ENERGY MANAGEMENT ASSOCIATES LIMITED
🌳Matureactive
SC144476 · ltd · incorporated 1993-05-20
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£6.35M
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Development of building projects
Sector: Construction
ALSO REGISTERED FOR
- 41202Construction of domestic buildings
- 68100Buying and selling of own real estate
Investor take
PursueActive trading company with a 65-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (83/100, director aged 65). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -98% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
2 live charges · oldest 21.4y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 21.4 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 3 with DOB)
82
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
18 connected companies via shared directors
90
Filing history
118 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £6,352,907
Net assets shrinking
Down £172,371 YoY
Cash draining
Cash down 98% YoY
Cash YoY
-98%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£11k
↓ 98% YoY
Net Worth
£6.4m
↓ 2.6% YoY
Current Assets
£14m
↓ 9.0% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Total assets | £13.80M | £6.53M |
| Current assets | £13.79M | £15.15M |
| Cash | £11.5k | £594.8k |
| Debtors | £1.94M | £1.94M |
| Net assets | £6.35M | £6.53M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
- 2026-02-28📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-06-25📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-06-24📄gazette-filings-brought-up-to-dategazette · DISS40
- 2025-05-21📄dissolved-compulsory-strike-off-suspendeddissolution · DISS16(SOAS)
- 2025-04-29📄gazette-notice-compulsorygazette · GAZ1
- 2024-08-07📄gazette-filings-brought-up-to-dategazette · DISS40
- 2024-08-06📄change-person-director-company-with-change-dateofficers · CH01
- 2024-08-06📄change-person-secretary-company-with-change-dateofficers · CH03
- 2024-08-06📄gazette-notice-compulsorygazette · GAZ1
- 2024-02-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-07-15📄gazette-filings-brought-up-to-dategazette · DISS40
- 2023-07-13📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-05-16📄dissolved-compulsory-strike-off-suspendeddissolution · DISS16(SOAS)
- 2023-04-25📄gazette-notice-compulsorygazette · GAZ1
- 2022-08-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-06-27📄change-person-director-company-with-change-dateofficers · CH01
- 2022-06-27📄change-person-secretary-company-with-change-dateofficers · CH03
- 2022-06-27📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-06-03📄gazette-filings-brought-up-to-dategazette · DISS40
- 2022-05-14📄dissolved-compulsory-strike-off-suspendeddissolution · DISS16(SOAS)
- 2022-04-26📄gazette-notice-compulsorygazette · GAZ1
- 2021-12-23🔓Charge satisfied #1
- 2004-12-21🔒Charge registered #2Lender: The Governor and Company of the Bank of Scotland
- 2004-12-07🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 1998-12-29➕CROSS, Linda appointeddirector
- 1993-05-20🏢Company incorporatedAs ENERGY MANAGEMENT ASSOCIATES LIMITED
- 1993-05-20➕CROSS, Linda appointedsecretary
- 1993-05-20➕CROSS, Thomas Patrick appointeddirector
- 1993-05-20➕REID, Brian appointednominee-secretary
- 1993-05-20➖REID, Brian resignednominee-secretary
- 1993-05-20➕MABBOTT, Stephen appointednominee-director
- 1993-05-20➖MABBOTT, Stephen resignednominee-director
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 33 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 65 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
86/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 33 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 33 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Thomas Patrick Cross Individual · British · DOB 03/1961 · age 65 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mrs Linda Cross Individual · British · DOB 03/1966 · age 60 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mrs Marjorie Laina Crockford Individual · British · DOB 03/1942 · age 84 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · AB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| GAOTH ENERGIES LIMITED→ SC760607 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| GIBB ELECTRICAL SERVICES LTD→ SC517051 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| GILES ENTERPRISES (SCOTLAND) LIMITED→ SC676740 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| GJS JOINERY LIMITED→ SC818834 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| GLENN SILVER JOINERY SERVICES LTD→ SC572807 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| GO ABB PROPERTIES LTD→ SC552624 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| GOLDCREST DEVELOPMENTS (UK) LIMITED→ SC137060 · est 1992 · no financials extracted | — | — | — | — | 34y | — | — |
| GORDON MYRON & SON LIMITED→ SC422252 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| GOVAL LIMITED→ SC532356 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| GRAEME BURTON PLUMBING AND HEATING LTD→ SC884559 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| GRAEME CAMPBELL JOINERY LIMITED→ SC365202 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| GRAHAM FERRIER GROUNDWORKS LTD.→ SC331655 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1993-05-20
Jurisdictionscotland
Primary SIC41100 — Development of building projects
Registered office
Charnwood House
Milltimber
Aberdeen
Grampian
AB13 0AL
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2026-06-03
Last: 2025-05-20
Officers (3 active · 2 resigned)
Active
CROSS, Linda→
Activedirector · ~60y · appointed 1998-12-29
View their other companies + combined net worth →
CROSS, Thomas Patrick→
Activedirector · ~65y · appointed 1993-05-20
View their other companies + combined net worth →
REID, Brian→
Resignednominee-secretary · appointed 1993-05-20 · resigned 1993-05-20
MABBOTT, Stephen→
Resignednominee-director · ~76y · appointed 1993-05-20 · resigned 1993-05-20
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Floating charge | 1 property | 21/12/2004 | — | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 07/12/2004 | 23/12/2021 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (118 total)
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2026-02-28
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-06-25
gazette-filings-brought-up-to-date
gazette · DISS40
2025-06-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-23
dissolved-compulsory-strike-off-suspended
dissolution · DISS16(SOAS)
2025-05-21
gazette-notice-compulsory
gazette · GAZ1
2025-04-29
gazette-filings-brought-up-to-date
gazette · DISS40
2024-08-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-06
change-person-director-company-with-change-date
officers · CH01
2024-08-06
change-person-secretary-company-with-change-date
officers · CH03
2024-08-06
gazette-notice-compulsory
gazette · GAZ1
2024-08-06
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-02-29
gazette-filings-brought-up-to-date
gazette · DISS40
2023-07-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-13
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-07-13