AYRSHIRE MOTOR FACTORS LIMITED

🌳Matureactive
SC128561 · ltd · incorporated 1990-11-15
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 33.7y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
—
book net assets
Opportunity
82/100
Exceptional
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Retail trade of motor vehicle parts and accessories
Sector: Wholesale & retail
Investor take
Pursue
Active trading company with a 65-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (83/100, director aged 65). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 33.7y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 33.7 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
7 officers (3 active, 7 linked, 5 with DOB)
84
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
99 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Jan 2024Jan 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-01-312024-01-31
Average employees400400

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
  1. 2025-09-15
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-06-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2023-07-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2023-06-26
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  5. 2023-06-26
    🔓
    Charge satisfied #1
  6. 2022-07-12
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2022-03-28
    📄
    capital-allotment-shares
    capital · SH01
  8. 2021-04-15
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2020-04-15
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2019-07-15
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2018-07-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2017-06-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2016-09-02
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  14. 2015-11-19
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  15. 2015-10-06
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2014-12-16
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  17. 1992-08-17
    🔒
    Charge registered #1
    Lender: The Governor and Company of the Bank of Scotland
  18. 1992-02-01
    ➕
    CAMPBELL, Kimberley appointed
    director
  19. 1991-11-15
    ➖
    PATON, Gerard resigned
    director
  20. 1991-04-05
    ➖
    CAMPBELL, Kimberley resigned
    director
  21. 1991-04-05
    ➕
    PATON, Gerard appointed
    director
  22. 1990-11-15
    🏢
    Company incorporated
    As AYRSHIRE MOTOR FACTORS LIMITED
  23. 1990-11-15
    ➕
    CAMPBELL, Kimberley appointed
    secretary
  24. 1990-11-15
    ➕
    CAMPBELL, Andrew Jenkins appointed
    director
  25. 1990-11-15
    ➕
    MABBOTT, Lesley appointed
    nominee-secretary
  26. 1990-11-15
    ➖
    MABBOTT, Lesley resigned
    nominee-secretary
  27. 1990-11-15
    ➕
    CAMPBELL, Kimberley appointed
    director
  28. 1990-11-15
    ➕
    MABBOTT, Stephen appointed
    nominee-director
  29. 1990-11-15
    ➖
    MABBOTT, Stephen resigned
    nominee-director

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 35 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 65 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

86/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 35 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 35 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Andrew Jenkins Campbell
Individual · British · DOB 08/1963 · age 63
50–75%
50–75%board control50-75% shares · 50-75% voting · board control06/04/2016
Kimberley Campbell
Individual · British · DOB 08/1961 · age 65
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Automotive · KA postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
KERR AND SMITH (CUMNOCK) LIMITED→
SC106800 · est 1987
£859.6k
£687.7k–£1.03M
——340038y8462y
COLVINS S.P.S. LIMITED→
SC212368 · est 2000
——£13.7k—25y8262y
JOHN M. PATERSON LTD.→
SC321496 · est 2007
———1619y8264y
KERR AND SMITH (AYR) LIMITED→
SC182558 · est 1998
———1328y8281y
MACLEAY MOTOR ENGINEERING LIMITED→
SC214626 · est 2001
——£1.75M—25y8260y
MAYBANK MOTORS LIMITED→
SC164609 · est 1996 · no financials extracted
————30y8267y
PARKER BROS. (KILMARNOCK) LIMITED→
SC040009 · est 1964
——£109.0k—62y8259y
RIGHTCARS LIMITED→
SC245622 · est 2003
————23y8261y
STUART MACDONALD CARS LTD.→
SC152462 · est 1994
——£286.5k—31y8258y
BIKE AYR LTD.→
SC349414 · est 2008
————17y8062y
BJ'S AUTOSHOP LIMITED→
SC260605 · est 2003
——£102.4k—22y8067y
SMOKN LIMITED→
SC266659 · est 2004 · no financials extracted
————21y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1990-11-15
Jurisdictionscotland
Primary SIC45320 — Retail trade of motor vehicle parts and accessories

Registered office

48 Glasgow Street
Ardrossan
Ayrshire
KA22 8EH

Filing status

Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2026-11-29
Last: 2025-11-15

Officers (3 active · 4 resigned)

CAMPBELL, Kimberley→
secretary · appointed 1990-11-15
View their other companies + combined net worth →
Active
CAMPBELL, Andrew Jenkins→
director · ~63y · appointed 1990-11-15
View their other companies + combined net worth →
Active
CAMPBELL, Kimberley→
director · ~65y · appointed 1992-02-01
View their other companies + combined net worth →
Active
MABBOTT, Lesley→
nominee-secretary · appointed 1990-11-15 · resigned 1990-11-15
Resigned
CAMPBELL, Kimberley→
director · ~65y · appointed 1990-11-15 · resigned 1991-04-05
Resigned
MABBOTT, Stephen→
nominee-director · ~76y · appointed 1990-11-15 · resigned 1990-11-15
Resigned
PATON, Gerard→
director · ~64y · appointed 1991-04-05 · resigned 1991-11-15
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Floating charge1 property17/08/199226/06/2023

Recent filings (99 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-22
accounts-with-accounts-type-micro-entity
accounts · AA
2025-09-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-26
accounts-with-accounts-type-micro-entity
accounts · AA
2024-06-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-17
accounts-with-accounts-type-micro-entity
accounts · AA
2023-07-21
mortgage-satisfy-charge-full
mortgage · MR04
2023-06-26
confirmation-statement-with-updates
confirmation-statement · CS01
2022-11-24
accounts-with-accounts-type-micro-entity
accounts · AA
2022-07-12
capital-allotment-shares
capital · SH01
2022-03-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-22
accounts-with-accounts-type-micro-entity
accounts · AA
2021-04-15
confirmation-statement-with-updates
confirmation-statement · CS01
2021-01-07
accounts-with-accounts-type-micro-entity
accounts · AA
2020-04-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-12-02