WISE SERVICES LIMITED
- · Oldest live charge 31.8y old — refinance window within 12 months
Opportunity 65/100 (strong), bankability 75/100. Strong seller-intent signal (65/100, director aged 64). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Company dissolved. Company has been dissolved — it no longer legally exists. Any diligence here is historical only. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
1 live charge · oldest 31.8y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 31.8 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: low (52/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
Corporate timeline (74 events)Click to expand
- 2019-12-31📄gazette-dissolved-voluntarygazette · GAZ2(A)
- 2019-12-31🏁Company dissolved
- 2019-10-15📄gazette-notice-voluntarygazette · GAZ1(A)
- 2019-10-03📄dissolution-application-strike-off-companydissolution · DS01
- 2018-10-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2018-10-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2018-10-08📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2018-06-26📄accounts-with-accounts-type-dormantaccounts · AA
- 2018-04-12📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2018-04-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2018-04-12📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2018-03-31➖RUSSELL, Laurie resigneddirector
- 2018-01-22➕DUFFY, Sean appointeddirector
- 2017-11-20➕MCWILLIAMS, Suzanne appointedsecretary
- 2017-11-10➖HEPBURN, Jacqueline Margaret resignedsecretary
- 2017-10-02📄accounts-with-accounts-type-dormantaccounts · AA
- 2017-04-20📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2017-01-01➕HEPBURN, Jacqueline Margaret appointedsecretary
- 2016-07-04📄accounts-with-accounts-type-dormantaccounts · AA
- 2016-04-25📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-07-09📄accounts-with-accounts-type-dormantaccounts · AA
- 2015-04-08📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-06-25📄accounts-with-accounts-type-dormantaccounts · AA
- 2014-04-28📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-04-28📄change-person-director-company-with-change-dateofficers · CH01
- 2013-11-13📄termination-director-company-with-nameofficers · TM01
- 2013-07-03📄accounts-with-accounts-type-dormantaccounts · AA
- 2013-06-21➖ANDERSON, Keith Stuart resigneddirector
- 2013-05-08📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2009-10-01➕PATRICK, Stuart Leslie appointeddirector
- 2009-06-26➖GARMORY, Carron Ann resignedsecretary
- 2009-06-26➕ANDERSON, Keith Stuart appointeddirector
- 2009-06-26➖STRETTON, James resigneddirector
- 2008-10-10➕RUSSELL, Laurie appointeddirector
- 2008-07-04➖INCH, Stephen John resigneddirector
- 2005-12-31➖NICOLL, David resigneddirector
- 2005-03-11➖CUMBERLIDGE, George Arthur resignedsecretary
- 2005-03-11➕GARMORY, Carron Ann appointedsecretary
- 2002-12-20➕INCH, Stephen John appointeddirector
- 2002-12-13➖MCNULTY, Desmond resigneddirector
- 2002-06-07➕MCNULTY, Desmond appointeddirector
- 2002-06-07➕STRETTON, James appointeddirector
- 2002-03-11➕CUMBERLIDGE, George Arthur appointedsecretary
- 2002-03-11➖MOWAT, Gordon John Holmes resigneddirector
- 2001-11-01➖MCKINLAY, Peter, Cbe resigneddirector
- 2001-11-01➖MCNULTY, Desmond resigneddirector
- 2001-11-01➕MOWAT, Gordon John Holmes appointeddirector
- 2001-11-01➕NICOLL, David appointeddirector
- 2001-11-01➖SINCLAIR, Alan Anthony resigneddirector
- 2000-09-08➖OGILVIE, Martin Russell resignedsecretary
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 17 years.
- secondaryStable-but-static management: Company is 35 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 high ·Company has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2019-12-31
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Professional services · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ATHENA CONSULT LTD→ SC655717 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ATHLETE ORIGIN LTD→ SC708117 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ATM MANAGEMENT & CONSULTING LTD→ SC404793 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| ATMOSFUTURE INNOVATIONS LIMITED→ SC869684 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AUDIOELEMENTS (SCOTLAND) LIMITED→ SC834885 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AUDIT CENTRIC LIMITED→ SC451452 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| AULD KIRK DEVELOPMENTS LIMITED→ SC547247 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| AVIDITY GROUP LIMITED→ SC513441 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| AVZO LIMITED→ SC779045 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AW ACCOUNTING SOLUTIONS LTD→ SC741892 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AWAISI & CO LTD→ SC380470 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| AWL CONSULTANCY (SCOTLAND) LTD→ SC787316 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (0 active · 23 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 20/06/1994 | — |