A.W. LITHGOW PROPERTIES LIMITED
🌳Matureactive
SC103125 · ltd · incorporated 1987-02-12
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
64/100
Worth a look
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 64/100 (worth a look), bankability 47/100. Strong seller-intent signal (63/100, director aged 78). Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
🏦
Refinance opportunity
13 live charges · 4 lenders · oldest 35.8y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 35.8 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 50/100 (high).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
13 charges (13/13 with lender, 13/13 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
106 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
64/100Worth a look
PassWatchWorth a lookStrongExceptional
Mixed signal. Worth opening the full target workup before deciding to pursue.
Business quality
50
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
56
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | — | £1.04M |
| Current assets | — | £262.4k |
| Cash | — | £35 |
| Debtors | — | £262.3k |
| Net assets | — | £1.04M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (35 events)Click to expand
- 2025-12-17📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-02-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-01-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-12-30📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-04-01📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-12-22📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-05-18📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-12-30📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2014-04-08📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2013-12-20📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2007-06-05🔓Charge satisfied #1
- 2004-08-18🔓Charge satisfied #8
- 2004-08-18🔓Charge satisfied #7
- 2003-09-17🔒Charge registered #15Lender: The Royal Bank of Scotland PLC
- 2001-08-30🔓Charge satisfied #11
- 2001-08-30🔓Charge satisfied #12
- 1994-04-13🔒Charge registered #14Lender: Scottish Homes
- 1994-04-13🔒Charge registered #13Lender: The Royal Bank of Scotland PLC
- 1993-03-04🔒Charge registered #11Lender: The Royal Bank of Scotland PLC
- 1993-02-24🔒Charge registered #12Lender: Scottish Homes
- 1992-06-17🔒Charge registered #10Lender: The Royal Bank of Scotland PLC
- 1992-01-28🔒Charge registered #9Lender: The Royal Bank of Scotland PLC
- 1991-05-27🔒Charge registered #8Lender: The Royal Bank of Scotland PLC
- 1991-05-27🔒Charge registered #7Lender: Scottish Enterprise
- 1991-03-21🔒Charge registered #5Lender: Scottish Development Agency
- 1990-12-28🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 1990-11-21🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 1990-07-03🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 1987-02-12🏢Company incorporatedAs A.W. LITHGOW PROPERTIES LIMITED
Owner dependency
96/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "LITHGOW" — strong identity link between founder and business.
- +Founder age: Director aged approximately 78 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
76/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 39 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 high · 1 med · 1 lowConfirmation statement overdue
highAnnual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-04-14
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
8 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Anthony William Lithgow Individual · British · DOB 09/1948 · age 78 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mrs Eileen Lithgow Individual · British · DOB 05/1950 · age 76 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · ML postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ALMADA DEVELOPMENTS LTD.→ SC228289 · est 2002 · no financials extracted | — | — | — | — | 24y | — | — |
| AMARCO ESTATES LTD→ SC655549 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| AMATOLA HOLDINGS LTD→ SC554855 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| APEXLETS2024 LTD→ SC814815 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AQUA CHURCH LTD→ SC742220 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AQUILA MANAGEMENT SERVICES PROPERTY FACTORING LIMITED→ SC788833 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ASHRAF ESTATES LTD→ SC854454 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ASPIRE STAYS SCOTLAND LTD→ SC868580 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ASTAL PROPERTY LIMITED→ SC444800 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| ATIO REAL ESTATE INVESTMENT LTD→ SC743743 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ATLAS GLOBAL PROPERTY LTD→ SC852366 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ATLAS+FYNE LIMITED→ SC801306 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1987-02-12
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
4 Braedale Road
Lanark
ML11 7AW
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-04-14OVERDUE
Last: 2025-03-31
Officers (3 active · 0 resigned)
Active
Active
Active
Click a director name to see their full track record across all companies.
Mortgages & charges
13
Total charges
8
Outstanding
3
Active lenders
Status:Lender:13 of 13 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Mandate | 1 property | 17/09/2003 | — | |
| outstanding | Scottish Homes | Standard security | 1 property | 13/04/1994 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 13/04/1994 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 04/03/1993 | 30/08/2001 | |
| satisfied | Scottish Homes | Standard security | 1 property | 24/02/1993 | 30/08/2001 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 2 properties | 17/06/1992 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 28/01/1992 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 27/05/1991 | 18/08/2004 | |
| satisfied | Scottish Enterprise | Standard security | 1 property | 27/05/1991 | 18/08/2004 | |
| outstanding | Scottish Development Agency | Standard security | 1 property | 21/03/1991 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 28/12/1990 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 21/11/1990 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 03/07/1990 | 05/06/2007 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (106 total)
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-12-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-04-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-02-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-05-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-12-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-04-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-12-20