DINARDO PROPERTIES LIMITED

🌳Matureactive
SC112824 · ltd · incorporated 1988-08-16
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
—
book net assets
Opportunity
79/100
Strong
🔔
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Active trading company with a 87-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 77/100. Strong seller-intent signal (73/100, director aged 87). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

7 live charges · 3 lenders · oldest 37.7y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 37.7 years old — likely at or near maturity.
  • · 3 lenders named — inter-creditor friction likely.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
9 officers (5 active, 9 linked, 8 with DOB)
88
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
13 connected companies via shared directors
84
Filing history
121 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£130k£260k£390k£520k£649kMay 2024May 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-05-312024-05-31
Total assets—£649.5k
Current assets—£103.5k
Cash—£1.0k
Debtors—£102.5k
Net assets—£649.5k
Average employees0—

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (39 events)Click to expand
  1. 2026-02-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-05-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-10-30
    📄
    second-filing-of-confirmation-statement-with-made-up-date
    confirmation-statement · RP04CS01
  4. 2024-02-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-04-25
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  6. 2023-02-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2022-07-06
    ➖
    DINARDO, Carlo resigned
    director
  8. 2022-02-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2021-05-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2020-02-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2019-02-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2018-11-14
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  13. 2018-11-14
    📄
    withdrawal-of-a-person-with-significant-control-statement
    persons-with-significant-control · PSC09
  14. 2018-02-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2017-02-24
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2016-04-06
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  17. 2014-11-26
    🔓
    Charge satisfied #3
  18. 2014-11-06
    🔓
    Charge satisfied #2
  19. 2014-11-06
    🔓
    Charge satisfied #1
  20. 2011-07-15
    🔓
    Charge satisfied #7
  21. 2011-07-15
    🔓
    Charge satisfied #4
  22. 2011-07-14
    🔓
    Charge satisfied #6
  23. 2008-06-09
    🔒
    Charge registered #7
    Lender: Bank of Scotland PLC
  24. 2008-03-11
    🔒
    Charge registered #6
    Lender: Bank of Scotland PLC
  25. 1999-08-04
    🔓
    Charge satisfied #5
  26. 1998-04-10
    ➖
    SMITH, James Haddo Granger resigned
    director
  27. 1997-06-01
    ➕
    DINARDO, Karen Rutherford appointed
    director
  28. 1996-09-24
    🔒
    Charge registered #5
    Lender: Clydesdale Bank Public Limited Company
  29. 1995-12-29
    ➖
    COLL, Brian Patrick resigned
    director
  30. 1995-08-14
    ➖
    CRUDEN, Alan Ferguson resigned
    director
  31. 1993-11-25
    🔒
    Charge registered #4
    Lender: The Governor and Company of the Bank of Scotland
  32. 1993-06-09
    ➕
    DINARDO, Irene Rutherford appointed
    director
  33. 1993-06-09
    ➕
    DINARDO, Lorraine Ruth Bathgate, Dr appointed
    director
  34. 1993-06-09
    ➕
    DINARDO, Mark Douglas Antonine appointed
    director
  35. 1989-10-20
    🔒
    Charge registered #3
    Lender: The Governor and Company of the Bank of Scotland
  36. 1989-10-02
    🔒
    Charge registered #2
    Lender: The Governor and Company of the Bank of Scotland
  37. 1988-11-24
    ➕
    COLL, Brian Patrick appointed
    director
  38. 1988-11-14
    🔒
    Charge registered #1
    Lender: The Governor and Company of the Bank of Scotland
  39. 1988-08-16
    🏢
    Company incorporated
    As DINARDO PROPERTIES LIMITED

Owner dependency

88/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • -4 active directors: Broader management team in place — suggests transferable governance.
  • +Founder name in company name: Company name contains director surname "DINARDO" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 33 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 87 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

90/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 87 years old. Natural succession window is now.
  • primary20+ year tenure: Director in role 33 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 38 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mrs Irene Rutherford Dinardo
Individual · British · DOB 03/1939 · age 87
50–75%
—50-75% shares23/03/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1988-08-16
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

119 Renfrew Road
Paisley
PA3 4EA

Filing status

Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2026-11-12
Last: 2025-10-29

Officers (5 active · 4 resigned)

DINARDO, Mark Douglas Antonine→
secretary
View their other companies + combined net worth →
Active
DINARDO, Irene Rutherford→
director · ~87y · appointed 1993-06-09
View their other companies + combined net worth →
Active
DINARDO, Karen Rutherford→
director · ~61y · appointed 1997-06-01
View their other companies + combined net worth →
Active
DINARDO, Lorraine Ruth Bathgate, Dr→
director · ~53y · appointed 1993-06-09
View their other companies + combined net worth →
Active
DINARDO, Mark Douglas Antonine→
director · ~59y · appointed 1993-06-09
View their other companies + combined net worth →
Active
COLL, Brian Patrick→
director · ~78y · appointed 1988-11-24 · resigned 1995-12-29
Resigned
CRUDEN, Alan Ferguson→
director · ~81y · resigned 1995-08-14
Resigned
DINARDO, Carlo→
director · ~87y · resigned 2022-07-06
Resigned
SMITH, James Haddo Granger→
director · ~87y · resigned 1998-04-10
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

7
Total charges
0
Outstanding
0
Active lenders
Status:Lender:7 of 7 shown
TypeProperties
satisfied
Lloyds Banking Group
Bank of Scotland PLC
Standard security1 property09/06/200815/07/2011
satisfied
Lloyds Banking Group
Bank of Scotland PLC
Standard security1 property11/03/200814/07/2011
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Standard security2 properties24/09/199604/08/1999
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Standard security1 property25/11/199315/07/2011
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Bond & floating charge1 property20/10/198926/11/2014
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Standard security1 property02/10/198906/11/2014
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Standard security1 property14/11/198806/11/2014

Recent filings (121 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-02-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-30
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2024-10-30
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-29
confirmation-statement-with-updates
confirmation-statement · CS01
2024-01-09
termination-director-company-with-name-termination-date
officers · TM01
2023-04-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-02-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-02-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-05-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-02-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-02-28