SCOTTISH & NEWCASTLE UK LIMITED
- · Oldest live charge 34.1y old — refinance window within 12 months
Opportunity 53/100 (worth a look), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Company dissolved. Company has been dissolved — it no longer legally exists. Any diligence here is historical only. Most likely exit: strategic trade sale (63/100).
Refinance opportunity
4 live charges · 2 lenders · oldest 34.1y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 34.1 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 20/100 — clean.
Data confidence
Overall: low (52/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Mixed signal. Worth opening the full target workup before deciding to pursue.
Recent activity
Corporate timeline (79 events)Click to expand
- 2014-08-22📄gazette-dissolved-voluntarygazette · GAZ2(A)
- 2014-08-22🏁Company dissolved
- 2014-05-02📄gazette-notice-voluntarygazette · GAZ1(A)
- 2013-11-13📄dissolution-voluntary-strike-off-suspendeddissolution · SOAS(A)
- 2013-10-11📄gazette-notice-voluntarygazette · GAZ1(A)
- 2013-09-26📄dissolution-application-strike-off-companydissolution · DS01
- 2013-09-18📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2013-09-18📄legacycapital · SH20
- 2013-09-18⚠️legacyinsolvency · CAP-SS
- 2013-09-18📄resolutionresolution · RESOLUTIONS
- 2013-07-31📍change-registered-office-address-company-with-date-old-addressaddress · AD01
- 2012-11-14✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2012-11-14📄resolutionresolution · RESOLUTIONS
- 2012-11-07📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2012-10-30✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2012-10-30✏️change-of-name-noticechange-of-name · CONNOT
- 2012-09-06📄accounts-with-accounts-type-dormantaccounts · AA
- 2012-08-03📄change-person-director-company-with-change-dateofficers · CH01
- 2012-04-02📄termination-director-company-with-nameofficers · TM01
- 2012-03-31➖LOW, John Charles resigneddirector
- 2012-03-29📄appoint-person-director-company-with-nameofficers · AP01
- 2012-03-23➕TAYLOR-WELSH, Kelly appointeddirector
- 2011-11-09📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2011-11-09📄change-person-director-company-with-change-dateofficers · CH01
- 2011-11-09📄change-person-secretary-company-with-change-dateofficers · CH03
- 2011-10-19📄change-person-director-company-with-change-dateofficers · CH01
- 2011-10-10📄appoint-person-director-company-with-nameofficers · AP01
- 2011-10-10📄termination-director-company-with-nameofficers · TM01
- 2011-09-29➕PATERSON, Sean Michael appointeddirector
- 2011-09-29➖TEDFORD, Craig resigneddirector
- 2011-08-29➕LOW, John Charles appointeddirector
- 2011-08-29➖PAYNE, William John resigneddirector
- 2009-01-30➖AVES, Simon Howard resignedsecretary
- 2009-01-30➖AVES, Simon Howard resigneddirector
- 2009-01-23➕PAYNE, William John appointeddirector
- 2009-01-23➕TEDFORD, Craig appointeddirector
- 2009-01-16➕OLIVER, Anne Louise appointedsecretary
- 2008-08-28➕OLIVER, Anne Louise appointeddirector
- 2008-08-28➖IZATT, George Gordon Maclean resigneddirector
- 2008-07-31➖STEVENS, Mark resignedsecretary
- 2008-07-31➖STEVENS, Mark resigneddirector
- 2008-07-28➕AVES, Simon Howard appointedsecretary
- 2008-07-28➕AVES, Simon Howard appointeddirector
- 2003-11-03➖CRICHTON, Roger Wells resigneddirector
- 2003-11-03➕IZATT, George Gordon Maclean appointeddirector
- 2003-11-03➖LESLIE, John Stewart resigneddirector
- 2002-04-26➖HOMER, Neville Rex resignedsecretary
- 2002-04-22➕STEVENS, Mark appointedsecretary
- 2002-04-22➕STEVENS, Mark appointeddirector
- 2000-12-29➖HANNAH, Ian George resigneddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondary12+ year tenure: Director in role 18 years.
- secondaryStable-but-static management: Company is 34 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
2 high · 1 med ·Company has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2014-08-22
Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2013-09-18: legacy
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (0 active · 20 resigned)
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Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Alloa Brewery Company Alloa Brewery Company Limited | Standard security | 1 property | 22/10/1992 | 15/12/1995 | |
| satisfied | Alloa Brewery Company Alloa Brewery Company Limited | Floating charge | 1 property | 12/10/1992 | 15/12/1995 | |
| satisfied | Alloa Brewery Company Alloa Brewery Company Limited | Standard security | 1 property | 01/04/1992 | 15/12/1995 | |
| satisfied | Alloa Brewery Company Alloa Brewery Company LTD | Bond & floating charge | 1 property | 14/03/1992 | 15/12/1995 |