K.S.B. PROPERTIES (SCOTLAND) LIMITED

🌳Matureactive

SC144419 · ltd · incorporated 1993-05-14

Investment thesis

Property vehicle with a workable charge structure — clean refinance potential.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Dependent on title and valuation due diligence; standard property risks.

Why now

Window steady · low confidence

Stable recent picture — watch for any upcoming trigger event.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 31.2y old — refinance window within 12 months

What changed my view

Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Dec 2024

Net worth

£61.4k

book net assets

Opportunity

82/100

Exceptional

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What this business does

Primary activity: Other letting and operating of own or leased real estate

Sector: Real estate

Investor take

Pursue

Property-backed borrower with a 78-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 78). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 31.2y

65/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 31.2 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

10 officers (4 active, 10 linked, 4 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

7 connected companies via shared directors

Filing history

91 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →

Opportunity Score

82/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)

Positive net assets

Net assets £61,432

Net assets shrinking

Down £3,201 YoY

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

£61k

↓ 5.0% YoY

Current Assets

£5k

↑ 16% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)

Metric	2024-12-31	2023-12-31
Total assets	£61.4k	£64.6k
Current assets	£4.7k	£4.0k
Net assets	£61.4k	£64.6k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (34 events)Click to expand

2025-09-29
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-23
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-08-31
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-09-13
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-09-30
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-12-30
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2019-09-27
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2019-05-13
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2019-05-13
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2018-09-26
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2017-09-29
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2017-08-16
📄
change-account-reference-date-company-previous-extended
accounts · AA01
2016-11-22
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-09-28
📄
change-account-reference-date-company-previous-shortened
accounts · AA01
2016-06-29
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2016-06-29
📄
change-person-director-company-with-change-date
officers · CH01
1996-10-01
➕
BLAIR, Stephanie Elizabeth appointed
secretary
1996-10-01
➖
BLAIR, Lesley Isobel resigned
secretary
1996-06-25
➕
BLAIR, Lesley Isobel appointed
director
1996-06-25
➕
BLAIR, Stephanie Elizabeth appointed
director
1996-06-25
➕
BLAIR, Lesley Isobel appointed
secretary
1996-06-25
➖
GAMBLE, Caroline resigned
secretary
1996-03-05
➖
BLAIR, Helen resigned
secretary
1996-03-05
➕
GAMBLE, Caroline appointed
secretary
1996-02-15
➖
BLAIR, Kenneth resigned
director
1995-03-29
🔒
Charge registered #1
Lender: The Governor and Company of the Bank of Scotland
1993-05-14
🏢
Company incorporated
As K.S.B. PROPERTIES (SCOTLAND) LIMITED
1993-05-14
➕
BLAIR, Helen appointed
director
1993-05-14
➕
BLAIR, Helen appointed
secretary
1993-05-14
➕
OSWALDS OF EDINBURGH LIMITED appointed
corporate-nominee-secretary
1993-05-14
➖
OSWALDS OF EDINBURGH LIMITED resigned
corporate-nominee-secretary
1993-05-14
➕
BLAIR, Kenneth appointed
director
1993-05-14
➕
JORDANS (SCOTLAND) LIMITED appointed
corporate-nominee-director
1993-05-14
➖
JORDANS (SCOTLAND) LIMITED resigned
corporate-nominee-director

Owner dependency

83/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Long-tenure founder: Senior director has been in place 33 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 78 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

90/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
primary20+ year tenure: Director in role 33 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 33 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Mrs Helen Blair Individual · British · DOB 04/1948 · age 78	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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NMS PORTFOLIO LIMITED→ SC168894 · est 1996	£808.0k £686.8k–£929.3k	—	£808.0k	—	29y	83	75y
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CITY LETS (GLASGOW) LIMITED→ SC160734 · est 1995	£622.8k £529.4k–£716.2k	—	£622.8k	—	30y	82	87y
FERNOCH LIMITED→ SC301506 · est 2006	£593.0k £504.0k–£681.9k	—	£593.0k	—	20y	82	73y
D M & S PROPERTIES LTD.→ SC295500 · est 2006	£570.4k £484.8k–£655.9k	—	£570.4k	—	20y	82	78y
GREENPORT LIMITED→ SC300747 · est 2006	£532.4k £452.6k–£612.3k	—	£532.4k	—	20y	82	72y
COLPROP LIMITED→ SC151689 · est 1994	£531.5k £451.8k–£611.2k	—	£531.5k	—	31y	82	84y
D.N. MUNRO LIMITED→ SC273184 · est 2004	£420.7k £357.6k–£483.9k	—	£420.7k	—	21y	82	58y
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CK HAIR LTD.→ SC194511 · est 1999	£153.0k £130.0k–£175.9k	—	£153.0k	—	27y	82	60y
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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated1993-05-14

Jurisdictionscotland

Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

9 Glasgow Road

Paisley

PA1 3QS

Scotland

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2027-05-28

Last: 2026-05-14

Officers (4 active · 6 resigned)

BLAIR, Stephanie Elizabeth→

secretary · appointed 1996-10-01

View their other companies + combined net worth →

Active

BLAIR, Helen→

director · ~78y · appointed 1993-05-14

View their other companies + combined net worth →

Active

BLAIR, Lesley Isobel→

director · ~57y · appointed 1996-06-25

View their other companies + combined net worth →

Active

BLAIR, Stephanie Elizabeth→

director · ~50y · appointed 1996-06-25

View their other companies + combined net worth →

Active

BLAIR, Helen→

secretary · appointed 1993-05-14 · resigned 1996-03-05

Resigned

BLAIR, Lesley Isobel→

secretary · appointed 1996-06-25 · resigned 1996-10-01

Resigned

GAMBLE, Caroline→

secretary · appointed 1996-03-05 · resigned 1996-06-25

Resigned

OSWALDS OF EDINBURGH LIMITED→

corporate-nominee-secretary · appointed 1993-05-14 · resigned 1993-05-14

Resigned

BLAIR, Kenneth→

director · ~79y · appointed 1993-05-14 · resigned 1996-02-15

Resigned

JORDANS (SCOTLAND) LIMITED→

corporate-nominee-director · appointed 1993-05-14 · resigned 1993-05-14

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:1 of 1 shown

			Type	Properties
	outstanding	Lloyds Banking Group The Governor and Company of the Bank of Scotland	Standard security	2 properties	29/03/1995	—

Click column headers to sort. Use filters above to narrow by status and lender.