BELL GROUP LTD
- 43390Other building completion and finishing
- 43910Roofing activities
- 43999Other specialised construction activities n.e.c.
Opportunity 76/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
Refinance opportunity
15 live charges · 6 lenders · oldest 36.1y
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 36.1 years old — likely at or near maturity.
- · 6 lenders named — inter-creditor friction likely.
- · Legal-friction score 53/100 (high).
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 2 persons-with-significant-control
- • 2 persons-with-significant-control
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (89 events)Click to expand
- 2026-02-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2026-02-13📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-01-08📄accounts-with-accounts-type-fullaccounts · AA
- 2025-09-11📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-08-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-23🔒Charge registered #16Lender: The Royal Bank of Scotland PLC
- 2025-07-23🔒Charge registered #15Lender: The Royal Bank of Scotland PLC
- 2025-02-08📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2025-02-05📄accounts-with-accounts-type-fullaccounts · AA
- 2025-02-05📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2025-01-28📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2025-01-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-01-24🔒Charge registered #14Lender: The Royal Bank of Scotland PLC
- 2024-11-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-11-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-11-04🔓Charge satisfied #12
- 2024-11-04🔓Charge satisfied #7
- 2024-10-18📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2024-10-18📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2024-08-30📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2024-08-22📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2024-08-22📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2024-08-21📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2024-07-19📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2024-07-16📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2024-07-16📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2024-07-05🔒Charge registered #13Lender: Igf Business Credit Limited
- 2024-07-01🔓Charge satisfied #10
- 2024-07-01🔓Charge satisfied #9
- 2024-06-28🔓Charge satisfied #8
- 2024-06-18➕TUCKER, Steven Michael appointeddirector
- 2024-05-30➖COCHRANE, Colin William resigneddirector
- 2024-02-23➖WALLBANKS, Stephen John resigneddirector
- 2023-11-23➕BUNTING, Ellen Elizabeth appointeddirector
- 2023-11-21➕WALLBANKS, Stephen John appointeddirector
- 2023-10-23➕BRESCIA, Tracy Grace Stewart appointedsecretary
- 2023-10-23➕BRESCIA, Tracy Grace Stewart appointeddirector
- 2023-10-23➖HOWIESON, Paul resignedsecretary
- 2023-10-23➖HOWIESON, Paul resigneddirector
- 2023-08-10➖WILKS, Richard Gregory resigneddirector
- 2023-01-09➕THOMSON, Lynne appointeddirector
- 2022-12-31➖STEEDMAN, Paul resigneddirector
- 2021-05-01➕STEEDMAN, Paul appointeddirector
- 2021-04-03➖STEEDMAN, Paul resigneddirector
- 2020-12-08🔒Charge registered #12Lender: Hsbc UK Bank PLC
- 2020-12-08🔒Charge registered #11Lender: George Bell and Annette Bell
- 2020-06-01➕HAMILL, Lee appointeddirector
- 2019-11-22➖REEVES, Mark Antony resigneddirector
- 2017-05-02➕DREW, Steve James appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- -8 active directors: Broader management team in place — suggests transferable governance.
- +Founder name in company name: Company name contains director surname "BELL" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Bell Global Property Services Uk Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Bell Global Property Services Uk Ltd Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 11/09/2025 |
2 historic (ceased) PSCs
- Mr Craig George Bellceased 13/02/2026· board control
- Mr George Bellceased 01/11/2022· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (9 active · 18 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 23/07/2025 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 23/07/2025 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 24/01/2025 | — | |
| outstanding | Igf Business Credit Igf Business Credit Limited | A registered charge | — | 05/07/2024 | — | |
| satisfied | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 08/12/2020 | 04/11/2024 | |
| outstanding | George Bell and Annette Bell | A registered charge | — | 08/12/2020 | — | |
| satisfied | HSBC Hsbc Bank PLC | A registered charge | 1 property | 17/01/2014 | 01/07/2024 | |
| satisfied | HSBC Hsbc Bank PLC | A registered charge | — | 13/01/2014 | 01/07/2024 | |
| satisfied | HSBC Hsbc Bank PLC | A registered charge | 1 property | 13/01/2014 | 28/06/2024 | |
| satisfied | HSBC Hsbc Bank PLC | A registered charge | 1 property | 13/01/2014 | 04/11/2024 | |
| satisfied | Lloyds Banking Group Royal Bank of Scotland PLC | Legal charge | 1 property | 07/05/2010 | 20/01/2014 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 05/06/2007 | 20/01/2014 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 31/05/2005 | 20/01/2014 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 05/01/1999 | 20/01/2014 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 22/03/1990 | 20/01/2014 |