BELL GROUP LTD

🌳Matureactive
SC114142 · ltd · incorporated 1988-10-21
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
76/100
Strong
🔔
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What this business does
Primary activity: Painting
Sector: Construction
ALSO REGISTERED FOR
  • 43390Other building completion and finishing
  • 43910Roofing activities
  • 43999Other specialised construction activities n.e.c.
Investor take
Pursue
Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 76/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).

🏦

Refinance opportunity

15 live charges · 6 lenders · oldest 36.1y

25/100
too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

  • · Oldest live charge is 36.1 years old — likely at or near maturity.
  • · 6 lenders named — inter-creditor friction likely.
  • · Legal-friction score 53/100 (high).

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 4 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
15 charges (15/15 with lender, 15/15 with type)
90
Directors & officers
27 officers (9 active, 27 linked, 24 with DOB)
88
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
12 connected companies via shared directors
81
Filing history
201 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
2
filings
  • 2 persons-with-significant-control
Last 180 days
4
filings
  • 2 persons-with-significant-control
  • 1 accounts
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (89 events)Click to expand
  1. 2026-02-13
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  2. 2026-02-13
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  3. 2026-01-08
    📄
    accounts-with-accounts-type-full
    accounts · AA
  4. 2025-09-11
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  5. 2025-08-12
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  6. 2025-08-04
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  7. 2025-07-23
    🔒
    Charge registered #16
    Lender: The Royal Bank of Scotland PLC
  8. 2025-07-23
    🔒
    Charge registered #15
    Lender: The Royal Bank of Scotland PLC
  9. 2025-02-08
    📄
    mortgage-alter-floating-charge-with-number
    mortgage · 466(Scot)
  10. 2025-02-05
    📄
    accounts-with-accounts-type-full
    accounts · AA
  11. 2025-02-05
    📄
    mortgage-alter-floating-charge-with-number
    mortgage · 466(Scot)
  12. 2025-01-28
    📄
    mortgage-alter-floating-charge-with-number
    mortgage · 466(Scot)
  13. 2025-01-24
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  14. 2025-01-24
    🔒
    Charge registered #14
    Lender: The Royal Bank of Scotland PLC
  15. 2024-11-04
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  16. 2024-11-04
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  17. 2024-11-04
    🔓
    Charge satisfied #12
  18. 2024-11-04
    🔓
    Charge satisfied #7
  19. 2024-10-18
    📄
    mortgage-alter-floating-charge-with-number
    mortgage · 466(Scot)
  20. 2024-10-18
    📄
    mortgage-alter-floating-charge-with-number
    mortgage · 466(Scot)
  21. 2024-08-30
    📄
    mortgage-alter-floating-charge-with-number
    mortgage · 466(Scot)
  22. 2024-08-22
    📄
    mortgage-alter-floating-charge-with-number
    mortgage · 466(Scot)
  23. 2024-08-22
    📄
    mortgage-alter-floating-charge-with-number
    mortgage · 466(Scot)
  24. 2024-08-21
    📄
    mortgage-alter-floating-charge-with-number
    mortgage · 466(Scot)
  25. 2024-07-19
    📄
    mortgage-alter-floating-charge-with-number
    mortgage · 466(Scot)
  26. 2024-07-16
    📄
    mortgage-alter-floating-charge-with-number
    mortgage · 466(Scot)
  27. 2024-07-16
    📄
    mortgage-alter-floating-charge-with-number
    mortgage · 466(Scot)
  28. 2024-07-05
    🔒
    Charge registered #13
    Lender: Igf Business Credit Limited
  29. 2024-07-01
    🔓
    Charge satisfied #10
  30. 2024-07-01
    🔓
    Charge satisfied #9
  31. 2024-06-28
    🔓
    Charge satisfied #8
  32. 2024-06-18
    TUCKER, Steven Michael appointed
    director
  33. 2024-05-30
    COCHRANE, Colin William resigned
    director
  34. 2024-02-23
    WALLBANKS, Stephen John resigned
    director
  35. 2023-11-23
    BUNTING, Ellen Elizabeth appointed
    director
  36. 2023-11-21
    WALLBANKS, Stephen John appointed
    director
  37. 2023-10-23
    BRESCIA, Tracy Grace Stewart appointed
    secretary
  38. 2023-10-23
    BRESCIA, Tracy Grace Stewart appointed
    director
  39. 2023-10-23
    HOWIESON, Paul resigned
    secretary
  40. 2023-10-23
    HOWIESON, Paul resigned
    director
  41. 2023-08-10
    WILKS, Richard Gregory resigned
    director
  42. 2023-01-09
    THOMSON, Lynne appointed
    director
  43. 2022-12-31
    STEEDMAN, Paul resigned
    director
  44. 2021-05-01
    STEEDMAN, Paul appointed
    director
  45. 2021-04-03
    STEEDMAN, Paul resigned
    director
  46. 2020-12-08
    🔒
    Charge registered #12
    Lender: Hsbc UK Bank PLC
  47. 2020-12-08
    🔒
    Charge registered #11
    Lender: George Bell and Annette Bell
  48. 2020-06-01
    HAMILL, Lee appointed
    director
  49. 2019-11-22
    REEVES, Mark Antony resigned
    director
  50. 2017-05-02
    DREW, Steve James appointed
    director
Showing most recent 50 of 89 events

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • -8 active directors: Broader management team in place — suggests transferable governance.
  • +Founder name in company name: Company name contains director surname "BELL" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 60 — approaching natural succession window.

Succession & seller-readiness

60/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
  • primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med · 1 low
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

5 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Group structure

Bell Global Property Services Uk Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Bell Global Property Services Uk Ltd
Corporate parent · holds 75-100% shares
ultimate parent
BELL GROUP LTD
This company · SC114142

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Bell Global Property Services Uk Ltd
Corporate entity
75100%
75–100%75-100% shares · 75-100% voting11/09/2025
2 historic (ceased) PSCs
  • Mr Craig George Bellceased 13/02/2026· board control
  • Mr George Bellceased 01/11/2022· significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1988-10-21
Jurisdictionscotland
Primary SIC43341 — Painting

Registered office

Bell Business Park
Rochsolloch Road
Airdrie
ML6 9BG

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-28
Confirmation statement
Next due: 2026-11-21
Last: 2025-11-07

Officers (9 active · 18 resigned)

BRESCIA, Tracy Grace Stewart
secretary · appointed 2023-10-23
View their other companies + combined net worth →
Active
BELL, Craig George
director · ~46y · appointed 2002-08-01
View their other companies + combined net worth →
Active
BRESCIA, Tracy Grace Stewart
director · ~51y · appointed 2023-10-23
View their other companies + combined net worth →
Active
BUNTING, Ellen Elizabeth
director · ~60y · appointed 2023-11-23
View their other companies + combined net worth →
Active
DREW, Steve James
director · ~54y · appointed 2017-05-02
View their other companies + combined net worth →
Active
HAMILL, Lee
director · ~42y · appointed 2020-06-01
View their other companies + combined net worth →
Active
JONES, John
director · ~56y · appointed 2017-04-03
View their other companies + combined net worth →
Active
THOMSON, Lynne
director · ~39y · appointed 2023-01-09
View their other companies + combined net worth →
Active
TUCKER, Steven Michael
director · ~41y · appointed 2024-06-18
View their other companies + combined net worth →
Active
BELL, George
secretary · resigned 2017-04-24
Resigned
HOWIESON, Paul
secretary · appointed 2017-04-24 · resigned 2023-10-23
Resigned
AIRD, Robert Bryson
director · ~72y · appointed 1994-01-01 · resigned 2011-11-30
Resigned
BELL, Annette
director · ~70y · resigned 2017-04-24
Resigned
BELL, George
director · ~71y · resigned 2017-04-24
Resigned
BELL, Tracy Grace Stewart
director · ~51y · appointed 2002-08-01 · resigned 2017-04-24
Resigned
COCHRANE, Colin William
director · ~57y · appointed 2009-04-06 · resigned 2024-05-30
Resigned
GOODMAN, Peter Michael
director · ~66y · appointed 2010-04-05 · resigned 2016-09-30
Resigned
HENDERSON, Ian Alexander Russell
director · ~73y · appointed 1997-01-01 · resigned 2017-04-24
Resigned
HOWIESON, Paul
director · ~59y · appointed 2004-04-05 · resigned 2023-10-23
Resigned
REEVES, Mark Antony
director · ~65y · appointed 2017-04-03 · resigned 2019-11-22
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

15
Total charges
5
Outstanding
3
Active lenders
Status:Lender:15 of 15 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge23/07/2025
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property23/07/2025
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge24/01/2025
outstanding
Igf Business Credit
Igf Business Credit Limited
A registered charge05/07/2024
satisfied
HSBC
Hsbc UK Bank PLC
A registered charge1 property08/12/202004/11/2024
outstanding
George Bell and Annette Bell
A registered charge08/12/2020
satisfied
HSBC
Hsbc Bank PLC
A registered charge1 property17/01/201401/07/2024
satisfied
HSBC
Hsbc Bank PLC
A registered charge13/01/201401/07/2024
satisfied
HSBC
Hsbc Bank PLC
A registered charge1 property13/01/201428/06/2024
satisfied
HSBC
Hsbc Bank PLC
A registered charge1 property13/01/201404/11/2024
satisfied
Lloyds Banking Group
Royal Bank of Scotland PLC
Legal charge1 property07/05/201020/01/2014
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Legal charge1 property05/06/200720/01/2014
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Legal charge1 property31/05/200520/01/2014
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Legal charge1 property05/01/199920/01/2014
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Bond & floating charge1 property22/03/199020/01/2014
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (201 total)

change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2026-02-13
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-02-13
accounts-with-accounts-type-full
accounts · AA
2026-01-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-07
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-09-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-08-12
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-08-04
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2025-02-08
accounts-with-accounts-type-full
accounts · AA
2025-02-05
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2025-02-05
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2025-01-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-01-24
confirmation-statement-with-updates
confirmation-statement · CS01
2025-01-13
mortgage-satisfy-charge-full
mortgage · MR04
2024-11-04
mortgage-satisfy-charge-full
mortgage · MR04
2024-11-04