ETTRICK COMPUTER SERVICES LIMITED
🌳Matureactive
SC122555 · ltd · incorporated 1990-01-24
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 35.4y old — refinance window within 12 months
What changed my view
Last 30 days
No material changes in the last 30 days.
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
—
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Other telecommunications activities
Sector: Information & communication
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueActive trading company with a 71-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (93/100, director aged 71). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
2 live charges · oldest 35.4y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 35.4 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
7 officers (3 active, 7 linked, 6 with DOB)
87
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
105 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-01-31 | 2024-01-31 |
|---|---|---|
| Average employees | 100 | 100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
- 2025-10-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-16📄accounts-amended-with-accounts-type-total-exemption-fullaccounts · AAMD
- 2023-10-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-06-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-06-24🔓Charge satisfied #2
- 2021-06-24🔓Charge satisfied #1
- 2021-01-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-08-21📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-08-21📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-08-21📄change-person-director-company-with-change-dateofficers · CH01
- 2020-08-21📄change-person-secretary-company-with-change-dateofficers · CH03
- 2020-08-21📄change-person-director-company-with-change-dateofficers · CH01
- 2020-08-21📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-10-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-10-31📄change-person-secretary-company-with-change-dateofficers · CH03
- 2019-10-31📄change-person-director-company-with-change-dateofficers · CH01
- 2002-08-20➖MECHAN, Raymond Peter resigneddirector
- 1999-02-01➕MECHAN, Raymond Peter appointeddirector
- 1999-01-31➖HAMILTON, Marie Josephine resigneddirector
- 1999-01-31➖THOMPSON, John Barriskill resigneddirector
- 1997-06-27🔒Charge registered #2Lender: The Governor and Company of the Bank of Scotland
- 1994-02-28➕THOMPSON, Elizabeth Anne appointeddirector
- 1993-02-28➖THOMPSON, Elizabeth Anne resigneddirector
- 1991-01-17🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 1990-08-28➕HAMILTON, Marie Josephine appointeddirector
- 1990-08-28➕THOMPSON, John Barriskill appointeddirector
- 1990-01-24🏢Company incorporatedAs ETTRICK COMPUTER SERVICES LIMITED
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 32 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 71 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
96/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 71 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 32 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 36 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Frederick Thomas Thompson Individual · Scottish · DOB 09/1956 · age 70 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mrs Elizabeth Anne Thompson Individual · Scottish · DOB 07/1955 · age 71 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| IQX LIMITED→ SC171786 · est 1997 | — | — | — | 2000 | 29y | 81 | 67y |
| AND WE DO THIS LTD→ SC319529 · est 2007 | — | — | — | 100 | 19y | 80 | 59y |
| ANN ARBOR PUBLISHERS LIMITED→ 02773739 · est 1992 | — | — | £307.0k | — | 33y | 80 | 83y |
| APTEK (SCOTLAND) LIMITED→ SC303050 · est 2006 | — | — | — | 2 | 20y | 80 | 64y |
| ARROWSMITH, BOWMAN & FLETCHER LIMITED→ SC332071 · est 2007 | — | — | — | 100 | 18y | 80 | 70y |
| RCA BUSINESS SOLUTIONS LTD→ SC282320 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| RED BOX CONSULTANTS LTD→ 12145045 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| RED COLLAR CONSULTING LIMITED→ 09084272 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| SINGING FOR ALL LTD→ 11559308 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| STRIVE DIGITAL LTD→ 10263566 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| SWG KILLEN LIMITED→ 15699312 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| THE UNTANGLED KNOT LIMITED→ 17106726 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1990-01-24
Jurisdictionscotland
Primary SIC61900 — Other telecommunications activities
Registered office
5 Balnagowan Road
Selkirk
TD7 4JE
Scotland
Filing status
Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2027-02-07
Last: 2026-01-24
Officers (3 active · 4 resigned)
Active
THOMPSON, Elizabeth Anne→
Activedirector · ~71y · appointed 1994-02-28
View their other companies + combined net worth →
Active
HAMILTON, Marie Josephine→
Resigneddirector · ~100y · appointed 1990-08-28 · resigned 1999-01-31
MECHAN, Raymond Peter→
Resigneddirector · ~70y · appointed 1999-02-01 · resigned 2002-08-20
THOMPSON, Elizabeth Anne→
Resigneddirector · ~71y · resigned 1993-02-28
THOMPSON, John Barriskill→
Resigneddirector · ~104y · appointed 1990-08-28 · resigned 1999-01-31
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 27/06/1997 | 24/06/2021 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 17/01/1991 | 24/06/2021 |
Recent filings (105 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-05
accounts-amended-with-accounts-type-total-exemption-full
accounts · AAMD
2023-11-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-10-26
mortgage-satisfy-charge-full
mortgage · MR04
2021-06-24
mortgage-satisfy-charge-full
mortgage · MR04
2021-06-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-02-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-01-28