BANCON HOMES (DEESIDE) LIMITED

🌳Matureactive
SC128711 · ltd · incorporated 1990-11-27
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
72/100
Strong
🔔
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What this business does
Primary activity: Construction of domestic buildings
Sector: Construction
Investor take
Pursue
Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 72/100 (strong), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (38/100).

🏦

Refinance opportunity

19 live charges · 5 lenders · oldest 35.3y

25/100
too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

  • · Oldest live charge is 35.3 years old — likely at or near maturity.
  • · 5 lenders named — inter-creditor friction likely.
  • · Legal-friction score 53/100 (high).

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
19 charges (19/19 with lender, 19/19 with type)
90
Directors & officers
15 officers (3 active, 15 linked, 12 with DOB)
86
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
9 connected companies via shared directors
72
Filing history
151 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Average employees00

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (80 events)Click to expand
  1. 2025-08-12
    📄
    accounts-with-accounts-type-full
    accounts · AA
  2. 2024-12-02
    📄
    accounts-with-accounts-type-small
    accounts · AA
  3. 2024-09-30
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  4. 2024-09-30
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  5. 2024-09-30
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  6. 2024-09-18
    ➕
    ADAMSON, James appointed
    director
  7. 2024-09-18
    ➕
    TOSH, James David appointed
    director
  8. 2024-09-18
    ➖
    MCCOLGAN, Kevin James resigned
    director
  9. 2023-12-08
    📄
    accounts-with-accounts-type-small
    accounts · AA
  10. 2023-09-29
    ➖
    IRVINE, John Christopher resigned
    director
  11. 2023-09-29
    ➕
    MCCOLGAN, Kevin James appointed
    director
  12. 2023-09-29
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  13. 2023-09-29
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  14. 2023-07-17
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  15. 2023-07-04
    ➖
    CLOW, Allan James resigned
    director
  16. 2022-08-05
    📄
    accounts-with-accounts-type-small
    accounts · AA
  17. 2021-08-24
    📄
    accounts-with-accounts-type-small
    accounts · AA
  18. 2021-04-01
    📄
    accounts-with-accounts-type-small
    accounts · AA
  19. 2019-07-22
    ➖
    BURNETT OF LEYS, James Comyn Amherst resigned
    director
  20. 2019-07-22
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  21. 2019-07-05
    📄
    accounts-with-accounts-type-small
    accounts · AA
  22. 2018-07-04
    📄
    accounts-with-accounts-type-small
    accounts · AA
  23. 2017-11-07
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  24. 2017-11-01
    ➕
    TWEEDIE, Andrew Hamilton appointed
    director
  25. 2015-11-23
    ➕
    CLOW, Allan James appointed
    director
  26. 2015-09-18
    ➖
    CASSIDY, David resigned
    secretary
  27. 2015-08-28
    ➖
    INNES, Iain Baxter resigned
    director
  28. 2015-02-02
    ➕
    IRVINE, John Christopher appointed
    director
  29. 2014-09-12
    ➖
    BEATTIE, William resigned
    director
  30. 2014-09-03
    🔒
    Charge registered #19
    Lender: Santander UK PLC
  31. 2014-08-28
    🔓
    Charge satisfied #17
  32. 2014-08-28
    🔓
    Charge satisfied #16
  33. 2014-08-28
    🔓
    Charge satisfied #15
  34. 2014-08-28
    🔓
    Charge satisfied #14
  35. 2014-08-28
    🔓
    Charge satisfied #13
  36. 2014-08-28
    🔓
    Charge satisfied #12
  37. 2014-08-28
    🔓
    Charge satisfied #11
  38. 2014-08-28
    🔓
    Charge satisfied #7
  39. 2014-08-28
    🔓
    Charge satisfied #6
  40. 2014-08-28
    🔓
    Charge satisfied #2
  41. 2014-08-28
    🔓
    Charge satisfied #1
  42. 2014-08-28
    🔓
    Charge satisfied #3
  43. 2014-08-21
    🔒
    Charge registered #18
    Lender: Santander UK PLC
  44. 2014-06-06
    ➕
    INNES, Iain Baxter appointed
    director
  45. 2011-07-07
    🔒
    Charge registered #17
    Lender: Clydesdale Bank PLC
  46. 2010-10-01
    ➖
    SHARP, Ian resigned
    director
  47. 2010-06-24
    🔒
    Charge registered #16
    Lender: Clydesdale Bank PLC
  48. 2010-05-01
    ➕
    CASSIDY, David appointed
    secretary
  49. 2010-04-30
    ➖
    SHARP, Ian resigned
    secretary
  50. 2007-05-14
    🔒
    Charge registered #15
    Lender: Clydesdale Bank Public Limited Company
Showing most recent 50 of 80 events

Owner dependency

50/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

Succession & seller-readiness

30/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Bancon Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Bancon Group Limited
Corporate parent · holds 75-100% shares
ultimate parent
⬇
BANCON HOMES (DEESIDE) LIMITED
This company · SC128711

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Bancon Group Limited
Corporate entity
75–100%
—75-100% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1990-11-27
Jurisdictionscotland
Primary SIC41202 — Construction of domestic buildings

Registered office

Burnett House
Burn O'Bennie Road
Banchory
Aberdeenshire
AB31 5ZU
Scotland

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-09-26
Last: 2025-09-12

Officers (3 active · 12 resigned)

ADAMSON, James→
director · ~36y · appointed 2024-09-18
View their other companies + combined net worth →
Active
TOSH, James David→
director · ~52y · appointed 2024-09-18
View their other companies + combined net worth →
Active
TWEEDIE, Andrew Hamilton→
director · ~50y · appointed 2017-11-01
View their other companies + combined net worth →
Active
CASSIDY, David→
secretary · appointed 2010-05-01 · resigned 2015-09-18
Resigned
MIDDLETON, Sandra Elizabeth→
nominee-secretary · appointed 1990-11-27 · resigned 1990-12-13
Resigned
SHARP, Ian→
secretary · appointed 1990-12-14 · resigned 2010-04-30
Resigned
BEATTIE, William→
director · ~68y · appointed 2001-04-26 · resigned 2014-09-12
Resigned
BURNETT OF LEYS, James Comyn Amherst→
director · ~85y · appointed 1990-12-13 · resigned 2019-07-22
Resigned
CLOW, Allan James→
director · ~57y · appointed 2015-11-23 · resigned 2023-07-04
Resigned
GARDEN, Frank→
director · ~79y · appointed 1990-12-13 · resigned 2002-11-29
Resigned
INNES, Iain Baxter→
director · ~65y · appointed 2014-06-06 · resigned 2015-08-28
Resigned
IRVINE, John Christopher→
director · ~63y · appointed 2015-02-02 · resigned 2023-09-29
Resigned
MCCOLGAN, Kevin James→
director · ~55y · appointed 2023-09-29 · resigned 2024-09-18
Resigned
MCNIVEN, Alan Ross→
nominee-director · ~76y · appointed 1990-11-27 · resigned 1990-12-13
Resigned
SHARP, Ian→
director · ~71y · appointed 1991-04-26 · resigned 2010-10-01
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

19
Total charges
2
Outstanding
1
Active lenders
Status:Lender:19 of 19 shown
TypeProperties
outstanding
Santander
Santander UK PLC
A registered charge1 property03/09/2014—
outstanding
Santander
Santander UK PLC
A registered charge—21/08/2014—
satisfied
Virgin Money
Clydesdale Bank PLC
Floating charge1 property07/07/201128/08/2014
satisfied
Virgin Money
Clydesdale Bank PLC
Standard security1 property24/06/201028/08/2014
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Standard security2 properties14/05/200728/08/2014
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property03/05/200528/08/2014
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property10/10/200328/08/2014
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property16/01/200228/08/2014
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property15/02/200128/08/2014
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property20/03/199830/08/2000
satisfied
Cala Management
Cala Management Limited
Standard security1 property20/03/199830/08/2000
satisfied
Cala Management
Cala Management Limited
Bond & floating charge1 property05/03/199830/08/2000
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property09/06/199428/08/2014
satisfied
Cala
Cala PLC
Standard security1 property09/06/199428/08/2014
satisfied
Cala
Cala PLC
Bond & floating charge1 property25/04/199430/08/2000
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property20/02/199128/08/2014
satisfied
Cala
Cala PLC
Standard security1 property20/02/199128/08/2014
satisfied
Cala
Cala PLC
Bond & floating charge1 property31/01/199121/06/1994
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Floating charge1 property09/01/199128/08/2014
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (151 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-16
accounts-with-accounts-type-full
accounts · AA
2025-08-12
accounts-with-accounts-type-small
accounts · AA
2024-12-02
appoint-person-director-company-with-name-date
officers · AP01
2024-09-30
appoint-person-director-company-with-name-date
officers · AP01
2024-09-30
termination-director-company-with-name-termination-date
officers · TM01
2024-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-25
accounts-with-accounts-type-small
accounts · AA
2023-12-08
termination-director-company-with-name-termination-date
officers · TM01
2023-09-29
appoint-person-director-company-with-name-date
officers · AP01
2023-09-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-13
termination-director-company-with-name-termination-date
officers · TM01
2023-07-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-12
accounts-with-accounts-type-small
accounts · AA
2022-08-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-16