ISLE OF MUCK COMMUNITY ENTERPRISE LIMITED

🌳Matureactive

SC139386 · private-limited-guarant-nsc · incorporated 1992-07-20

Investment thesis

Looks cheap but ownership + security both unclear — probable value trap.

Why interesting: Headline metrics may be attractive.

Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 15.9y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

80/100

Exceptional

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What this business does

Primary activity: Other social work activities without accommodation n.e.c.

Sector: Human health & social work

Investor take

Pursue

Active trading company with a 80-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 80). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · oldest 15.9y

65/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 15.9 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 38/100 — workable, but lender will want more DD.

Data confidence

Overall: low (49/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

20 officers (6 active, 20 linked, 17 with DOB)

Ownership & PSC

No PSCs filed (unusual — worth investigating)

Director network

3 connected companies via shared directors

Filing history

108 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

• 3 officers
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (57 events)Click to expand

2025-12-12
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-12-10
➕
FICHTNER-IRVINE, Tobias appointed
director
2025-11-23
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2025-11-23
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2025-11-12
➕
MATHERS, Victoria appointed
secretary
2025-11-12
➖
MACEWEN, Ewen Christopher resigned
secretary
2025-11-12
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-14
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-07-14
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-07-14
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-07-14
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-07-14
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-07-03
➕
SATOR, Kristian appointed
director
2025-07-02
➕
MATHERS, Victoria Jo appointed
director
2025-07-01
➖
MATHERS, Sandy Colin resigned
director
2025-07-01
➖
MCGHEE, Clara Louise resigned
director
2024-11-21
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-03
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-02-13
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-02-10
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-02-10
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-02-10
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-02-09
➕
BIDWELL, Emily appointed
director
2023-02-09
➕
MCGHEE, Clara Louise appointed
director
2023-02-05
➖
GILLIES, Neil resigned
director
2023-02-04
➖
FITCHNER-IRVINE, Mary Ruth resigned
director
2022-12-21
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-11-04
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-04-26
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-04-26
📄
termination-director-company-with-name-termination-date
officers · TM01
2021-04-15
➕
GILLIES, Neil appointed
director
2021-04-15
➖
JOHNSON, Mark Richard resigned
director
2021-03-30
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2013-04-10
➕
JOHNSON, Mark Richard appointed
director
2013-04-10
➕
MATHERS, Sandy Colin appointed
director
2013-04-10
➖
MURPHY, Patrick John resigned
director
2013-04-10
🔒
Charge registered #2
Lender: Big Lottery Fund
2011-07-20
➕
FITCHNER-IRVINE, Mary Ruth appointed
director
2011-07-20
➖
MACEWEN, Jennifer Mary resigned
director
2010-06-09
🔒
Charge registered #1
Lender: Big Lottery Fund
2010-05-10
➕
MURPHY, Patrick John appointed
director
2010-05-10
➖
SOUTTER, Rosemary resigned
director
2003-09-18
➖
WALTERS, Bryan Thomas resigned
director
2003-03-21
➖
KETCHIN, Amanda Jane resigned
director
2003-03-01
➕
MACEWEN, Jennifer Mary appointed
director
2003-03-01
➕
SOUTTER, Rosemary appointed
director
2002-10-10
➕
WALTERS, Bryan Thomas appointed
director
2002-04-18
➕
MACEWEN, Ewen Christopher appointed
secretary
2002-04-15
➖
HARPER, Helen Caroline resigned
secretary
2002-04-15
➖
HARPER, Helen Caroline resigned
director

Showing most recent 50 of 57 events

Owner dependency

65/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-5 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 34 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 80 — succession pressure is live.

Succession & seller-readiness

80/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 80 years old. Natural succession window is now.
primary20+ year tenure: Director in role 34 years. Very long tenure is a classic succession signal.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

3 director resignations in last 12 months

medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: MACEWEN, Ewen Christopher resigned 2025-11-12; MATHERS, Sandy Colin resigned 2025-07-01; MCGHEE, Clara Louise resigned 2025-07-01

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

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FRONTIER SCIENCE (SCOTLAND) LIMITED→ SC220936 · est 2001 · no financials extracted	—	—	—	—	24y	83	79y
FIVE MILE LIMITED→ SC175449 · est 1997	—	—	—	0	28y	82	67y
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METHVEN PHARMACY LTD→ SC328789 · est 2007	—	—	—	0	18y	82	67y
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DEDRIDGE DENTAL CENTRE LIMITED→ SC372951 · est 2010	—	—	—	7	16y	80	61y
JORDANHILL MEDICAL SERVICES LTD.→ SC162287 · est 1995	—	—	—	100	30y	80	63y
MACS DEVELOPMENT LIMITED→ SC194874 · est 1999	—	—	£3.7k	—	27y	80	62y
PERTH AND KINROSS SOCIETY FOR THE BLIND→ SC205004 · est 2000 · no financials extracted	—	—	—	—	26y	—	—
PK SOCIAL CARE SERVICE LTD→ SC876227 · est 2026 · no financials extracted	—	—	—	—	—	—	—
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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeprivate-limited-guarant-nsc

Incorporated1992-07-20

Jurisdictionscotland

Primary SIC88990 — Other social work activities without accommodation n.e.c.

Registered office

The Power House

Isle Of Muck

Mallaig

PH41 2RP

Scotland

Filing status

Accounts

Next due: 2027-04-30

Last made up to: 2025-07-31

Confirmation statement

Next due: 2026-08-03

Last: 2025-07-20