LOCHABER CITIZENS ADVICE BUREAU

🌳Matureactive
SC128069 · private-limited-guarant-nsc-limited-exemption · incorporated 1990-10-24
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
81/100
Exceptional
🔔
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What this business does
Primary activity: Other information service activities n.e.c.
Sector: Information & communication
Investor take
Pursue
Strong opportunity: active trading company with exceptional profile and bankable structure.

Opportunity 81/100 (exceptional), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: low (49/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
65 officers (7 active, 65 linked, 59 with DOB)
88
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
2 connected companies via shared directors
51
Filing history
208 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
81/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
3
filings
  • 2 officers
  • 1 confirmation-statement
Last 180 days
3
filings
  • 2 officers
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (143 events)Click to expand
  1. 2026-03-03
    📄
    replacement-filing-of-director-appointment-with-name
    officers · RP01AP01
  2. 2026-02-06
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  3. 2026-01-27
    SHEARER, Moira resigned
    director
  4. 2025-10-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2024-12-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2024-10-14
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  7. 2024-10-14
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  8. 2024-10-08
    DEAN, Karen appointed
    director
  9. 2024-10-08
    WINEBERG, Abigail Anne appointed
    director
  10. 2023-12-04
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  11. 2023-11-28
    LYNN, Dorothy Ross resigned
    director
  12. 2023-10-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2023-02-27
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  14. 2023-02-25
    HATMAKER, Jefffery Lynn resigned
    director
  15. 2023-01-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2023-01-04
    📄
    statement-of-companys-objects
    change-of-constitution · CC04
  17. 2023-01-04
    📄
    memorandum-articles
    incorporation · MA
  18. 2023-01-04
    📄
    resolution
    resolution · RESOLUTIONS
  19. 2022-12-16
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  20. 2022-12-16
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  21. 2022-12-16
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  22. 2022-12-16
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  23. 2022-12-15
    CAMERON, Kirsty resigned
    director
  24. 2022-12-15
    HATMAKER, Jefffery Lynn appointed
    director
  25. 2022-12-15
    MARSHALL, Stephen Richard resigned
    director
  26. 2022-12-15
    MR CALUM MACKINNON resigned
    corporate-director
  27. 2021-12-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  28. 2020-12-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  29. 2018-09-18
    MACKINNON, Calum Ian appointed
    director
  30. 2018-09-18
    CAMERON, Kirsty appointed
    director
  31. 2018-09-18
    COBURN, Angela resigned
    director
  32. 2018-09-18
    MR CALUM MACKINNON appointed
    corporate-director
  33. 2017-09-26
    HARLING, Linda resigned
    director
  34. 2017-09-26
    LYNN, Dorothy Ross appointed
    director
  35. 2016-09-20
    CLEPHAN, Christine resigned
    director
  36. 2016-09-20
    MACLEOD, Roderick resigned
    director
  37. 2015-09-23
    COBURN, Angela appointed
    director
  38. 2015-09-23
    HARLING, Linda appointed
    director
  39. 2015-07-30
    MACKINNON, Calum Ian resigned
    director
  40. 2014-09-24
    SHEARER, Moira appointed
    director
  41. 2014-03-14
    HOLDEN, James resigned
    director
  42. 2013-09-24
    RALPH, Margaret Veronica resigned
    director
  43. 2012-10-24
    HEATHCOTE, Geoffrey Matthew resigned
    director
  44. 2011-09-29
    CHADNEY, Susan Patricia resigned
    director
  45. 2011-09-29
    HEATHCOTE, Jenny Ann resigned
    director
  46. 2011-09-29
    MACKINNON, Calum Ian appointed
    director
  47. 2010-09-29
    CLEPHAN, Christine appointed
    director
  48. 2010-09-29
    HEATHCOTE, Geoffrey Matthew appointed
    director
  49. 2010-09-29
    HOLDEN, James appointed
    director
  50. 2008-09-23
    CHADNEY, Susan Patricia appointed
    director
Showing most recent 50 of 143 events

Owner dependency

65/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • -6 active directors: Broader management team in place — suggests transferable governance.
  • +Long-tenure founder: Senior director has been in place 33 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 83 — succession pressure is live.

Succession & seller-readiness

80/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 83 years old. Natural succession window is now.
  • primary20+ year tenure: Director in role 33 years. Very long tenure is a classic succession signal.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeprivate-limited-guarant-nsc-limited-exemption
Incorporated1990-10-24
Jurisdictionscotland
Primary SIC63990 — Other information service activities n.e.c.

Registered office

Dudley Road
Fort William
Inverness Shire
PH33 6JB

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-15
Last: 2025-10-01

Officers (7 active · 58 resigned)

WALLACE, Mabel Wilson
secretary · appointed 2007-08-28
View their other companies + combined net worth →
Active
ALLAN, Cherryl Scott
director · ~75y · appointed 1993-10-07
View their other companies + combined net worth →
Active
DEAN, Karen
director · ~58y · appointed 2024-10-08
View their other companies + combined net worth →
Active
MACKINNON, Calum Ian
director · ~72y · appointed 2018-09-18
View their other companies + combined net worth →
Active
RUMNEY, Richard Arthur
director · ~83y · appointed 2001-10-02
View their other companies + combined net worth →
Active
WALLACE, Donald Gordon Paterson
director · ~80y · appointed 2002-07-01
View their other companies + combined net worth →
Active
WINEBERG, Abigail Anne
director · ~67y · appointed 2024-10-08
View their other companies + combined net worth →
Active
SHAW, David William
secretary · appointed 2001-09-25 · resigned 2007-05-15
Resigned
MACARTHUR STEWART+CO.
corporate-secretary · appointed 1990-10-24 · resigned 1996-09-09
Resigned
MACPHEE AND PARTNERS
corporate-secretary · appointed 1996-09-09 · resigned 2000-09-26
Resigned
ANDERSON, Howard Michael
director · ~80y · appointed 1996-09-17 · resigned 2003-09-23
Resigned
ASKER, Rhian
director · ~66y · appointed 1996-09-17 · resigned 1998-09-22
Resigned
BRADY, James Hugh
director · ~94y · appointed 1993-06-09 · resigned 1996-08-01
Resigned
BUCHAN, Sheila
director · ~80y · appointed 1997-09-16 · resigned 1998-05-29
Resigned
BURNETT, Marion
director · ~88y · appointed 2002-04-16 · resigned 2003-09-23
Resigned
CAMERON, Kirsty
director · ~59y · appointed 2018-09-18 · resigned 2022-12-15
Resigned
CHADNEY, Susan Patricia
director · ~77y · appointed 2008-09-23 · resigned 2011-09-29
Resigned
CLEPHAN, Christine
director · ~74y · appointed 2010-09-29 · resigned 2016-09-20
Resigned
COBURN, Angela
director · ~58y · appointed 2015-09-23 · resigned 2018-09-18
Resigned
COWAN, Jo Elisabeth
director · ~67y · appointed 1993-06-09 · resigned 1996-07-12
Resigned

Click a director name to see their full track record across all companies.

Recent filings (208 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-03
replacement-filing-of-director-appointment-with-name
officers · RP01AP01
2026-03-03
termination-director-company-with-name-termination-date
officers · TM01
2026-02-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-21
appoint-person-director-company-with-name-date
officers · AP01
2024-10-14
appoint-person-director-company-with-name-date
officers · AP01
2024-10-14
termination-director-company-with-name-termination-date
officers · TM01
2023-12-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-27
termination-director-company-with-name-termination-date
officers · TM01
2023-02-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-10
statement-of-companys-objects
change-of-constitution · CC04
2023-01-04
memorandum-articles
incorporation · MA
2023-01-04