THE EPIC GROUP (SCOTLAND) LIMITED
Opportunity 79/100 (strong), bankability 67/100. Strong seller-intent signal (70/100, director aged 61). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
16 live charges · 5 lenders · oldest 34.9y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 34.9 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (73/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2023-08-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
- • 1 confirmation-statement
Corporate timeline (72 events)Click to expand
- 2025-10-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-03-24🔓Charge satisfied #17
- 2024-09-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-07-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-08-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-02📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-10-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-10-15🔒Charge registered #17Lender: Santander UK PLC as Security Trustee
- 2020-08-31📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-08-31📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-08-31📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-08-31📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-08-31📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-08-31🔓Charge satisfied #13
- 2020-08-31🔓Charge satisfied #7
- 2020-08-31🔓Charge satisfied #6
- 2020-08-31🔓Charge satisfied #5
- 2020-08-31🔓Charge satisfied #9
- 2020-08-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-08-13📄mortgage-charge-whole-release-with-charge-numbermortgage · MR05
- 2020-08-13📄mortgage-charge-whole-release-with-charge-numbermortgage · MR05
- 2020-08-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-08-13🔓Charge satisfied #4
- 2020-08-13🔓Charge satisfied #2
- 2019-09-06🔓Charge satisfied #14
- 2019-09-06🔓Charge satisfied #12
- 2019-09-06🔓Charge satisfied #8
- 2019-09-06🔓Charge satisfied #3
- 2019-08-12🔒Charge registered #16Lender: Together Commercial Finance Limited
- 2019-08-06🔒Charge registered #15Lender: Together Commercial Finance Limited
- 2017-04-12➖MASON, Catherine Mary resignedsecretary
- 2012-09-03➕MASON, Catherine Mary appointedsecretary
- 2012-09-03➖MORTON FRASER SECRETARIES LIMITED resignedcorporate-secretary
- 2007-05-28🔒Charge registered #14Lender: The Royal Bank of Scotland PLC
- 2006-10-06🔒Charge registered #13Lender: The Royal Bank of Scotland PLC
- 2006-01-20➖WILSON, Marissa resignedsecretary
- 2006-01-20➕MORTON FRASER SECRETARIES LIMITED appointedcorporate-secretary
- 2005-08-29➖MASON, Catherine Mary resignedsecretary
- 2005-08-29➕WILSON, Marissa appointedsecretary
- 2005-06-01➖COWE, William Duthie resigneddirector
- 2005-01-01➕COWE, William Duthie appointeddirector
- 2004-11-26🔓Charge satisfied #11
- 2003-11-26🔒Charge registered #11Lender: Macadam Leisure Limited
- 2003-11-20🔒Charge registered #12Lender: The Royal Bank of Scotland PLC
- 2003-10-27🔓Charge satisfied #10
- 2002-11-15🔒Charge registered #10Lender: Eagle Star Life Assurance Company Limited
- 2002-03-26➕MASON, Catherine Mary appointedsecretary
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 35 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 35 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 35 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Michael Duthie Wilson Individual · British · DOB 01/1965 · age 61 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
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| ABERDEEN COMPOSITE COMPANY (1248) LIMITED→ SC246599 · est 2003 | — | — | £7.6k | — | 23y | 82 | 74y |
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| BRIAN MURRAY CATERING SERVICES LIMITED→ SC190064 · est 1998 | — | — | £275.2k | — | 27y | 82 | 67y |
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 11 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Santander Santander UK PLC as Security Trustee | A registered charge | — | 15/10/2020 | 24/03/2025 | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 2 properties | 12/08/2019 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | — | 06/08/2019 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 28/05/2007 | 06/09/2019 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 06/10/2006 | 31/08/2020 | |
| satisfied | Macadam Leisure Macadam Leisure Limited | Standard security | 1 property | 26/11/2003 | 26/11/2004 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 20/11/2003 | 06/09/2019 | |
| satisfied | Eagle Star Life Assurance Company Eagle Star Life Assurance Company Limited | Bond & floating charge | 1 property | 15/11/2002 | 27/10/2003 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 26/11/2001 | 06/09/2019 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 14/07/1999 | 31/08/2020 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 22/03/1999 | 31/08/2020 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 29/07/1998 | 31/08/2020 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 30/12/1994 | 13/08/2020 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 2 properties | 27/04/1992 | 13/08/2020 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Floating charge | 1 property | 20/04/1992 | 06/09/2019 | |
| satisfied | Eagle Star Life Assurance Company Eagle Star Life Assurance Company Limited | Mortgage deed | 1 property | 08/07/1991 | 31/08/2020 |