ACTION IN MIND

🌳Matureactive
SC151478 · private-limited-guarant-nsc-limited-exemption · incorporated 1994-06-17
Investment thesis
Looks cheap but ownership + security both unclear — probable value trap.
Why interesting: Headline metrics may be attractive.
Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
78/100
Strong
🔔
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What this business does
Primary activity: Other social work activities without accommodation n.e.c.
Sector: Human health & social work
Investor take
Pursue
Active trading company with a 66-year-old founder — textbook succession opportunity.

Opportunity 78/100 (strong), bankability 67/100. Strong seller-intent signal (63/100, director aged 66). Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (48/100).

🏦

Refinance opportunity

3 live charges · 3 lenders · oldest 30.1y

25/100
too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

  • · Oldest live charge is 30.1 years old — likely at or near maturity.
  • · 3 lenders named — inter-creditor friction likely.
  • · Legal-friction score 48/100 (high).

Data confidence

Overall: low (47/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
67 officers (5 active, 67 linked, 60 with DOB)
88
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
Network not yet resolved
30
Filing history
208 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
4
filings
  • 3 officers
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (154 events)Click to expand
  1. 2026-02-19
    📄
    change-person-director-company-with-change-date
    officers · CH01
  2. 2025-12-22
    📄
    accounts-with-accounts-type-full
    accounts · AA
  3. 2025-12-15
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  4. 2025-12-15
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  5. 2025-11-28
    FRIEL, Desmond John resigned
    director
  6. 2025-11-28
    ORR, Francine Capaldi resigned
    director
  7. 2025-08-21
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  8. 2025-08-12
    RIDDELL, Mhari resigned
    director
  9. 2025-07-08
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  10. 2025-07-01
    MCGRATH, Kirsty appointed
    director
  11. 2025-06-05
    📄
    change-person-director-company-with-change-date
    officers · CH01
  12. 2025-06-05
    📄
    change-person-director-company-with-change-date
    officers · CH01
  13. 2025-06-05
    📄
    change-person-director-company-with-change-date
    officers · CH01
  14. 2025-06-05
    📄
    change-person-director-company-with-change-date
    officers · CH01
  15. 2024-12-16
    📄
    accounts-with-accounts-type-full
    accounts · AA
  16. 2024-06-18
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  17. 2023-12-06
    HESLOP, Katie Louise, Dr appointed
    director
  18. 2023-12-06
    📄
    accounts-with-accounts-type-full
    accounts · AA
  19. 2023-02-14
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  20. 2023-02-01
    RICHMOND-FERNS, Olivia May appointed
    director
  21. 2022-12-05
    📄
    accounts-with-accounts-type-full
    accounts · AA
  22. 2022-11-25
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  23. 2022-11-25
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  24. 2022-11-23
    MACKENZIE, Alexander resigned
    director
  25. 2022-11-23
    ORR, Francine Capaldi appointed
    director
  26. 2021-12-22
    📄
    accounts-with-accounts-type-full
    accounts · AA
  27. 2021-06-22
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  28. 2021-06-10
    JAMIESON, Paul Alexander resigned
    director
  29. 2021-04-08
    📄
    accounts-with-accounts-type-full
    accounts · AA
  30. 2021-03-26
    JAMIESON, Paul resigned
    secretary
  31. 2021-03-15
    RICHMOND-FERNS, Alison Margaret appointed
    director
  32. 2021-02-25
    RIDDELL, Mhari appointed
    director
  33. 2020-12-09
    JAMIESON, Paul appointed
    secretary
  34. 2020-11-09
    DOCHERTY, James resigned
    director
  35. 2020-06-29
    SCOTT, Helena Christina resigned
    secretary
  36. 2019-07-16
    FLEMING, Marc resigned
    director
  37. 2019-07-16
    MCCALLUM, Michael resigned
    director
  38. 2019-04-23
    MOONEY, Paul Laurence resigned
    director
  39. 2018-09-26
    JAMIESON, Paul Alexander appointed
    director
  40. 2017-09-20
    MOULSDALE, Anthony Edward resigned
    director
  41. 2017-03-27
    KELLY, Graham John resigned
    director
  42. 2016-11-14
    HAMILTON, Elizabeth appointed
    director
  43. 2016-11-14
    FLEMING, Marc appointed
    director
  44. 2016-07-04
    WRIGHT, Christopher James resigned
    director
  45. 2015-12-07
    MCCALLUM, Michael appointed
    director
  46. 2014-07-21
    WALSH, Mike, Dr resigned
    director
  47. 2014-04-17
    KYDD, Angela Bernadette, Dr resigned
    director
  48. 2014-02-03
    KELLY, Graham John appointed
    director
  49. 2013-09-25
    FRIEL, Desmond John appointed
    director
  50. 2013-09-25
    GALLAGHER, Joseph resigned
    director
Showing most recent 50 of 154 events

Owner dependency

63/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • -5 active directors: Broader management team in place — suggests transferable governance.
  • +Founder age: Director aged approximately 66 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

50/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.

Red flags

1 med ·
3 director resignations in last 12 months
medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: FRIEL, Desmond John resigned 2025-11-28; ORR, Francine Capaldi resigned 2025-11-28; RIDDELL, Mhari resigned 2025-08-12

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
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Company details

Statusactive
Typeprivate-limited-guarant-nsc-limited-exemption
Incorporated1994-06-17
Jurisdictionscotland
Primary SIC88990 — Other social work activities without accommodation n.e.c.

Registered office

19 Dean Crescent
Stirling
Stirlingshire
FK8 1UR

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-06-26
Last: 2025-06-12

Officers (5 active · 62 resigned)

HAMILTON, Elizabeth
director · ~66y · appointed 2016-11-14
View their other companies + combined net worth →
Active
HESLOP, Katie Louise, Dr
director · ~31y · appointed 2023-12-06
View their other companies + combined net worth →
Active
MCGRATH, Kirsty
director · ~58y · appointed 2025-07-01
View their other companies + combined net worth →
Active
RICHMOND-FERNS, Alison Margaret
director · ~66y · appointed 2021-03-15
View their other companies + combined net worth →
Active
RICHMOND-FERNS, Olivia May
director · ~27y · appointed 2023-02-01
View their other companies + combined net worth →
Active
BAUER, Christine Mary Campbell
secretary · appointed 1997-07-23 · resigned 2010-02-26
Resigned
DOUGLAS, Alan James
secretary · appointed 1994-07-27 · resigned 1996-08-26
Resigned
JAMIESON, Paul
secretary · appointed 2020-12-09 · resigned 2021-03-26
Resigned
SCOTT, Helena Christina
secretary · appointed 2010-04-12 · resigned 2020-06-29
Resigned
WHALEY, John Christopher
secretary · appointed 1996-08-23 · resigned 1997-07-21
Resigned
OSWALDS OF EDINBURGH LIMITED
corporate-nominee-secretary · appointed 1994-06-17 · resigned 1994-06-17
Resigned
ADAMS, John Love
director · ~79y · appointed 2003-09-01 · resigned 2006-05-31
Resigned
AIKEN, Duncan Leslie
director · ~88y · appointed 2001-09-13 · resigned 2004-02-11
Resigned
BARCLAY, Gordon Taylor
director · ~59y · appointed 1998-01-13 · resigned 2000-04-12
Resigned
BELL, David John
director · ~66y · appointed 1995-05-25 · resigned 1997-05-28
Resigned
BROWN, Ethne Roulston
director · ~72y · appointed 2009-11-10 · resigned 2011-12-05
Resigned
BURT, Gavin Paton
director · ~77y · appointed 1999-01-13 · resigned 2006-12-13
Resigned
COCHRANE, Philippa Rose
director · ~54y · appointed 2007-10-17 · resigned 2010-04-13
Resigned
COLLIER, John Fergus
director · ~67y · appointed 1994-06-17 · resigned 1997-05-28
Resigned
CORNER, William Archibald
director · ~78y · appointed 1994-06-17 · resigned 1996-05-30
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
2
Outstanding
2
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
outstanding
Big Lottery Fund
Standard security1 property03/05/2007
outstanding
Stirling Council as Statutory Successor to Central Regional Council
Standard security1 property08/07/1996
satisfied
Central Regional Council
Standard security1 property10/04/199629/07/1996
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (208 total)

change-person-director-company-with-change-date
officers · CH01
2026-02-19
accounts-with-accounts-type-full
accounts · AA
2025-12-22
termination-director-company-with-name-termination-date
officers · TM01
2025-12-15
termination-director-company-with-name-termination-date
officers · TM01
2025-12-15
termination-director-company-with-name-termination-date
officers · TM01
2025-08-21
appoint-person-director-company-with-name-date
officers · AP01
2025-07-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-07
change-person-director-company-with-change-date
officers · CH01
2025-06-05
change-person-director-company-with-change-date
officers · CH01
2025-06-05
change-person-director-company-with-change-date
officers · CH01
2025-06-05
change-person-director-company-with-change-date
officers · CH01
2025-06-05
accounts-with-accounts-type-full
accounts · AA
2024-12-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-17
appoint-person-director-company-with-name-date
officers · AP01
2024-06-18
accounts-with-accounts-type-full
accounts · AA
2023-12-06