MILVERTON PROPERTIES LIMITED
🌳Matureactive
SC099947 · ltd · incorporated 1986-07-08
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 38.3y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
£2.97M
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 60-year-old founder — textbook succession opportunity.
Opportunity 75/100 (strong), bankability 65/100. Strong seller-intent signal (70/100, director aged 60). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
21 live charges · 2 lenders · oldest 38.3y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 38.3 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
21 charges (21/21 with lender, 21/21 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 4 with DOB)
86
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
145 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £2,974,182
Cash YoY
+3%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£179k
↑ 3.0% YoY
Net Worth
£3.0m
↑ 6.8% YoY
Current Assets
£229k
~ YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Total assets | £4.13M | £4.14M |
| Current assets | £229.4k | £229.3k |
| Cash | £179.4k | £174.1k |
| Debtors | £50.0k | £55.2k |
| Net assets | £2.97M | £2.79M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (53 events)Click to expand
- 2026-04-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-04📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-04📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-04📄change-person-secretary-company-with-change-dateofficers · CH03
- 2025-09-04📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-03-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-02-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-02-23🔓Charge satisfied #21
- 2022-04-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-02-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-01-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-02-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-02-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-12-01📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2013-12-24➖SELLYN, Felicia Leonore resigneddirector
- 2012-05-17🔓Charge satisfied #9
- 2012-05-17🔓Charge satisfied #7
- 2012-05-17🔓Charge satisfied #4
- 2012-05-17🔓Charge satisfied #3
- 2012-05-17🔓Charge satisfied #2
- 2012-02-10🔓Charge satisfied #1
- 2012-02-07🔒Charge registered #19Lender: Svenska Handelsbanken Ab (Publ)
- 2012-02-07🔒Charge registered #18Lender: Svenska Handelsbanken Ab (Publ)
- 2012-02-07🔒Charge registered #17Lender: Svenska Handelsbanken Ab (Publ)
- 2012-02-07🔒Charge registered #16Lender: Svenska Handelsbanken Ab (Publ)
- 2012-02-07🔒Charge registered #15Lender: Svenska Handelsbanken Ab (Publ)
- 2012-02-07🔒Charge registered #14Lender: Svenska Handelsbanken Ab (Publ)
- 2012-02-07🔒Charge registered #13Lender: Svenska Handelsbanken Ab (Publ)
- 2012-02-04🔓Charge satisfied #11
- 2012-02-04🔓Charge satisfied #10
- 2012-02-04🔓Charge satisfied #8
- 2012-02-03🔒Charge registered #21Lender: Svenska Handelsbanken Ab (Publ)
- 2012-02-03🔒Charge registered #20Lender: Svenska Handelsbanken Ab (Publ)
- 2012-01-31🔒Charge registered #12Lender: Svenska Handelsbanken Ab (Publ)
- 2004-10-05➕LEWIS, Melanie appointeddirector
- 2000-01-18➕SELLYN, Felicia Leonore appointeddirector
- 2000-01-09➖LEWIS, Lawrence Michael resigneddirector
- 1997-10-14🔒Charge registered #11Lender: The Royal Bank of Scotland PLC
- 1997-10-14🔒Charge registered #10Lender: The Royal Bank of Scotland PLC
- 1997-10-14🔒Charge registered #9Lender: The Royal Bank of Scotland PLC
- 1995-08-28🔒Charge registered #8Lender: The Royal Bank of Scotland PLC
- 1994-07-20🔓Charge satisfied #6
- 1993-09-07🔓Charge satisfied #5
- 1990-10-03🔒Charge registered #7Lender: The Royal Bank of Scotland PLC
- 1989-04-21🔒Charge registered #6Lender: The Royal Bank of Scotland PLC
- 1989-01-12🔒Charge registered #5Lender: The Royal Bank of Scotland PLC
- 1988-12-08🔒Charge registered #4Lender: The Royal Bank of Scotland PLC
- 1988-04-18🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
Showing most recent 50 of 53 events
Owner dependency
84/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
76/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 40 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
9 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Adam Edward Lewis Individual · British · DOB 05/1966 · age 60 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| MONTCLARE PROPERTY LTD→ SC736326 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| MONTFORD PROPERTY LIMITED→ SC768236 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| MORALE TILES & BATHROOMS UK LIMITED→ SC276176 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| MORTON CRAIG LIMITED→ SC092094 · est 1985 · no financials extracted | — | — | — | — | 41y | — | — |
| MOSSBURN DEVELOPMENTS LIMITED→ SC302424 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| MOUNT 23 PROPERTY LIMITED→ SC800004 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| MOUNTROSE PROPERTIES LIMITED→ SC233340 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| MOVING ESTATE AGENTS (GLASGOW) LIMITED→ SC702604 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| MOVING ESTATE AGENTS LTD→ SC431470 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| MRJ PROPERTY LTD→ SC615231 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| MST PROPERTY LET LTD→ SC864590 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| MT PROP LTD→ SC730920 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1986-07-08
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
Caledonia House
89 Seaward Street
Glasgow
G41 1HJ
Scotland
Filing status
Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2027-02-23
Last: 2026-02-09
Officers (3 active · 2 resigned)
Active
Active
LEWIS, Melanie→
Activedirector · ~59y · appointed 2004-10-05
View their other companies + combined net worth →
LEWIS, Lawrence Michael→
Resigneddirector · ~91y · resigned 2000-01-09
SELLYN, Felicia Leonore→
Resigneddirector · ~87y · appointed 2000-01-18 · resigned 2013-12-24
Click a director name to see their full track record across all companies.
Mortgages & charges
21
Total charges
9
Outstanding
1
Active lenders
Status:Lender:21 of 21 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Svenska Handelsbanken Ab (Publ) | Standard security | 1 property | 07/02/2012 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | Standard security | 1 property | 07/02/2012 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | Standard security | 1 property | 07/02/2012 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | Standard security | 1 property | 07/02/2012 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | Standard security | 1 property | 07/02/2012 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | Standard security | 1 property | 07/02/2012 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | Standard security | 1 property | 07/02/2012 | — | |
| satisfied | Svenska Handelsbanken Ab (Publ) | Legal charge | 1 property | 03/02/2012 | 23/02/2023 | |
| outstanding | Svenska Handelsbanken Ab (Publ) | Standard security | 1 property | 03/02/2012 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | Bond & floating charge | 1 property | 31/01/2012 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 14/10/1997 | 04/02/2012 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 14/10/1997 | 04/02/2012 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 14/10/1997 | 17/05/2012 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 28/08/1995 | 04/02/2012 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 03/10/1990 | 17/05/2012 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 21/04/1989 | 20/07/1994 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 12/01/1989 | 07/09/1993 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 08/12/1988 | 17/05/2012 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 18/04/1988 | 17/05/2012 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 23/02/1988 | 17/05/2012 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 12/02/1988 | 10/02/2012 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (145 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-04-27
confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-16
change-person-director-company-with-change-date
officers · CH01
2025-09-04
change-person-director-company-with-change-date
officers · CH01
2025-09-04
change-person-secretary-company-with-change-date
officers · CH03
2025-09-04
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-09-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-10
mortgage-satisfy-charge-full
mortgage · MR04
2023-02-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-09