JOHN CULLEN & SONS LTD.

🌳Matureactive
SC140525 · ltd · incorporated 1992-10-02
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 32.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2024
Net worth
—
book net assets
Opportunity
82/100
Exceptional
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What this business does
Primary activity: Plumbing, heat and air-conditioning installation
Sector: Construction
Investor take
Pursue
Active trading company with a 63-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (70/100, director aged 63). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

1 live charge · oldest 32.6y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 32.6 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
7 officers (2 active, 7 linked, 5 with DOB)
84
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
91 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Nov 2023Nov 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-11-302023-11-30
Average employees500500

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (30 events)Click to expand
  1. 2025-10-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-07-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-07-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2022-07-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2021-06-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2020-11-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2019-04-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2018-07-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2017-05-19
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  10. 2016-10-13
    📄
    change-person-director-company-with-change-date
    officers · CH01
  11. 2016-10-13
    📄
    change-person-director-company-with-change-date
    officers · CH01
  12. 2016-06-14
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  13. 2015-10-02
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  14. 2015-07-27
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  15. 2014-10-02
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  16. 2012-02-22
    ➖
    CULLEN, Christina Ann resigned
    secretary
  17. 2012-02-22
    ➖
    CULLEN, Christina Ann resigned
    director
  18. 2012-02-22
    ➖
    CULLEN, John Brady resigned
    director
  19. 2011-12-10
    🔓
    Charge satisfied #1
  20. 1993-09-23
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  21. 1992-10-15
    ➕
    CULLEN, Kenneth appointed
    director
  22. 1992-10-15
    ➕
    CULLEN, Kevin John Brady appointed
    director
  23. 1992-10-15
    ➕
    CULLEN, Christina Ann appointed
    secretary
  24. 1992-10-15
    ➕
    CULLEN, Christina Ann appointed
    director
  25. 1992-10-15
    ➕
    CULLEN, John Brady appointed
    director
  26. 1992-10-02
    🏢
    Company incorporated
    As JOHN CULLEN & SONS LTD.
  27. 1992-10-02
    ➕
    REID, Brian appointed
    nominee-secretary
  28. 1992-10-02
    ➖
    REID, Brian resigned
    nominee-secretary
  29. 1992-10-02
    ➕
    MABBOTT, Stephen appointed
    nominee-director
  30. 1992-10-02
    ➖
    MABBOTT, Stephen resigned
    nominee-director

Owner dependency

99/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "CULLEN" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 34 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 63 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

86/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 34 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 34 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Kenneth Cullen
Individual · British · DOB 07/1963 · age 63
25–50%
—25-50% shares06/04/2016
Mr Kevin John Brady Cullen
Individual · British · DOB 01/1966 · age 60
25–50%
—25-50% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1992-10-02
Jurisdictionscotland
Primary SIC43220 — Plumbing, heat and air-conditioning installation

Registered office

Old Church
South Craigs Road,Rumford
Falkirk
FK2 0SF

Filing status

Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2026-10-16
Last: 2025-10-02

Officers (2 active · 5 resigned)

CULLEN, Kenneth→
director · ~63y · appointed 1992-10-15
View their other companies + combined net worth →
Active
CULLEN, Kevin John Brady→
director · ~60y · appointed 1992-10-15
View their other companies + combined net worth →
Active
CULLEN, Christina Ann→
secretary · appointed 1992-10-15 · resigned 2012-02-22
Resigned
REID, Brian→
nominee-secretary · appointed 1992-10-02 · resigned 1992-10-02
Resigned
CULLEN, Christina Ann→
director · ~83y · appointed 1992-10-15 · resigned 2012-02-22
Resigned
CULLEN, John Brady→
director · ~83y · appointed 1992-10-15 · resigned 2012-02-22
Resigned
MABBOTT, Stephen→
nominee-director · ~76y · appointed 1992-10-02 · resigned 1992-10-02
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Floating charge1 property23/09/199310/12/2011

Recent filings (91 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-06-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-11-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-10-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-10-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-04-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2018-10-02