SILVERWIND SECURITIES LIMITED

⚰️Wound downdissolved

SC115136 · ltd · incorporated 1988-12-13

Investment thesis

Company dissolved — not a live target.

Why interesting: Historical record only; useful for precedent research.

Why risky: Not transactable.

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

50/100

Worth a look

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What this business does

Primary activity: Security and commodity contracts dealing activities

Sector: Financial & insurance

Investor take

Pass (distressed without resilience)

Distressed unclear — structural issues outweigh the discount.

Opportunity 50/100 (worth a look), bankability 42/100. Strong seller-intent signal (78/100, director aged 65). Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (38/100). Current lenders should be on monthly review.

🏦

Refinance opportunity

6 live charges · 5 lenders · oldest 36.5y

25/100

too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

· Oldest live charge is 36.5 years old — likely at or near maturity.
· 5 lenders named — inter-creditor friction likely.
· Legal-friction score 50/100 (high).

Data confidence

Overall: low (47/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

6 charges (6/6 with lender, 6/6 with type)

Directors & officers

66 officers (2 active, 66 linked, 55 with DOB)

Ownership & PSC

No PSCs filed (unusual — worth investigating)

Director network

Network not yet resolved

Filing history

311 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

50/100Worth a look

PassWatchWorth a lookStrongExceptional

Mixed signal. Worth opening the full target workup before deciding to pursue.

Business quality

Concerning — overdue filings or status flags present.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Multiple red flags — proceed with caution.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (163 events)Click to expand

2014-01-21
⚠️
gazette-dissolved-liquidation
gazette · GAZ2
2014-01-21
🏁
Company dissolved
2013-10-21
⚠️
liquidation-voluntary-return-of-final-meeting-scotland
insolvency · 4.26(Scot)
2013-10-21
⚠️
liquidation-compulsory-return-of-final-meeting-scotland
insolvency · 4.17(Scot)
2013-04-10
📍
change-registered-office-address-company-with-date-old-address
address · AD01
2013-03-06
📄
resolution
resolution · RESOLUTIONS
2013-02-05
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2012-12-13
➖
KIDD, Peter Stuart resigned
secretary
2012-12-13
📄
termination-director-company-with-name-termination-date
officers · TM01
2012-12-04
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2012-10-25
📄
termination-director-company-with-name-termination-date
officers · TM01
2012-08-07
➖
KIDD, Peter Stuart resigned
director
2012-08-02
➖
DEMPSEY, Joanne Mary Bremner resigned
director
2012-02-09
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2012-01-24
📄
capital-allotment-shares
capital · SH01
2012-01-24
📄
capital-allotment-shares
capital · SH01
2012-01-24
📄
capital-allotment-shares
capital · SH01
2012-01-19
📄
legacy
mortgage · MG01s
2012-01-19
📄
legacy
mortgage · MG01s
2011-12-30
🔒
Charge registered #9
Lender: Christopher Salter
2011-12-30
🔒
Charge registered #8
Lender: Robin Davies
2011-10-10
📄
accounts-with-accounts-type-full
accounts · AA
2011-01-25
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2011-01-20
📄
capital-allotment-shares
capital · SH01
2010-08-09
📄
capital-allotment-shares
capital · SH01
2010-08-09
📄
capital-allotment-shares
capital · SH01
2010-07-14
📄
termination-director-company-with-name
officers · TM01
2010-06-23
📄
accounts-with-accounts-type-full
accounts · AA
2010-06-18
➖
ORR, William resigned
director
2010-05-27
📄
appoint-person-director-company-with-name
officers · AP01
2010-04-29
📄
appoint-person-director-company-with-name
officers · AP01
2010-01-24
📄
capital-allotment-shares
capital · SH01
2010-01-01
➕
TATE, Nicholas John appointed
director
2010-01-01
➕
DEMPSEY, Joanne Mary Bremner appointed
director
2009-06-23
➖
MCDONALD, Jason Derek resigned
director
2009-06-16
➕
ORR, William appointed
director
2009-06-01
➕
ROWLAND, Andrew James appointed
director
2009-06-01
➖
HARRISON, Piers Godfrey resigned
secretary
2009-06-01
➕
KIDD, Peter Stuart appointed
secretary
2009-06-01
➖
DIGHE, Ian Robert resigned
director
2009-06-01
➖
HEAD III, John C, Mr. resigned
director
2009-06-01
➕
KIDD, Peter Stuart appointed
director
2009-06-01
➕
MCDONALD, Jason Derek appointed
director
2008-11-03
➖
DIGHE, Ian Robert resigned
secretary
2008-11-03
➕
HARRISON, Piers Godfrey appointed
secretary
2008-03-12
➖
HURST, Peter Anthony resigned
director
2008-01-31
➕
DIGHE, Ian Robert appointed
secretary
2008-01-31
➖
TEPER, Gary resigned
secretary
2008-01-31
➖
CLARK, Edward Michael resigned
director
2008-01-31
➕
DIGHE, Ian Robert appointed
director

Showing most recent 50 of 163 events

Owner dependency

83/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 65 — succession pressure is live.

Succession & seller-readiness

79/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
secondary12+ year tenure: Director in role 17 years.
secondaryStable-but-static management: Company is 37 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

2 high · 1 med ·

Company dissolved

high

Company has been dissolved — it no longer legally exists. Any diligence here is historical only.

Evidence: Dissolved on 2014-01-21

3 insolvency-related filings on record

high

Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.

Evidence: 2014-01-21: gazette-dissolved-liquidation; 2013-10-21: liquidation-voluntary-return-of-final-meeting-scotland

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Similar companies

Active · Financial services · IV postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
CHAPMAN OF INVERNESS LIMITED→ SC020899 · est 1939	—	—	—	400	87y	82	77y
LEGGATTS FINANCIAL SERVICES LIMITED→ SC255061 · est 2003	—	—	£38.1k	—	22y	81	73y
ARGYLL TRUSTEES LIMITED→ SC382862 · est 2010	—	—	£1	—	15y	80	84y
BLACK DOG FINANCIAL SERVICES LTD.→ SC265100 · est 2004	—	—	£61.1k	—	22y	80	71y
CAMPBELL & MCCONNACHIE LIMITED→ SC314177 · est 2007 · no financials extracted	—	—	—	—	19y	80	63y
DALZIELS PRIVATE PERSONAL FINANCE LIMITED→ SC243222 · est 2003	—	—	£142.9k	—	23y	80	61y
DUNDONNELL INVESTMENTS LIMITED→ SC226018 · est 2001	—	—	—	100	24y	80	82y
ELMBRAE MORTGAGE & PENSIONS LTD.→ SC265582 · est 2004	—	—	£100.0k	—	22y	80	62y
HUTCHESON FINANCIAL SERVICES LIMITED→ SC352018 · est 2008	—	—	£11.6k	—	17y	80	65y
MACKENZIE TAYLOR WEALTH MANAGEMENT LTD.→ SC313079 · est 2006	—	—	£107.3k	—	19y	80	64y
MUNRO & NOBLE FINANCIAL SERVICES LIMITED→ SC227417 · est 2002	—	—	—	0	24y	80	66y
NORTHWAY FINANCE LIMITED→ SC075393 · est 1981 · no financials extracted	—	—	—	—	44y	80	84y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusdissolved

Typeltd

Incorporated1988-12-13

Jurisdictionscotland

Primary SIC66120 — Security and commodity contracts dealing activities

Registered office

34 Greenwood Gardens

Inverness

IV2 6GP

Scotland

Filing status

Accounts

Next due: —

Last made up to: 2011-12-31

Confirmation statement

Next due: —

Last: —

Officers (0 active · 64 resigned)

ROWLAND, Andrew James→

director · ~57y · appointed 2009-06-01

View their other companies + combined net worth →

Active

TATE, Nicholas John→

director · ~65y · appointed 2010-01-01

View their other companies + combined net worth →

Active

BRODIE, William Walker→

secretary · appointed 1992-02-11 · resigned 1993-04-16

Resigned

DIGHE, Ian Robert→

secretary · appointed 2008-01-31 · resigned 2008-11-03

Resigned

HARRISON, Piers Godfrey→

secretary · appointed 2008-11-03 · resigned 2009-06-01

Resigned

KIDD, Peter Stuart→

secretary · appointed 2009-06-01 · resigned 2012-12-13

Resigned

MARSH, Adrian Neil→

secretary · appointed 2000-09-29 · resigned 2002-11-19

Resigned

TAIT, Gary Miller→

secretary · appointed 2002-11-19 · resigned 2004-11-26

Resigned

TAIT, Gary Miller→

secretary · appointed 1993-04-16 · resigned 2000-09-29

Resigned

TEPER, Gary→

secretary · appointed 2004-11-26 · resigned 2008-01-31

Resigned

MACLAY MURRAY & SPENS LLP→

corporate-nominee-secretary · appointed 1988-12-13 · resigned 1992-12-31

Resigned

AYRES, Graham Peter→

director · ~85y · appointed 1996-04-22 · resigned 2000-04-01

Resigned

BAXENDALE, David Hugh→

director · ~74y · appointed 1991-10-31 · resigned 2000-12-31

Resigned

BAXTER, Robert John→

director · ~68y · appointed 1999-05-19 · resigned 2007-04-12

Resigned

BENTON, Robert John→

director · ~69y · appointed 2000-03-03 · resigned 2001-10-26

Resigned

BROWN, Kenneth William Watson→

director · ~78y · resigned 2007-04-24

Resigned

CALVOCORESSI, James Melville Iion→

director · ~78y · appointed 1999-05-19 · resigned 2000-04-01

Resigned

CAMPBELL, Graeme Lyon→

director · ~72y · appointed 1990-04-24 · resigned 1991-06-30

Resigned

CLARK, Edward Michael→

director · ~79y · appointed 2004-11-26 · resigned 2008-01-31

Resigned

COWAN, Nicholas Jeffrey→

director · ~60y · appointed 2000-09-29 · resigned 2002-11-19

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:6 of 6 shown

		Type	Properties
outstanding	Christopher Salter	Debenture	1 property	30/12/2011	—
outstanding	Robin Davies	Debenture	1 property	30/12/2011	—
satisfied	Lloyds Banking Group The Governor and Company of the Bank of Scotland	Floating charge	1 property	14/11/2002	30/01/2007
satisfied	Lloyds Banking Group The Royal Bank of Scotland PLC	Bond & floating charge	1 property	15/05/1996	14/11/2002
satisfied	The International Stock Exchange of the United Kingdom and the Republic of Ireland The International Stock Exchange of the United Kingdom and the Republic of Ireland Limited	Charge over book debts	1 property	15/06/1993	07/01/2000
satisfied	Lloyds Banking Group The Governor and Company of the Bank of Scotland	Bond & floating charge	1 property	15/12/1989	05/04/1994

Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (311 total)

gazette-dissolved-liquidation

gazette · GAZ2

2014-01-21

liquidation-voluntary-return-of-final-meeting-scotland

insolvency · 4.26(Scot)

2013-10-21

liquidation-compulsory-return-of-final-meeting-scotland

insolvency · 4.17(Scot)

2013-10-21

change-registered-office-address-company-with-date-old-address

address · AD01

2013-04-10

resolution

resolution · RESOLUTIONS

2013-03-06

termination-secretary-company-with-name-termination-date

officers · TM02

2013-02-05

termination-director-company-with-name-termination-date

officers · TM01

2012-12-13

accounts-with-accounts-type-total-exemption-full

accounts · AA

2012-12-04

termination-director-company-with-name-termination-date

officers · TM01

2012-10-25

annual-return-company-with-made-up-date-full-list-shareholders

annual-return · AR01

2012-02-09

capital-allotment-shares

capital · SH01

2012-01-24

capital-allotment-shares

capital · SH01

2012-01-24

capital-allotment-shares

capital · SH01

2012-01-24

legacy

mortgage · MG01s

2012-01-19

legacy

mortgage · MG01s

2012-01-19