ORKNEY HOMES TRUST LIMITED

🌳Matureactive

SC132048 · private-limited-guarant-nsc · incorporated 1991-05-29

Investment thesis

Property vehicle with leveraged stack — refinance / partial-release angle.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 19.6y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2024

Net worth

£161.5k

book net assets

Opportunity

83/100

Exceptional

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What this business does

Primary activity: Buying and selling of own real estate

Sector: Real estate

Investor take

Pursue

Property-backed borrower with a 78-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 75/100. Strong seller-intent signal (73/100, director aged 78). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

3 live charges · 2 lenders · oldest 19.6y

50/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 19.6 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 30/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (64/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed

Lenders & charges

3 charges (3/3 with lender, 3/3 with type)

Directors & officers

33 officers (8 active, 33 linked, 29 with DOB)

Ownership & PSC

No PSCs filed (unusual — worth investigating)

Director network

2 connected companies via shared directors

Filing history

142 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →

Opportunity Score

83/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102

Positive net assets

Net assets £161,474

Key financials

1 year extracted from filed iXBRL accounts

Cash

£42k

Net Worth

£161k

Current Assets

£42k

Current Liabilities

—

Financials

Extracted from Companies House accounts · FRS 102

Metric	2024-03-31
Total assets	£161.5k
Current assets	£42.4k
Cash	£41.7k
Debtors	£718
Net assets	£161.5k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (82 events)Click to expand

2025-10-29
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-28
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-02-27
➕
TULLOCK, David Robert appointed
director
2024-08-26
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-08
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-03
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-02-28
➕
CAMPBELL, Marion Jane Mason appointed
director
2022-12-06
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-08-30
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-08-30
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-08-26
➖
RICHARDS, John Thomas resigned
director
2022-08-26
➖
SUTHERLAND, Kathleen Ann resigned
director
2022-07-04
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-06-30
➕
HORROBIN, Robert appointed
director
2022-04-21
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-04-07
➕
KEMP, Ray appointed
director
2021-11-11
📄
termination-director-company-with-name-termination-date
officers · TM01
2021-10-14
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-10-08
➖
STOUT, William resigned
director
2021-07-02
📄
termination-director-company-with-name-termination-date
officers · TM01
2021-07-01
➖
MOORE, Anne Park resigned
director
2020-12-18
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-08-29
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-08-04
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2018-09-06
📄
appoint-person-director-company-with-name-date
officers · AP01
2018-09-03
➕
STOUT, William appointed
director
2018-08-02
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-06-12
➖
JOHNSON, Arthur Keith resigned
director
2018-02-12
➖
WALLS, Dennis John resigned
director
2017-12-07
➕
MURRAY, John Fraser appointed
director
2015-09-08
➕
RICHARDS, John Thomas appointed
director
2015-08-01
➕
WHITTON, Anne Elizabeth appointed
secretary
2015-08-01
➖
ORKNEY ISLANDS COUNCIL resigned
corporate-secretary
2015-07-21
➖
SCOTT, Peter Norman resigned
director
2012-08-21
➖
DULIEU, Melvyn resigned
director
2012-07-03
➕
MCGINN, Andrew Ronald appointed
director
2011-05-17
➕
MOORE, Anne Park appointed
director
2011-03-30
➕
DULIEU, Melvyn appointed
director
2011-03-02
➖
CAMPBELL, Norma Mary resigned
director
2010-09-07
➕
ORKNEY ISLANDS COUNCIL appointed
corporate-secretary
2010-08-18
🔓
Charge satisfied #3
2010-08-18
🔓
Charge satisfied #2
2010-07-30
➖
WATERSON, Gareth Owen resigned
secretary
2010-07-02
➖
HOURSTON, Ian Maurice resigned
director
2010-06-30
➖
HUTCHISON, Kathleen Jemima resigned
director
2010-05-18
➕
BARBOUR, William Hamilton appointed
director
2008-03-19
➕
SUTHERLAND, Kathleen Ann appointed
director
2008-01-30
➕
JOHNSON, Arthur Keith appointed
director
2007-09-26
➖
MCLEOD, Roderick Rutherford resigned
director
2007-08-20
➖
HARCUS, Samuel James resigned
director

Showing most recent 50 of 82 events

Owner dependency

65/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-7 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 78 — succession pressure is live.

Succession & seller-readiness

73/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
secondary12+ year tenure: Director in role 16 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Property · KW postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
CAITHNESS INVESTORS LTD→ SC383490 · est 2010	£317.5k £269.9k–£365.1k	—	£317.5k	—	15y	80	80y
BRORA PROPERTIES LIMITED→ SC262296 · est 2004	£71.9k £61.1k–£82.7k	—	£71.9k	—	22y	80	82y
ENTERPRISE PROPERTIES (ORKNEY) LIMITED→ SC327200 · est 2007	—	—	—	0	18y	83	64y
LOWS ORKNEY LIMITED→ SC372531 · est 2010	—	—	—	2800	16y	83	65y
BIRSAY COMMUNITY ASSOCIATION→ SC382404 · est 2010 · no financials extracted	—	—	—	—	15y	81	84y
A & C MACDONALD LTD→ SC870855 · est 2025 · no financials extracted	—	—	—	—	—	—	—
BALLOAN LIMITED→ SC211885 · est 2000 · no financials extracted	—	—	—	—	25y	—	—
KR HIGHLANDPROPERTIES LTD→ SC862446 · est 2025 · no financials extracted	—	—	—	—	—	—	—
ORKNEY BUILDERS LIMITED→ SC022960 · est 1944 · no financials extracted	—	—	—	—	81y	—	—
ORKNEY FINANCIAL AND PROPERTY CENTRE LTD.→ SC317373 · est 2007 · no financials extracted	—	—	—	—	19y	—	—
R AMIN PROPERTY DEVELOPMENT LTD→ SC736076 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
RC PROPERTY LETS LTD→ SC814833 · est 2024 · no financials extracted	—	—	—	—	1y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeprivate-limited-guarant-nsc

Incorporated1991-05-29

Jurisdictionscotland

Primary SIC68100 — Buying and selling of own real estate

Registered office

4 Gunn's Close

Kirkwall

Orkney

KW15 1DU

Scotland

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2026-05-31

Last: 2025-05-17