037 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| THE CAIRN PARTNERSHIP LIMITED→ SC286211 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| THE LIME BLUE PROPERTY COMPANY LTD→ SC703220 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| THE PROPERTY GIRLS LETTINGS LIMITED→ SC879842 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| THIRTEEN REAL ESTATE LTD→ SC833790 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| THISTLE STONE PROPERTY LTD→ SC829780 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 5 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 05/08/2014 | 17/05/2021 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 08/07/2014 | 01/06/2018 | |
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 16/04/2008 | — | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 03/03/1995 | 28/05/2009 |