C.V.O. LIMITED
Opportunity 79/100 (strong), bankability 57/100. Strong seller-intent signal (83/100, director aged 66). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (53/100).
Refinance opportunity
13 live charges · 3 lenders · oldest 28.2y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 28.2 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £7.54M | £8.60M |
| Current assets | £8.17M | £5.06M |
| Cash | £42.7k | £1.31M |
| Debtors | £6.61M | £3.00M |
| Net assets | £4.82M | £4.67M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 8 mortgage
Corporate timeline (50 events)Click to expand
- 2025-12-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-18🔓Charge satisfied #13
- 2025-12-18🔓Charge satisfied #12
- 2025-12-18🔓Charge satisfied #10
- 2025-12-18🔓Charge satisfied #8
- 2025-12-18🔓Charge satisfied #7
- 2025-12-18🔓Charge satisfied #5
- 2025-12-18🔓Charge satisfied #4
- 2025-12-18🔓Charge satisfied #1
- 2025-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-09-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-09-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-07-18📄change-person-secretary-company-with-change-dateofficers · CH03
- 2014-11-19🔒Charge registered #13Lender: The Royal Bank of Scotland PLC
- 2014-11-19🔒Charge registered #12Lender: The Royal Bank of Scotland PLC
- 2014-11-19🔒Charge registered #11Lender: The Royal Bank of Scotland PLC
- 2014-11-19🔒Charge registered #10Lender: The Royal Bank of Scotland PLC
- 2014-11-19🔒Charge registered #9Lender: The Royal Bank of Scotland PLC
- 2014-11-19🔒Charge registered #8Lender: The Royal Bank of Scotland PLC
- 2014-11-19🔒Charge registered #7Lender: The Royal Bank of Scotland PLC
- 2014-11-19🔒Charge registered #6Lender: The Royal Bank of Scotland PLC
- 2014-11-19🔒Charge registered #5Lender: The Royal Bank of Scotland PLC
- 2014-11-19🔒Charge registered #4Lender: The Royal Bank of Scotland PLC
- 2008-11-22🔓Charge satisfied #2
- 2008-09-08🔒Charge registered #3Lender: Royal Bank of Scotland PLC
- 2005-01-05➕KEAN, Paul appointedsecretary
- 2005-01-05➖KEAN, Ann resignedsecretary
- 1999-07-01➕KEAN, Ann appointedsecretary
- 1999-07-01➖KINNAIRD, Carolyn resignedsecretary
- 1998-03-16🔒Charge registered #2Lender: Clydesdale Bank Public Limited Company
- 1998-03-03🔒Charge registered #1Lender: Clydesdale Bank Public Limited Company
- 1994-11-16➕KEAN, James Harkins appointeddirector
- 1994-11-16➕KINNAIRD, Carolyn appointedsecretary
- 1994-11-16➖ALEXANDERS BUSINESS PRESS LTD resignedcorporate-nominee-secretary
- 1994-11-16➖ALEXANDERS BUSINESS SERVICES LTD resignedcorporate-nominee-director
- 1994-10-25🏢Company incorporatedAs C.V.O. LIMITED
- 1994-10-25➕ALEXANDERS BUSINESS PRESS LTD appointedcorporate-nominee-secretary
- 1994-10-25➕ALEXANDERS BUSINESS SERVICES LTD appointedcorporate-nominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 31 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 66 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 31 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 32 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr James Harkins Kean Individual · British · DOB 05/1960 · age 66 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 4 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 19/11/2014 | 18/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 19/11/2014 | 18/12/2025 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 19/11/2014 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 19/11/2014 | 18/12/2025 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 19/11/2014 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 19/11/2014 | 18/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 19/11/2014 | 18/12/2025 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 19/11/2014 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 19/11/2014 | 18/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 19/11/2014 | 18/12/2025 | |
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 08/09/2008 | — | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 16/03/1998 | 22/11/2008 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 03/03/1998 | 18/12/2025 |