NESS CASTLE LODGES LIMITED

🌳Matureactive

SC133788 · ltd · incorporated 1991-09-02

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Dec 2024

Net worth

£2.82M

book net assets

Opportunity

80/100

Exceptional

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What this business does

Primary activity: SIC 01500

Sector: Agriculture, forestry & fishing

ALSO REGISTERED FOR

55100Hotels and similar accommodation

Investor take

Pursue

Active trading company with a 77-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 67/100. Strong seller-intent signal (63/100, director aged 77). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

6 live charges · 5 lenders · oldest 32.3y

35/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Oldest live charge is 32.3 years old — likely at or near maturity.
· 5 lenders named — inter-creditor friction likely.
· Legal-friction score 30/100 — workable, but lender will want more DD.

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 2 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

6 charges (6/6 with lender, 6/6 with type)

Directors & officers

16 officers (5 active, 16 linked, 11 with DOB)

Ownership & PSC

3 active PSC(s) of 3 total, 3 with control declared

Director network

16 connected companies via shared directors

Filing history

164 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £2,824,522

Net assets shrinking

Down £73,660 YoY

Cash YoY

+37%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£65k

↑ 37% YoY

Net Worth

£2.8m

↓ 2.5% YoY

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2024-12-31	2023-12-31
Cash	£65.1k	£47.5k
Net assets	£2.82M	£2.90M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (55 events)Click to expand

2025-09-22
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-09
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-20
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-23
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-09-23
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-09-23
📄
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2022-08-10
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-01-13
📄
memorandum-articles
incorporation · MA
2022-01-13
📄
resolution
resolution · RESOLUTIONS
2021-09-29
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-11-05
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-10-01
📄
memorandum-articles
incorporation · MA
2020-10-01
📄
resolution
resolution · RESOLUTIONS
2020-07-14
📍
change-sail-address-company-with-old-address-new-address
address · AD02
2019-09-12
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-01-09
📄
termination-director-company-with-name-termination-date
officers · TM01
2018-12-25
➖
DUNCAN, Andrew Raymond resigned
director
2018-09-27
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2014-05-31
➖
MACKINTOSH, Laura Marianne resigned
director
2012-06-18
🔒
Charge registered #7
Lender: Clydesdale Bank PLC
2012-06-12
🔒
Charge registered #6
Lender: Clydesdale Bank PLC
2010-11-09
➕
DUNCAN, Andrew Raymond appointed
director
2010-11-09
➕
MACKINTOSH, Laura Marianne appointed
director
2010-09-07
🔓
Charge satisfied #5
2008-10-01
➕
SUTHERLAND, Caroline Anne appointed
director
2007-01-09
➖
CAMERON, Neil Stuart resigned
director
2007-01-09
➖
DAVID SCOTT, Philip resigned
director
2006-09-14
🔒
Charge registered #5
Lender: Inverness Estates Limited
2005-06-21
🔓
Charge satisfied #4
2005-03-22
➖
DUNCAN, Andrew Raymond resigned
director
2004-06-01
➖
GIRVAN, David Martin resigned
director
2004-05-21
➕
SUTHERLAND, Catriona appointed
director
2004-01-09
🔓
Charge satisfied #3
2004-01-09
🔓
Charge satisfied #2
2003-12-19
🔒
Charge registered #4
Lender: The Royal Bank of Scotland PLC
2003-10-30
➕
DUNCAN, Andrew Raymond appointed
director
2003-07-28
➖
BROWN, Henry Dickson Park resigned
director
2003-02-12
➕
SUTHERLAND, Caroline Anne appointed
secretary
2003-02-12
➖
TRACE, Marjory Bremner resigned
secretary
2001-01-08
🔒
Charge registered #3
Lender: Clydesdale Bank Public Limited Company
1998-03-16
➕
DAVID SCOTT, Philip appointed
director
1998-02-02
➖
SUTHERLAND, David Fraser resigned
secretary
1998-02-02
➕
TRACE, Marjory Bremner appointed
secretary
1997-03-27
➕
BROWN, Henry Dickson Park appointed
director
1994-01-13
🔒
Charge registered #2
Lender: The Governor and Company of the Bank of Scotland
1993-03-30
➕
GIRVAN, David Martin appointed
director
1992-10-06
➕
SUTHERLAND, Anne Marquis appointed
director
1992-07-29
➕
SUTHERLAND, David Fraser appointed
director
1992-07-29
➕
SUTHERLAND, David Fraser appointed
secretary
1992-07-29
➖
BLP FORMATIONS LIMITED resigned
corporate-nominee-secretary

Showing most recent 50 of 55 events

Owner dependency

73/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-4 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 34 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 77 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

90/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.
primary20+ year tenure: Director in role 34 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 35 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

3 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Ms Caroline Anne Clayton Individual · British · DOB 04/1975 · age 51	25–50%	—	25-50% shares	27/05/2021
Ms Catriona Gayle Ramsay Individual · British · DOB 05/1978 · age 48	25–50%	—	25-50% shares	27/05/2021
Mr David Fraser Sutherland Individual · British · DOB 04/1949 · age 77	—	—	sig. influencesignificant influence	15/07/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Agriculture · IV postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
LAID WOODLANDS AND LOCHANS LTD.→ SC178828 · est 1997 · no financials extracted	—	—	—	—	28y	—	—
MACINTYRE FINDON FARMS→ SC065858 · est 1978 · no financials extracted	—	—	—	—	47y	—	—
MOROV LTD→ SC760765 · est 2023 · no financials extracted	—	—	—	—	3y	—	—
NEWBIE SALMON FISHERIES (PROPERTY) LIMITED→ SC026061 · est 1948 · no financials extracted	—	—	—	—	78y	—	—
NEWTOAST LIMITED→ SC160567 · est 1995 · no financials extracted	—	—	—	—	30y	—	—
NORTH COAST WORKBOATS LTD→ SC715188 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
OCEAN TIGER FISHERIES LIMITED→ SC505818 · est 2015 · no financials extracted	—	—	—	—	10y	—	—
OCEIN SCOTLAND LIMITED→ SC737087 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
OLIVIA FISHING LTD→ SC738803 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
ORD STABLES LTD→ SC690220 · est 2021 · no financials extracted	—	—	—	—	5y	—	—
ORDHILL FARMS LIMITED→ SC389870 · est 2010 · no financials extracted	—	—	—	—	15y	—	—
ORION FISHING COMPANY LTD.→ SC294800 · est 2005 · no financials extracted	—	—	—	—	20y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated1991-09-02

Jurisdictionscotland

Primary SIC01500 — SIC 01500

Registered office

Oldtown Of Leys House

Culduthel

Inverness

IV2 6AE

Scotland

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2026-09-25

Last: 2025-09-11