CITY WALL PROPERTIES (SCOTLAND) LIMITED

🌳Matureactive
SC153558 · ltd · incorporated 1994-10-12
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 30.8y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£2.40M
book net assets
Opportunity
79/100
Strong
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Property-backed borrower with a 81-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 75/100. Strong seller-intent signal (63/100, director aged 81). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

5 live charges · 2 lenders · oldest 30.8y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 30.8 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (72/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
10 officers (3 active, 10 linked, 5 with DOB)
80
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
7 connected companies via shared directors
66
Filing history
97 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £2,399,456

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£2.4m
↑ 1.6% YoY
Current Assets
£671k
↓ 21% YoY
Current Liabilities
—
£0£480k£960k£1.4m£1.9m£2.4mMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2025-03-312024-03-31
Total assets£2.40M£2.36M
Current assets£671.2k£848.2k
Net assets£2.40M£2.36M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (42 events)Click to expand
  1. 2026-01-19
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  2. 2026-01-19
    🔓
    Charge satisfied #2
  3. 2025-09-01
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2024-09-18
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2023-12-19
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2022-09-07
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  7. 2022-06-16
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2022-04-13
    📄
    change-person-director-company-with-change-date
    officers · CH01
  9. 2022-04-13
    📄
    change-person-director-company-with-change-date
    officers · CH01
  10. 2022-04-13
    📄
    change-person-director-company-with-change-date
    officers · CH01
  11. 2021-05-13
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2021-04-02
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  13. 2020-06-12
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2019-05-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2018-06-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2017-06-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  17. 2017-04-05
    📄
    change-person-director-company-with-change-date
    officers · CH01
  18. 2017-04-01
    ➕
    MILNE, Alexandra Jean appointed
    director
  19. 2016-02-10
    ➕
    PERRY, Marjory Phyllis appointed
    director
  20. 2008-04-30
    🔓
    Charge satisfied #4
  21. 2007-11-20
    ➖
    PERRY, Jamie Stewart resigned
    secretary
  22. 2007-11-20
    ➖
    PERRY, Jamie Stewart resigned
    director
  23. 2006-10-04
    🔒
    Charge registered #5
    Lender: Trustees of the Peredin Pension Scheme
  24. 2003-09-01
    ➖
    MCARDLE, Moira resigned
    secretary
  25. 2003-09-01
    ➕
    PERRY, Jamie Stewart appointed
    secretary
  26. 2003-09-01
    ➕
    PERRY, Jamie Stewart appointed
    director
  27. 2002-06-01
    ➕
    MCARDLE, Moira appointed
    secretary
  28. 2002-06-01
    ➖
    PERRY, Marjory resigned
    secretary
  29. 2002-06-01
    ➖
    PERRY, Marjory resigned
    director
  30. 2000-04-28
    🔒
    Charge registered #4
    Lender: The Governor and Company of the Bank of Scotland
  31. 2000-04-28
    🔒
    Charge registered #3
    Lender: The Governor and Company of the Bank of Scotland
  32. 1998-05-21
    🔓
    Charge satisfied #1
  33. 1995-07-17
    🔒
    Charge registered #2
    Lender: The Governor and Company of the Bank of Scotland
  34. 1995-07-12
    🔒
    Charge registered #1
    Lender: The Governor and Company of the Bank of Scotland
  35. 1994-10-12
    🏢
    Company incorporated
    As CITY WALL PROPERTIES (SCOTLAND) LIMITED
  36. 1994-10-12
    ➕
    PERRY, John appointed
    director
  37. 1994-10-12
    ➕
    PERRY, Marjory appointed
    secretary
  38. 1994-10-12
    ➕
    HBJ SECRETARIAL LIMITED appointed
    corporate-nominee-secretary
  39. 1994-10-12
    ➖
    HBJ SECRETARIAL LIMITED resigned
    corporate-nominee-secretary
  40. 1994-10-12
    ➕
    PERRY, Marjory appointed
    director
  41. 1994-10-12
    ➕
    HENDERSON BOYD JACKSON LIMITED appointed
    corporate-nominee-director
  42. 1994-10-12
    ➖
    HENDERSON BOYD JACKSON LIMITED resigned
    corporate-nominee-director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Long-tenure founder: Senior director has been in place 32 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 81 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

90/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 81 years old. Natural succession window is now.
  • primary20+ year tenure: Director in role 32 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 32 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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———————
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1994-10-12
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

24 Gillespie Road
Edinburgh
EH13 0NN

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-07-31
Last: 2025-07-17

Officers (3 active · 7 resigned)

MILNE, Alexandra Jean→
director · ~40y · appointed 2017-04-01
View their other companies + combined net worth →
Active
PERRY, John→
director · ~81y · appointed 1994-10-12
View their other companies + combined net worth →
Active
PERRY, Marjory Phyllis→
director · ~66y · appointed 2016-02-10
View their other companies + combined net worth →
Active
MCARDLE, Moira→
secretary · appointed 2002-06-01 · resigned 2003-09-01
Resigned
PERRY, Jamie Stewart→
secretary · appointed 2003-09-01 · resigned 2007-11-20
Resigned
PERRY, Marjory→
secretary · appointed 1994-10-12 · resigned 2002-06-01
Resigned
HBJ SECRETARIAL LIMITED→
corporate-nominee-secretary · appointed 1994-10-12 · resigned 1994-10-12
Resigned
PERRY, Jamie Stewart→
director · ~42y · appointed 2003-09-01 · resigned 2007-11-20
Resigned
PERRY, Marjory→
director · ~81y · appointed 1994-10-12 · resigned 2002-06-01
Resigned
HENDERSON BOYD JACKSON LIMITED→
corporate-nominee-director · appointed 1994-10-12 · resigned 1994-10-12
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

5
Total charges
2
Outstanding
2
Active lenders
Status:Lender:5 of 5 shown
TypeProperties
outstanding
Trustees of the Peredin Pension Scheme
Standard security1 property04/10/2006—
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Standard security1 property28/04/200030/04/2008
outstanding
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Standard security1 property28/04/2000—
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Standard security1 property17/07/199519/01/2026
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Bond & floating charge1 property12/07/199521/05/1998
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (97 total)

mortgage-satisfy-charge-full
mortgage · MR04
2026-01-19
accounts-with-accounts-type-micro-entity
accounts · AA
2025-09-01
confirmation-statement-with-updates
confirmation-statement · CS01
2025-07-17
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-18
confirmation-statement-with-updates
confirmation-statement · CS01
2024-07-23
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-19
confirmation-statement-with-updates
confirmation-statement · CS01
2023-07-18
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-09-07
confirmation-statement-with-updates
confirmation-statement · CS01
2022-07-20
accounts-with-accounts-type-micro-entity
accounts · AA
2022-06-16
change-person-director-company-with-change-date
officers · CH01
2022-04-13
change-person-director-company-with-change-date
officers · CH01
2022-04-13
change-person-director-company-with-change-date
officers · CH01
2022-04-13
confirmation-statement-with-updates
confirmation-statement · CS01
2021-07-22
accounts-with-accounts-type-micro-entity
accounts · AA
2021-05-13